Comparison

Meniga vs Síminn Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meniga

Effortlessly track and manage your finances with insights and budgeting tools. Discover personalized cash-back offers and gain a clear view of your spending across all your bank accounts. Securely manage your money with bank-level protection.

Highlights
  • Effortless money tracking and fun facts
  • Personalized cash-back offers
  • Transaction insights and spending visualization
  • Insightful financial notifications
  • Powerful budgeting tools
  • Manage all financial accounts in one place
  • Bank-like security measures
Features
Read full description

Meniga is an award winning fun, free, smart and secure way to keep track and manage your finances. Meniga’s personal finance management solution is the winner of multiple awards for design and user experience, including Best of Show at Finovate Europe 2011 and 2013. Highlights * Tracking and fun facts about your money with zero effort in the Meniga feed * Highly relevant cash-back offers based on your actual spending * Every transaction gives you an insight into your total spend at Merchant and within the associated category * Insightful notifications about your financial life that help you keep your finances healthy * Powerful budgeting tools that help you visualise, define and reach your goals * Naturally engage with your transactions by adding notes and keywords for future searches * Manage all your financial accounts from all your banks in one place (checking, savings, credit cards, investments, and retirement) * Bank-like security measures and 3rd party certifications that ensure your financial information is always safe * Available in English and Icelandic Intended for users in Iceland Meniga is the leading personal finance management site for users with bank accounts in Iceland. If you don’t already have an account you can sign up at www.meniga.is or by downloading the app. Explore Meniga further by checking out our website: http://www.meniga.is http://www.facebook.com/meniga/info About Meniga The Meniga PFM solution is currently used by millions of users in 14 banks in 13 countries, with multiple banks in the process of implementing the solution. Meniga has become Europe’s leading PFM provider. The solution is currently being implemented in 21 countries, and more countries are already scheduled to be added in partnership with retail banks and financial institutions around the world.

About

Síminn Pay

This app functions as a digital wallet for seamless online and in-store payments. It offers features like installment plans, parking meter payments, exclusive deals, and a centralized location for all your receipts.

Highlights
  • Digital wallet for payments
  • 14-day payment deferral
  • Installment plans up to 36 months
  • Parking meter payments
  • Access to merchant offers
  • Centralized receipts
  • Charitable donations
Features
Read full description

Síminn Pay er rafrænt veski sem notendur geta notað til að greiða fyrir vörur og þjónustu hvort sem er á vef eða í verslunum. Eftirfarandi þjónustur eru að finna í Síminn Pay appinu: - Veski. Settu inn greiðslukort inn í appið og greiddu á vef eða í verslunum. - Léttkaup. Fáðu 14 daga greiðslufrest eða dreifðu greiðslum í allt að 36 mánuði þegar greitt er með Léttkaupskortinu hjá völdum söluaðilum. - Stæði. Greiddu í stöðumæli með appinu. - Tilboð. Fáðu aðgang að fjölmörgum tilboðum söluaðila á einum stað. - Kvittanir. Allar kvittanir á einum stað. - Styrkir. Styrktu góðgerðamál í appinu og allur peningur rennur óskiptur til góðgerðafélaga. Sjá nánar á www.siminnpay.is

Screenshots

Meniga4 screens
Síminn Pay4 screens

Verdict

The call

The clearest difference is rating: Síminn Pay at 4.7 against Meniga's 3.7. Síminn Pay also leads on ratings volume (269 vs 10). Meniga's advantage is review sentiment (33% vs 0%) and iOS requirement (10.0 vs 13.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Síminn Pay holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Síminn Pay has 269 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 33% of Meniga's written reviews are positive against 0% of Síminn Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Meniga ships an update every 2 months, Síminn Pay every 6 weeks. The most recent releases landed on June 5, 2026 and September 7, 2026 respectively.

Scorecard4 real differences · 6 level
Meniga versus Síminn Pay: the parameters behind the verdict, then further details
ParameterMenigaSíminn Pay
PriceFreeFree
Rating3.7 (10 ratings)4.7 (269 ratings) — better
Positive reviews33.3% of reviews — better0.0% of reviews
Number of ratings10269 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.0 — better13.4
Further details — not scored
Size85 MB95 MB
Age rating4+4+
DeveloperMenigaSíminn

Customer experience

Meniga

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews9 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Síminn Pay

All ratings269 ratings
Positive94.8%
Neutral1.9%
Negative3.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Meniga

No in-app purchases

None

Síminn Pay

No in-app purchases

Questions

Is Meniga free?
Meniga is free to download, with no in-app purchases.
Is Síminn Pay free?
Síminn Pay is free to download, with no in-app purchases.
Which has better reviews, Meniga or Síminn Pay?
Síminn Pay is rated higher. Meniga averages 3.7 out of 5 from 10 ratings, while Síminn Pay averages 4.7 from 269 ratings.
Do Meniga or Síminn Pay have ads?
Neither Meniga nor Síminn Pay shows ads.
Which is updated more often, Meniga or Síminn Pay?
Meniga ships an update every 2 months, and Síminn Pay every 6 weeks. Most recently, Meniga was updated on June 5, 2026 and Síminn Pay on September 7, 2026.

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