Easy Mortgages vs Ledgerlyne
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Mortgages
Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.
- Payment calculations
- Extra payment simulation
- Amortization schedule
- Save loans for comparison
- HTML/CSV file generation
- Passcode protection
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Wow! Amazing! What it saves with an affordable extra payment every month? This professional Mortgage Loan Calculator is a powerful, fast and easy-to-use iPhone App perfect for Home Buyers, Home owners, Brokers and Realtors. Make confident home-financing decisions with a fast, beautiful mortgage calculator built for iPhone and iPad. The core calculator is completely free — no ads, no tracking, no account. CALCULATE WITH CONFIDENCE • Monthly payment with principal & interest (PITI) • Property taxes, homeowners insurance, HOA/condo fees • Total interest and total cost over the life of the loan • Complete amortization schedule, month by month • See how extra payments cut years and interest VISUALIZE YOUR LOANS • Clean dashboard with interactive charts • Compare monthly payments and interest rates at a glance • Portfolio overview and financial insights • Price-per-square-foot tracking COMPARE SCENARIOS Save unlimited loans and compare down payments, rates, terms, and property values side by side to see which option saves the most. SYNC & PRIVACY • Optional iCloud sync across iPhone and iPad • Works fully offline • No login, no data collection, no ads • Your data stays on your device and in your personal iCloud NEW — AGENT PRO (for real-estate agents & loan officers) Everything in the free calculator stays free. Agent Pro adds the client-facing tools professionals use in front of clients: • Presentation Mode — hand the phone across the table; live sliders update the payment instantly • Branded PDF reports — your photo, name, brokerage, and license, with a "scan to save my contact" QR on every page • Payment Scenario one-pagers and Side-by-Side comparisons • Open House finance flyers with three financing options • Seller Net Sheets and Refinance analyses • Buyer Estimate Worksheets • Client Book — track clients, attach scenarios, set follow-up reminders • Pro calculators — Affordability, Rent vs Buy, Points, 2-1 / 3-2-1 Buydowns, Blended Rate, and loan-type payments (Conventional, FHA, VA, USDA, Jumbo) Every report is generated on your device. No accounts, no servers — your data never leaves your device except through your own iCloud. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www.mobileinnov.com/PrivacyPolicy.html
Ledgerlyne
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Bookkeeping that stays on your iPhone. Ledgerlyne tracks your income and expenses, reconciles to the cent, and shows what your business actually earned, without putting your books in someone else's cloud. TRY IT FREE, NO SIGN-IN Open the sample business and record an expense in under a minute. Watch the register and Profit & Loss update instantly. No account, no card, no commitment. YOUR BOOKS STAY PRIVATE Your financial records are never stored in a Ledgerlyne cloud database. Keep them on your device or in a Files location you choose, such as iCloud Drive or Dropbox. Works offline. TRACK INCOME AND EXPENSES Record customer payments, checks, debits, deposits, and transfers in a clean register. Keep separate books for each company you run. SEE YOUR PROFIT Profit & Loss, Balance Sheet, Trial Balance, General Ledger, and tax-summary reports. Export CSV for your accountant at tax time. RECONCILE WITH CONFIDENCE Match your register to your bank statement and reconcile to the cent. Real double-entry accounting works behind the scenes, so your numbers always balance. BRING YOUR EXISTING RECORDS Import CSV or Excel spreadsheets. Bad dates and amounts are flagged before posting, and duplicate imports are skipped automatically. BUILT FOR Sole proprietors, freelancers, contractors, side businesses, and small shops that want real books without a bloated, cloud-only accounting suite. SUBSCRIPTION AND FREE TRIAL The sample business is free. An Apple-managed Ledgerlyne Monthly subscription is required to use your own books. Eligible new subscribers get a 7-day free trial when confirming the subscription with Apple. The localized monthly price is shown before you confirm. After the trial, the subscription renews monthly at that price unless canceled at least 24 hours before the trial or current period ends. Manage or cancel anytime in your App Store account settings. Restore Purchases is available in the app. Terms of Use: https://www.seminolewindstechnology.com/ledgerlyne/terms/ Privacy Policy: https://www.seminolewindstechnology.com/ledgerlyne/privacy/
Screenshots
Verdict
The clearest difference is update cadence: Ledgerlyne at every 2 days against Easy Mortgages's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Easy Mortgages sells 1 in-app purchase, starting at $9.99 per year and Ledgerlyne sells 1 in-app purchase, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Easy Mortgages ships an update monthly, Ledgerlyne every 2 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.
| Parameter | Easy Mortgages | Ledgerlyne |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (8 ratings) — better | — |
| Positive reviews | 56.9% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 6 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobile Innovations LLC | Drew Squires |
Bugs and requests
Easy Mortgages
Reported bugs
10 issues- Amortization schedule crashes app consistently
- App crashes when clicking amortization button
- Data loss when updating app without warning
- Extra principal payment changes apply to all mortgages instead of individual ones
- Extra principal amounts reset to default values
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- Total payment amount doesn't update with extra principal changes
- App crashes on iOS 8 and newer versions
- App incompatible with iPhone 6+ and newer devices
- Random crashes unrelated to specific actions
- Incorrect keypad displayed for numeric input fields
Requested features
11 requests- Ability to enter loan terms in years instead of months only
- Reverse calculation (enter desired payment, calculate terms)
- Biweekly and weekly payment schedule options
- Down payment entry as percentage of purchase price
- Ability to rename saved mortgages
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- Single large extra payment option
- Start and end dates in amortization table
- Ability to compare multiple payment scenarios side-by-side
- iPad version of the app
- Customizable background colors/themes
- Combined view of total payments across multiple loans
Ledgerlyne
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Easy Mortgages
- Agent Pro7 Days trial$9.991 Year
Ledgerlyne
- Ledgerlyne Monthly7 Days trial$9.991 Month
Questions
Is Easy Mortgages free?
Is Ledgerlyne free?
Do Easy Mortgages or Ledgerlyne have ads?
Which is updated more often, Easy Mortgages or Ledgerlyne?
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