SETCO ONE vs True Calculator

SETCO ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. SETCO ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

True Calculator is a professional financial calculator and investment analysis platform built for commercial real estate investors, brokers, and syndicators. Analyze deals in seconds. Run cash flow projections, compare two properties side by side, and generate professional offering memorandums — all from one app. FREE: • Professional financial calculator with TVM solver • Time value of money (N, I/YR, PV, PMT, FV) • Light and dark mode BASIC ($12.99/mo): • Two-deal cash flow worksheets (CF1 + CF2) • NOI projections with rent growth and appreciation • Debt service analysis with balloon payment and LTV • IRR, NPV, equity multiple, cap rate, GRM, DSCR • Side-by-side deal comparison with winner badges • Amortization schedules • PDF export • Bond pricing, breakeven, depreciation, and more PROFESSIONAL ($29.99/mo): • Everything in Basic • Detailed APOD income and expense analysis (16 line items) • Second loan / mezzanine financing • After-tax returns with federal and state tax rates • Depreciation recapture at 25% vs capital gains rate • Cost segregation analysis • Loss carry-forward with release at sale • Capital accumulation with safe rate reinvestment • 3-scenario analysis (conservative / base / aggressive) • Custom annual income for stabilization properties • Year-by-year detail tables • Full 4-scenario deal comparison (cash, debt, after-tax, debt+tax) • Offering Memorandum builder with 7 sections • AI-powered content generation • Professional multi-page OM PDF export • Cloud sync — access your data from any device Basic and Professional are available as in-app subscriptions. Your data syncs across app and web — sign in with the same account anywhere. Built for real estate professionals who need serious analysis tools at a fraction of the cost of enterprise platforms. ——— Legal: Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://thetruecalc.com/privacy