Comparison

KIB Mobile vs My Rateb

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KIB Mobile

Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.

Highlights
  • Unified account, card, and investment dashboard
  • Proactive and customizable financial services
  • KIBPay for seamless payments and bill splitting
  • Kuwait's best rewards program with points redemption
  • Full visibility and control over loans and finances
Features
Read full description

**Introducing the all-new, revolutionary KIB retail mobile application**, designed to bring you a seamless banking experience like never before. Get ready to embark on a journey of unparalleled convenience, where managing your finances becomes effortless and intuitive. With our new app, we have reimagined every aspect to provide you with a seamless experience that puts banking at your fingertips. Say goodbye to the days of complex interfaces and disjointed services. Our enhanced usability and intuitive design ensure that everything you need is easily accessible, giving you complete control over your financial world. --- **One of the standout features of our app** is the ability to manage your accounts, cards, and investments all in one place. Our unified dashboard provides a comprehensive overview of your financial portfolio, empowering you to make informed decisions with ease. From monitoring transactions to analyzing your investments, it's all conveniently consolidated for your convenience. --- But that's not all — we understand the value of your time. That's why we have implemented proactive and customizable services to save you precious minutes in your busy day. From smart notifications that keep you updated on your account activity to personalized recommendations tailored to your financial goals, our app goes above and beyond to simplify your financial journey. --- **Our innovative KIBPay service** revolutionizes the way you handle payments, top-ups, and bill splitting. Imagine the convenience of making payments seamlessly, transferring funds effortlessly, and even splitting bills among friends or family members with just a few taps. It's a game-changer that brings unparalleled ease and efficiency to your financial transactions. --- **And if you love rewards, you're in for a treat.** Join the best rewards program in Kuwait and unlock a world of exclusive benefits. Earn points with every interaction and transaction, and then redeem them for exciting vouchers, products, or unforgettable travel experiences. It's our way of showing appreciation for your loyalty and giving back to you, our valued customer. --- But it doesn't end there. We believe in providing you with full visibility and control over your financing. With our app, you gain complete insight into your loans and finances. Say goodbye to guesswork and hello to instant access to information. Take immediate action on your financing — whether it's viewing details, making payments, or managing your repayment schedule. It's all right at your fingertips, empowering you to make smart financial choices. --- **The new KIB retail app is the epitome of simplicity and sophistication.** We have crafted an experience that seamlessly blends powerful features with an elegant user interface. Every detail has been meticulously designed to offer you a delightful and intuitive banking experience. --- **Ready to embark on your seamless banking journey?** Download the new KIB retail app today and witness the future of banking unfold in the palm of your hand. Simplify your finances, save time, and experience banking reimagined. --- ### Features Description: **Service Features:** * Account Balance & Transaction History * Cheque Book Request * Report Lost/Stolen or Damaged Card * Credit Card Payment, Details & Transaction History * Prepaid Cards Payment, Details & Transaction History * Finance Account Details * Investment Account Details * Funds Transfers: Between Own Account, Within KIB, Local & International Bank Transfers --- **For general inquiries & support**, please contact us at KIB Contact Center at **1866866**, and we will be glad to answer any questions you may have. --- ### Safety & Security: This service is safe and protected by **256-bit encryption**, the same also used in KIB Online service.

About

My Rateb

This app offers a digital solution for paying domestic helpers in Kuwait. It allows for easy salary, bonus, and allowance payments, with options for online transfers and ATM cash withdrawals. The service is designed to be safe, simple, and accessible in multiple languages.

Highlights
  • Digital salary payments
  • Bonus and allowance payments
  • Online salary transfers
  • ATM cash withdrawals
  • Multi-language support
  • Secure and simple transactions
Features
Read full description

RATEB is Kuwait’s digital salary payment app for domestic workers. Skip cash and pay salaries, bonuses, flight tickets, and vacation allowances anytime, anywhere. Domestic workers can transfer their salary online through our partner exchange companies, and withdraw cash from RATEB ATMs. Safe, simple, and helpful — RATEB is available in 6 languages: •Arabic •English •Hindi •Malayalam •Urdu •Tamil

Screenshots

KIB Mobile4 screens
My Rateb4 screens

Verdict

The call

The clearest difference is review sentiment: My Rateb at 100% against KIB Mobile's 45%. My Rateb also leads on rating (5.0 vs 4.5). KIB Mobile's advantage is ratings volume (3.2K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My Rateb holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: KIB Mobile has 3.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 45% of KIB Mobile's written reviews are positive against 100% of My Rateb's.

UpkeepUpdate frequency

KIB Mobile ships an update every 9 days, My Rateb weekly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
KIB Mobile versus My Rateb: the parameters behind the verdict, then further details
ParameterKIB MobileMy Rateb
PriceFreeFree
Rating4.5 (3.2K ratings)5.0 (2 ratings) — better
Positive reviews45.3% of reviews100.0% of reviews — better
Number of ratings3.2K — better2
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size320 MB174 MB
Age rating4+17+
DeveloperKuwait International BankMY RATEB MICRO ELECTRONIC MONEY SERVICE PROVIDER

Customer experience

KIB Mobile

All ratings3,044 ratings
Positive87.7%
Neutral2.7%
Negative9.6%
Written reviews64 reviews
Positive45.3%
Neutral3.1%
Negative51.6%

My Rateb

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

KIB Mobile

Reported bugs

3 issues
  • Net worth feature not loading
  • Deposit opening error after OTP
  • Login freezing and not working

Requested features

3 requests
  • Add ability to close deposits online
  • Improve readability of dark mode
  • Allow moving and rearranging of widgets

My Rateb

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

KIB Mobile

No in-app purchases

None

My Rateb

No in-app purchases

Questions

Is KIB Mobile free?
KIB Mobile is free to download, with no in-app purchases.
Is My Rateb free?
My Rateb is free to download, with no in-app purchases.
Which has better reviews, KIB Mobile or My Rateb?
My Rateb is rated higher. KIB Mobile averages 4.5 out of 5 from 3.2K ratings, while My Rateb averages 5.0 from 2 ratings.
Do KIB Mobile or My Rateb have ads?
Neither KIB Mobile nor My Rateb shows ads.
Which is updated more often, KIB Mobile or My Rateb?
KIB Mobile ships an update every 9 days, and My Rateb weekly. Most recently, KIB Mobile was updated on October 29, 2026 and My Rateb on October 27, 2026.

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