GuideStone vs OCA360
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GuideStone
Manage your retirement, investment, and insurance accounts on the go. Access account details, track performance, and review policy information anytime, anywhere. This app provides convenient access to your financial resources to help you finish well.
- Access retirement and investment overview
- View accounts, plans, and investments
- Track market value and performance
- Manage investment allocation
- Browse insurance products
- Check policy coverage details
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At GuideStone®, our vision is that every servant of Christ finishes well. With this in mind, we are committed to providing our members with tools and resources that help make this vision a reality. That is why we built the MyGuideStone® app to give you 24/7 access to your GuideStone retirement, investments, and insurance accounts from the convenience of your phone or tablet. Retirement/Investments · Access your investment overview · View accounts, plans and investments · Stay up-to-date on market value and performance · Manage your investment allocation · View investment transaction history and details Insurance · Browse insurance products · Check policy coverage details · See policy premium amount · View policy dependents We are always looking for ways to improve your experience and roll out updates often. If there is something you want us to build, please Give Us Feedback under the Help tab. Users must have a MyGuideStone account and login to access the app. GuideStone, MyGuideStone and the stones logo are registered trademarks of GuideStone Financial Resources. Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.
OCA360
Manage your consumer-empowered healthcare and tax-favored benefit accounts from a single app. View balances, recent transactions, fund accounts, and access important details like card information and PINs. Contact your administrator directly for support.
- View benefit account balances and details
- Track recent transactions
- Fund HSA from external accounts
- Access card details and PIN
- Contact administrator
- View demographic and dependent details
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OCA360 is developed by OCA (Office of Compliant Administration). The app provides a single access point for participants to manage their consumer empowered healthcare and other tax favored benefit accounts. OCA360 provides the following functionality: • Benefit Health Account balances and details • Recent transactions and details • Ability to fund HSA account from checking/savings account • View all email alerts • Contact administrator from mobile application via email or mobile phone • Same username/password as the online portal (no need to register your mobile device; just download, login, and go!) • Stronger authentication support (Picture/Passphrase, device identification and challenge questions) • View Demographic Details • View Dependents • View Card Details • View Card PIN • Fund HSA account from registered external bank accounts • Register new users directly from mobile device
Screenshots
Verdict
The clearest difference is review sentiment: GuideStone at 56% against OCA360's 0%. GuideStone also leads on ads (none vs shown) and monetization model (free vs ad-supported). OCA360's advantage is rating (4.4 vs 4.2). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCA360 holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 50 and 32 respectively. Written reviews complicate that: 56% of GuideStone's written reviews are positive against 0% of OCA360's, so the app with the better star average is not the one people write more warmly about.
GuideStone ships an update every 2 months, OCA360 every 3 months. The most recent releases landed on September 16, 2026 and September 20, 2026 respectively.
| Parameter | GuideStone | OCA360 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (50 ratings) | 4.4 (32 ratings) — better |
| Positive reviews | 55.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 50 — better | 32 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 142 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | GuideStone Financial Resources | O.c.a. Benefit Services Limite |
Customer experience
GuideStone
OCA360
In-app purchases
GuideStone
No in-app purchases
OCA360
No in-app purchases
