广发银行 vs 工银e生活
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
广发银行
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广发银行11.0，不止升级，更为你“幸福＋1”： 【财富为民】围绕个人贷款、财富产品、客户服务、权益活动四大维度实现功能全面升级。车贷业务选车、测额、询价一站式搞定；国债可直接申购，为工薪阶层定制“薪钱罐”理财，为家庭用户推出“亲子账户”，为私行客户打造专属资产视图、贵宾厅权益；升级会员中心，权益更清晰。 【养老为民】创新推出“湾区社保一卡通服务”，医食旅行权益拉满。自在养老专区支持“一查二测三补”资产规划。长辈版业内首创推出“索引式”交互设计，简化操作路径，关怀更贴心。 【健康为民】健康权益引入陪诊、照护等生活福利，支持积分兑换清洁、体检等专业服务。长者饭堂与全国近千家饭堂合作，就餐享优惠。 【智慧护航】“查余额”、“办业务”，AI助手开口即办。首页布局对不同客群呈现专属服务推荐。云柜业务聚合14+业务，涵盖网点、账户、贷款及专属服务，复杂办理化繁为简。安全中心聚合化风控体系加固，兼顾便捷性与安全性。
工银e生活
This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.
- Local dining, leisure, and shopping deals
- Interest-free installment plans
- Points redemption for purchases
- One-click repayment
- Transaction history and credit limit management
- Access to banking rights and benefits
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工银e生活APP是中国工商银行个人客户生活服务平台。这里有您身边的美食、休闲、购物优惠、好物免息分期。这里有您需要的轻简金融服务，一键还款、明细查询、提升额度、查领权益。致力于服务您的身边生活，满足您的消费融资需求。这里汇集丰富的生活场景，让美好生活触手可及！
Screenshots
Verdict
The clearest difference is ratings volume: 工银e生活 at 13K against 广发银行's 3.4K. On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
广发银行 holds the better App Store score, 3.0 against 2.8. Both are backed by a comparable volume of ratings — 3.4K and 13K respectively. Written reviews complicate that: 27% of 广发银行's written reviews are positive against 34% of 工银e生活's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.
| Parameter | 广发银行 | 工银e生活 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (3.4K ratings) — better | 2.8 (13K ratings) |
| Positive reviews | 27.1% of reviews | 34.4% of reviews — better |
| Number of ratings | 3.4K | 13K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 270 MB | 250 MB |
| Age rating | 17+ | 17+ |
| Developer | China Guangfa Bank Co., Ltd | Industrial and Commercial Bank of China |
Customer experience
广发银行
工银e生活
In-app purchases
广发银行
No in-app purchases
工银e生活
No in-app purchases
