Comparison

广发银行 vs 工银e生活

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

广发银行

Features
Read full description

广发银行11.0,不止升级,更为你“幸福+1”: 【财富为民】围绕个人贷款、财富产品、客户服务、权益活动四大维度实现功能全面升级。车贷业务选车、测额、询价一站式搞定;国债可直接申购,为工薪阶层定制“薪钱罐”理财,为家庭用户推出“亲子账户”,为私行客户打造专属资产视图、贵宾厅权益;升级会员中心,权益更清晰。 【养老为民】创新推出“湾区社保一卡通服务”,医食旅行权益拉满。自在养老专区支持“一查二测三补”资产规划。长辈版业内首创推出“索引式”交互设计,简化操作路径,关怀更贴心。 【健康为民】健康权益引入陪诊、照护等生活福利,支持积分兑换清洁、体检等专业服务。长者饭堂与全国近千家饭堂合作,就餐享优惠。 【智慧护航】“查余额”、“办业务”,AI助手开口即办。首页布局对不同客群呈现专属服务推荐。云柜业务聚合14+业务,涵盖网点、账户、贷款及专属服务,复杂办理化繁为简。安全中心聚合化风控体系加固,兼顾便捷性与安全性。

About

工银e生活

This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.

Highlights
  • Local dining, leisure, and shopping deals
  • Interest-free installment plans
  • Points redemption for purchases
  • One-click repayment
  • Transaction history and credit limit management
  • Access to banking rights and benefits
Features
Read full description

工银e生活APP是中国工商银行个人客户生活服务平台。这里有您身边的美食、休闲、购物优惠、好物免息分期。这里有您需要的轻简金融服务,一键还款、明细查询、提升额度、查领权益。致力于服务您的身边生活,满足您的消费融资需求。这里汇集丰富的生活场景,让美好生活触手可及!

Screenshots

广发银行4 screens
工银e生活4 screens

Verdict

The call

The clearest difference is ratings volume: 工银e生活 at 13K against 广发银行's 3.4K. 工银e生活 also leads on iOS requirement (11.0 vs 14.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

广发银行 holds the better App Store score, 3.0 against 2.8. Both are backed by a comparable volume of ratings — 3.4K and 13K respectively. Written reviews complicate that: 27% of 广发银行's written reviews are positive against 34% of 工银e生活's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
广发银行 versus 工银e生活: the parameters behind the verdict, then further details
Parameter广发银行工银e生活
PriceFreeFree
Rating3.0 (3.4K ratings) — better2.8 (13K ratings)
Positive reviews27.1% of reviews34.4% of reviews — better
Number of ratings3.4K13K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.011.0 — better
Further details — not scored
Size270 MB307 MB
Age rating17+17+
Developer广发银行股份有限公司Industrial and Commercial Bank of China

Customer experience

广发银行

All ratings29 ratings
Positive17.2%
Neutral3.4%
Negative79.3%
Written reviews70 reviews
Positive27.1%
Neutral4.3%
Negative68.6%

工银e生活

All ratings111 ratings
Positive7.2%
Neutral0.0%
Negative92.8%
Written reviews64 reviews
Positive34.4%
Neutral0.0%
Negative65.6%

In-app purchases

None

广发银行

No in-app purchases

None

工银e生活

No in-app purchases

Questions

Is 广发银行 free?
广发银行 is free to download, with no in-app purchases.
Is 工银e生活 free?
工银e生活 is free to download, with no in-app purchases.
Which has better reviews, 广发银行 or 工银e生活?
广发银行 is rated higher. 广发银行 averages 3.0 out of 5 from 3.4K ratings, while 工银e生活 averages 2.8 from 13K ratings.
Do 广发银行 or 工银e生活 have ads?
Neither 广发银行 nor 工银e生活 shows ads.
Which is updated more often, 广发银行 or 工银e生活?
广发银行 ships an update monthly, and 工银e生活 monthly. Most recently, 广发银行 was updated on September 23, 2026 and 工银e生活 on September 24, 2026.

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