中國信託行動銀行 vs 雲端發票
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中國信託行動銀行
Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.
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The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.
雲端發票
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雲端發票是一款以「環保生活、便利消費」為訴求的電子發票APP，我們針對消費者設計出發票管理、自動對獎、消費分析、生活繳費等各項功能，成為您生活中最聰明的發票工具！ 【最齊全的發票管理】 - 手機條碼存發票，減少紙本愛護環境 - 獨家商家小圖示，消費明細一目了然 - 掃描紙本(電子/傳統)發票，隨掃即看方便整理 - 支援多個發票搜尋篩選條件，可快速查詢過去消費紀錄 - 發票明細可「文字備註」，幫您省去大腦的記憶容量 - 唯一支援網站查詢近兩期發票明細，大螢幕查看一目瞭然 【超快速的自動對獎】 - 一般獎、專屬雲端獎幫您自動對獎，不需逐一比對落落長的雲端專屬獎清單 - 紙本(電子/傳統)發票輕鬆掃描，系統對獎快速又正確 - 後三碼快速對獎，按按手機即可知有無中獎 - 設定領獎帳戶資料，中獎發票獎金自動匯款 - 貼心中獎/領獎推播通知，記得打開通知設定，不漏接天降錢財的好機會！ 【最真實的商品評價】 - 你有買過好物/雷品的經驗嗎？快透過「發票明細」給星評價，成為「專業防雷達人」！ - 探索雲端精選真實消費心得，隨時分享與查詢商品心得，幫您購物防雷 【最智慧的消費分析】 - 超智慧「消費分析」花費類別佔比、走勢、排行榜、行事曆，自動幫您「微記帳」 - 可隨意切換消費分析週期、走勢，及消費行事曆，滿足各種需求 - 點擊消費分類「變更類別」可手動選擇消費分類 【便利消費小工具】 - 存入「會員卡」，減輕錢包重量，手機就是卡片匣 - 手機條碼「widget小工具」設定為捷徑，結帳時無需解鎖，出示手機即可快速給店員掃描！ - 支援「App解鎖密碼」，可設定生物辨識(指紋／臉孔辨識)，保護您的發票隱私 - 超智慧「消費分析」，掌握日常花費消費習慣 - 支援多種「生活繳費」，繳費帳單免跑超商，省時省力超迅速 - 支援「Apple Watch」，免手機也能快速掃條碼！ 【 一手掌握最新消息】 - FB粉絲專頁按個讚：『雲端發票-電子發票好幫手』 - 官方網站走走：https://www.ecloudlife.com/w/ - 追蹤IG：https://www.instagram.com/ecloudlife/ - 私訊客服專人回覆：http://m.me/eCloudLife - 記得定期更新App可看到有趣的「更新日記」喔！若喜歡我們的話，歡迎介紹我們給周遭的親朋好友喔！
Screenshots
Verdict
中國信託行動銀行 and 雲端發票 both sit at 4.9 stars, but that hides the real split: 81% of 雲端發票's written reviews are positive against 28% of 中國信託行動銀行's. 中國信託行動銀行's advantage is in-app purchases (none vs 10) and ratings volume (4.5K vs 700). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 雲端發票 sells 10 one-off in-app purchases. 中國信託行動銀行 asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for 中國信託行動銀行 against 4.9 for 雲端發票. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.5K ratings behind it against 700, so its average is the more settled of the two. Written reviews are what separate them: 28% of 中國信託行動銀行's written reviews are positive against 81% of 雲端發票's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.
| Parameter | 中國信託行動銀行 | 雲端發票 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.5K ratings) | 4.9 (700 ratings) |
| Positive reviews | 27.6% of reviews | 80.6% of reviews — better |
| Number of ratings | 4.5K — better | 700 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod, Apple Watch |
| Requires iOS | 14 — better | 15.0 |
| Further details — not scored | ||
| Size | 214 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | CTBC Bank Co., Ltd. | 雲端 |
Customer experience
中國信託行動銀行
雲端發票
User reviews
中國信託行動銀行
From 4.5K App Store ratingsWhat we love
- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users
雲端發票
From 700 App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Fast and accurate receipt scanning
- 📊 Comprehensive spending analytics
- 🎉 Automatic lottery prize claiming
- 💚 Environmentally friendly (paperless)
Room to improve
- 🐛 Occasional app crashes or freezes
- 🔌 Connectivity issues with newer devices
- 🌐 Lack of English language support
- 📄 Difficulty with traditional paper receipts
Bugs and requests
中國信託行動銀行
Reported bugs
3 issues- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions
Requested features
4 requests- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics
雲端發票
Reported bugs
2 issues- Login screen freezes on certain devices
- Incompatibility with older iOS versions
Requested features
3 requests- Expand support for traditional paper receipts
- Add multi-language options (English, etc.)
- Improve stability and reduce app crashes
In-app purchases
中國信託行動銀行
No in-app purchases
雲端發票
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