Comparison

BOCI vs Nova Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOCI

Manage your MPF account with real-time fund prices and transaction history. Access value-added services like fund comparison, rate of return worksheets, and e-statements for informed financial planning.

Highlights
  • Account enquiry (balance, contribution history, transactions)
  • Real-time fund prices
  • Fund price comparison
  • Rate of return worksheet
  • e-statement access
  • SMS alert for fund prices
Features
Read full description

As the first MPF Account Management iPhone App, BOCI-Prudential MPF iPhone App provides up-to-date fund prices and other first-hand information for your better planning. As our valuable customer, you can log in the App to access various value-added services : 1. Account Enquiry : Fund Balance / Contribution History / Fund Transaction / Fund Choice 2. Fund Price : SMS Alert / Chart / 52-week High-low Price / Fund Price Comparison 3. Analytic Tool : Rate of Return Worksheet 4. e-statement

About

Nova Ledger

Features
Read full description

Nova Ledger is a beautifully minimal expense tracker and budget planner designed to give you complete control over your personal finances. KEY FEATURES: • Smart Expense Tracking — Log income and expenses in seconds with AI-assisted category matching • Budget Management — Set monthly limits per category and track spending in real time • Saving Goals — Create goals with target amounts and deadlines, track progress visually • Insights & Charts — Beautiful Swift Charts show spending trends, category breakdowns, and monthly comparisons • Multiple Wallets (Pro) — Separate your Personal, Work, and Investment accounts • Home Screen Widget — See today's spending at a glance without opening the app • CSV Export — Export your full transaction history for spreadsheet analysis • Multi-Currency — Support for HKD, USD, EUR, GBP, JPY, CNY, TWD, SGD, AUD, KRW and more • Multi-Language — English, Japanese, Korean, Spanish, and Simplified Chinese PRIVACY FIRST: All your data stays on your device. No account required, no cloud sync, no data collection. PRO UPGRADE: Unlock multiple wallets, unlimited CSV export, and custom category icons with a one-time purchase. Nova Ledger — your money, your control.

Screenshots

BOCI4 screens
Nova Ledger4 screens

Verdict

The call

The clearest difference is in-app purchases: BOCI at none against Nova Ledger's 1. BOCI also leads on ads (none vs shown) and device support (3 vs 1). Nova Ledger's advantage is update cadence (every 5 days vs every 2 months). On price there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Nova Ledger sells 1 one-off in-app purchase. BOCI asks for nothing beyond the download.

UpkeepUpdate frequency

BOCI ships an update every 2 months, Nova Ledger every 5 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard5 real differences Ā· 3 level
BOCI versus Nova Ledger: the parameters behind the verdict, then further details
ParameterBOCINova Ledger
PriceFreeFree
Positive reviews10.0% of reviews—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size1 MB5 MB
Age rating4+4+
Developeräø­éŠ€åœ‹éš›č‹±åœ‹äæčŖ äæ”čØ—ęœ‰é™å…¬åøSui Fai Law

In-app purchases

None

BOCI

No in-app purchases

1 purchases

Nova Ledger

One-time1
  • Nova Ledger Pro$4.99

Questions

Is BOCI free?
BOCI is free to download, with no in-app purchases.
Is Nova Ledger free?
Nova Ledger is free to download, with in-app purchases available.
Do BOCI or Nova Ledger have ads?
Nova Ledger shows ads; BOCI does not.
Which is updated more often, BOCI or Nova Ledger?
BOCI ships an update every 2 months, and Nova Ledger every 5 days. Most recently, BOCI was updated on November 1, 2026 and Nova Ledger on October 31, 2026.

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