Simple TVM vs APY Calculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple TVM
Calculate loan payments, interest rates, present value, and future value with this straightforward financial tool. Designed for ease of use on Apple devices, it displays values clearly above the keypad for quick reference. This calculator is intended for educational purposes.
- Loan payment calculation
- Interest rate calculation
- Present value calculation
- Future value calculation
- Easy-to-read display
- Designed for iOS
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The Simple TVM Calculator is just that... simple and convenient financial calculator! Easily calculate number of loan payments, interest rates, present value, and future value on this simple time value money calculator. The values are displayed right above the keys for easy reference. Available on your iPhone and iPad the Simple TVM calculator is specifically designed to be simple to use and easy to see. Note: This tool is for educational purposes only. Med One Group will not be held liable for any bad calculations.
APY Calculator
Calculate Annual Percentage Yield (APY) and simulate investment returns based on it. This intuitive and easy-to-use application simplifies financial calculations for users.
- Calculate APY
- Simulate investment returns
- Intuitive interface
- Simple to use
- Email support
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Use this App to calculate Annual Percentage Yield (APY) and estimate the future growth of your investment. Simply enter your values and get instant results. Results are estimates for informational purposes only. We are very happy to serve you. If you have any requests, don't hesitate to contact us. - phannhatd@gmail.com
Screenshots
Verdict
The clearest difference is review sentiment: Simple TVM at 75% against APY Calculator's 25%. Simple TVM also leads on in-app purchases (none vs 1) and update cadence (every 6 weeks vs every 13 months). APY Calculator's advantage is rating (4.7 vs 3.4) and ratings volume (134 vs 10). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. APY Calculator sells 1 one-off in-app purchase. Simple TVM asks for nothing beyond the download.
APY Calculator holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: APY Calculator has 134 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 75% of Simple TVM's written reviews are positive against 25% of APY Calculator's, so the app with the better star average is not the one people write more warmly about.
Simple TVM ships an update every 6 weeks, APY Calculator every 13 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Simple TVM | APY Calculator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (10 ratings) | 4.7 (134 ratings) — better |
| Positive reviews | 75.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 10 | 134 — better |
| Update frequency | Every 6 weeks — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 10 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Med One Marketing | Phan Nhat Đang |
Customer experience
Simple TVM
APY Calculator
In-app purchases
Simple TVM
No in-app purchases
APY Calculator
- Remove ads$2.99
Questions
Is Simple TVM free?
Is APY Calculator free?
Which has better reviews, Simple TVM or APY Calculator?
Do Simple TVM or APY Calculator have ads?
Which is updated more often, Simple TVM or APY Calculator?
Other comparisons
