Comparison

Water Timer vs LendingTree

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Water Timer

Features
Read full description

Measure the time you take your shower (or to water the lawn) and calculate the amount of water used and how much you have to pay for it. You can save a history of calculations and email them to yourself for backup and further processing.

About

LendingTree

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Highlights
  • Free credit score updates and alerts
  • Personalized saving insights
  • Loan and credit card shopping
  • Credit monitoring and fraud protection
  • Financial tips and expert advice
Features
Read full description

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

Screenshots

Water Timer4 screens
LendingTree4 screens

Verdict

The call

The clearest difference is price: LendingTree at Free against Water Timer's $0.99. LendingTree also leads on update cadence (fortnightly vs every 13 months). Water Timer's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.5). On ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

LendingTree is free to download; Water Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Water Timer ships an update every 13 months, LendingTree fortnightly. The most recent releases landed on September 10, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
Water Timer versus LendingTree: the parameters behind the verdict, then further details
ParameterWater TimerLendingTree
Price$0.99Free — better
Rating—4.8 (38K ratings) — better
Positive reviews—51.0% of reviews
Number of ratings—38K — better
Update frequencyEvery 13 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.5
Further details — not scored
Size2 MB63 MB
Age rating4+4+
DeveloperPiet JonasLendingTree

Bugs and requests

Water Timer

Not enough reviews yet to summarise bugs or requests.

LendingTree

Reported bugs

3 issues
  • App crashes and freezes during login and usage
  • Inconsistent credit score reporting compared to other services
  • Inability to properly configure loan and credit card preferences

Requested features

3 requests
  • Manual account and credit information updates
  • Option to delete account information instead of just deactivating
  • Better notification settings to control sales calls and emails

In-app purchases

None

Water Timer

No in-app purchases

None

LendingTree

No in-app purchases

Questions

Is Water Timer free?
Water Timer costs $0.99, with no in-app purchases.
Is LendingTree free?
LendingTree is free to download, with no in-app purchases.
Do Water Timer or LendingTree have ads?
Neither Water Timer nor LendingTree shows ads.
Which is updated more often, Water Timer or LendingTree?
Water Timer ships an update every 13 months, and LendingTree fortnightly. Most recently, Water Timer was updated on September 10, 2026 and LendingTree on September 26, 2026.

Other comparisons