ING Australia Banking (Legacy) vs Willby

Heads up! This is the previous ING banking app. Looking for Savings Booster? Savings Booster is available in the new ING Banking app. You can download our upgraded app by searching ‘ING Banking - Do Your Thing”. We're rolling it out in stages as additional products and features become available. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

Make your will tonight - on your iPhone, in plain English, with nothing leaving your device. Most Australians put off their will for years. It feels expensive, complicated, and a little grim. Willby makes it calm: answer guided questions for about 20 minutes and watch your will take shape as you go. Preview it free. Pay once - from $49 - only when you're ready to export. PRIVATE BY DESIGN Your will names your family, your assets and your wishes. That's nobody's business but yours. • 100% on-device - no account, no cloud, no server. Your answers never leave your iPhone. • We couldn't read your will if we wanted to. • No tracking, no ads, and nothing to sign up for. The wizard runs entirely on your device. BUILT FOR AUSTRALIAN LAW • State-aware wording, witnessing rules and signing guidance for every state and territory. • Plain English at every step - clear explanations, no legalese. • Guided to the finish: print, then sign with two witnesses using the step-by-step checklist and shareable witness kit. • A one-page brief for each executor, so the people you trust know exactly what to do. • Free estate-planning tips built in - useful before you pay a cent. HONEST, ONE-TIME PRICING Know the full price before you start — and pay nothing until your will is ready. • Simple Will ($49 one-time) - beneficiaries, executors, personal items and witnesses, exported as a clean, signature-ready PDF. • Complete Estate ($59 one-time) - everything in Simple, plus guardians for your children, real property, shares & investments, and contingent trusts. • Statutory Declaration ($19) and Advance Care Directive ($29) - optional documents, also one-time. Yours forever. No subscription required. No appointments, no waiting weeks, no solicitor bill that runs into the hundreds. HOW IT WORKS 1. Answer guided questions about your wishes — about 20 minutes. 2. Preview your document free, updating live as you edit. 3. Pay once, export a watermark-free PDF, then print and sign it with two witnesses. Willby walks you through making it official. KEEP IT CURRENT — WILLBYONE (OPTIONAL) Life changes — marriages, babies, homes, law reform. WillbyOne Yearly ($19.99/year, auto-renewing) adds unlimited edits and law-change alerts so your documents keep pace with your life. Entirely optional — your will remains yours forever without it. Payment is charged to your Apple ID account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. A NOTE ON TRUST We'll be straight with you: Willby is a self-help tool, not a law firm, and does not provide legal advice. Your will becomes legally effective when it is signed and witnessed correctly under your state's law — we guide you through that carefully, and we recommend having your documents reviewed by an Australian legal practitioner, especially for complex estates. Your will. Your data. Your peace of mind. Questions? support@willby.com.au - a real person reads every message. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.willby.com.au/privacy