Wealthly AI vs Willby

Budget tracking for everyday life. Wealthly AI is an expense tracker and budget planner for your spending, income and account balances. ADD AN EXPENSE, THEN GET ON WITH YOUR DAY Enter an amount, choose a category and save. With Wealthly AI Pro, speak a purchase or scan a receipt, then check the amounts and categories before adding them to your ledger. You can try voice entry during onboarding. SEE YOUR WHOLE BUDGET Track cash, cards and wallets in multiple currencies. Set a monthly budget and category limits. See how much you have spent, where it went and how your habits change over time. LESS REPETITIVE WORK Set up recurring transactions, import CSV or PDF statements and use category rules for repeat purchases. Review imported entries before saving them. ASK ABOUT YOUR OWN SPENDING Ask Wealthly AI Pro questions about your transactions and explore spending by month or category. AI answers can be wrong; check them against your records. KEEP YOUR RECORDS WITH YOU Manual tracking works offline. Sign in to sync across devices, export a backup, and protect access with biometric app lock. AI processing and cloud sync need an internet connection. FREE AND PRO Start with up to 100 transaction entries and core analytics for free. Wealthly AI Pro removes the entry limit and unlocks voice capture, receipt scanning, statement import and AI chat. Prices and available subscription offers are shown in the app before purchase. Subscriptions renew automatically unless canceled through your store account. Start with your next expense and build a clearer picture of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Make your will tonight - on your iPhone, in plain English, with nothing leaving your device. Most Australians put off their will for years. It feels expensive, complicated, and a little grim. Willby makes it calm: answer guided questions for about 20 minutes and watch your will take shape as you go. Preview it free. Pay once - from $49 - only when you're ready to export. PRIVATE BY DESIGN Your will names your family, your assets and your wishes. That's nobody's business but yours. • 100% on-device - no account, no cloud, no server. Your answers never leave your iPhone. • We couldn't read your will if we wanted to. • No tracking, no ads, and nothing to sign up for. The wizard runs entirely on your device. BUILT FOR AUSTRALIAN LAW • State-aware wording, witnessing rules and signing guidance for every state and territory. • Plain English at every step - clear explanations, no legalese. • Guided to the finish: print, then sign with two witnesses using the step-by-step checklist and shareable witness kit. • A one-page brief for each executor, so the people you trust know exactly what to do. • Free estate-planning tips built in - useful before you pay a cent. HONEST, ONE-TIME PRICING Know the full price before you start — and pay nothing until your will is ready. • Simple Will ($49 one-time) - beneficiaries, executors, personal items and witnesses, exported as a clean, signature-ready PDF. • Complete Estate ($59 one-time) - everything in Simple, plus guardians for your children, real property, shares & investments, and contingent trusts. • Statutory Declaration ($19) and Advance Care Directive ($29) - optional documents, also one-time. Yours forever. No subscription required. No appointments, no waiting weeks, no solicitor bill that runs into the hundreds. HOW IT WORKS 1. Answer guided questions about your wishes — about 20 minutes. 2. Preview your document free, updating live as you edit. 3. Pay once, export a watermark-free PDF, then print and sign it with two witnesses. Willby walks you through making it official. KEEP IT CURRENT — WILLBYONE (OPTIONAL) Life changes — marriages, babies, homes, law reform. WillbyOne Yearly ($19.99/year, auto-renewing) adds unlimited edits and law-change alerts so your documents keep pace with your life. Entirely optional — your will remains yours forever without it. Payment is charged to your Apple ID account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. A NOTE ON TRUST We'll be straight with you: Willby is a self-help tool, not a law firm, and does not provide legal advice. Your will becomes legally effective when it is signed and witnessed correctly under your state's law — we guide you through that carefully, and we recommend having your documents reviewed by an Australian legal practitioner, especially for complex estates. Your will. Your data. Your peace of mind. Questions? support@willby.com.au - a real person reads every message. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.willby.com.au/privacy