1号会员店 vs 水滴保
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
1号会员店
This app is a membership-based online supermarket offering a curated selection of high-quality goods at consistently low prices. It focuses on a simplified shopping experience without frequent promotions, backed by a strong self-operated supply chain and exclusive member-only products. Members enjoy benefits like free eggs, shopping rebates, and hassle-free returns.
- Membership-based curated supermarket
- Everyday low prices, no promotions
- JD.com self-operated supply chain
- Exclusive member-only custom products
- Free eggs for members
- Shopping rebates
- Hassle-free returns and exchanges
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1号会员店是京东旗下会员制精选超市，定位“中国首家B2C会员制电商”。致力于满足目标用户精选优质商品、天天稳定低价、无促销极简购物体验和优质服务的核心需求。开启会员，体验简单快乐的品质生活 【京东自营供应链】 纯自营模式，严格品控，专业买手团队层层试用，精心挑选值得购买的品质好物，同时可帮助会员定制属于自己的商品，聚焦品质放心购买的同时做到天天低价 【独家定制好物】 只为会员打造的独家定制商品One's Member，严选产地原料、严控生产环节、严苛质量检测，会员专属的超高性价比品质好物 【1号店会员权益】 1、承包全年鸡蛋：尊享卡会员免费领12个月专属定制鸡蛋，每月1箱（不支持生鲜配送区域的可任选其他权益商品进行兑换。除One's Member可生食鲜鸡蛋20枚外，其它权益商品会不定期做优化调整。） 2、购物返利：购物返利特权，最高每单满200返20元 3、退换无忧：退换免运费、破损包退换、临期包退换 4、专属客服：7*24小时为您提供电话专线服务 5、会费回本保障：开通会员当日起一年内，没省出会费全额退
水滴保
This platform offers a wide selection of insurance products from over 60 companies, covering medical, critical illness, accident, and life insurance. It provides a one-stop service for policy management, claims assistance, and educational content. Users can manage family policies and process online surrenders.
- Extensive insurance product selection
- One-click claims assistance
- Family policy management
- Online policy surrender
- Insurance and health knowledge resources
- Covers medical, critical illness, accident, and life insurance
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累计服务保险用户1.02亿，水滴公司已在纽交所上市。“选水滴，更保险”。 水滴保是水滴公司2017年5月推出的互联网保险经纪平台，运营主体为水滴保险经纪有限公司，是全国性的保险经纪公司。公司一直以“用互联网科技助推广大人民群众有保可医，保障亿万家庭”为使命，致力于用科技助推普惠保险，提供更多高性价比的产品和优质的服务体验。已于2021年5月在纽约证券交易所上市。 【严选好保险，不花冤枉钱】 水滴保累计保险用户数1.021亿 与国内60多家保险公司达成合作 推出超过275款高性价比保险产品 付费保障用户超2190万 注：数据截至2021年6月 【提供一站式保障服务】 一键理赔服务-管家线上全程陪同，最快理赔时效为8秒，平均理赔时效15.7小时 精选保险产品-定制保险产品，覆盖医疗、重疾、意外、寿险、年金等各类险种，满足普通家庭人身险需求 优质保险知识-每日优质保险、健康、养生等科普知识视频 家庭保单管理-一站式保单服务，管理全家保单 退保无忧-支持在线退保，退保更便捷 【联系我们】 微信公众号：水滴保 水滴保官网：www.sdbao.com 全国客服电话：400-686-0010
Screenshots
Verdict
The clearest difference is ads: 1号会员店 at none against 水滴保's shown. 1号会员店 also leads on review sentiment (60% vs 33%). 水滴保's advantage is monetization model (ad-supported vs freemium). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on November 6, 2026.
| Parameter | 1号会员店 | 水滴保 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (69 ratings) — better | — |
| Positive reviews | 59.9% of reviews — better | 33.3% of reviews |
| Number of ratings | 69 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Freemium | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13 | 12.0 — better |
| Further details — not scored | ||
| Size | 211 MB | 119 MB |
| Age rating | 12+ | 4+ |
| Developer | Shanghai Jingdong Cai'Ao E-commerce Company Limited | 水滴保险经纪有限公司 |
Customer experience
1号会员店
水滴保
In-app purchases
1号会员店
No in-app purchases
水滴保
No in-app purchases
