Comparison

Scotiabank Perú vs Bim

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scotiabank Perú

Manage your finances on the go with this banking app. Send and receive money instantly, organize frequent payments, and pay all your credit cards in one place. Set transaction limits, manage card settings, and even exchange currency.

Highlights
  • Send and receive money via mobile number
  • Organize and pay frequent bills
  • Consolidated credit card payments
  • Configure transaction limits
  • Manage card settings for online/travel
  • Exchange Soles or Dollars
  • Withdraw cash from ATMs without a card
Features
Read full description

¡Descarga nuestra app y disfruta haciendo tus consultas y operaciones estés donde estés! Plin: • Envía y recibe dinero entre bancos usando solo el número de celular. Mi Lista: • Ahorra tiempo, organiza todos tus pagos frecuentes en Mi Lista, y realízalos sin usar Clave Digital, códigos de servicios o números de cuenta. Billetera de Tarjetas: • Paga todas tus tarjetas de Crédito de Scotiabank y de otros bancos, en un solo lugar. Límites: • Configura el monto máximo para realizar transferencias, pago de servicios y pago de tus Tarjetas de Crédito. Configuración de tarjetas: • Activa o desactiva tus compras por internet, configura tus tarjetas si te vas de viaje y más. Cambiar Dólares: • Cambia tus Soles o Dólares con un Tipo de Cambio especial. Retiro sin tarjeta: • Envía o retira efectivo en cajeros Scotiabank sin usar tarjeta. Además: • Consulta tus saldos y movimientos. • Paga tus servicios y haz transferencias. • Paga tu Tarjeta de Crédito y Préstamos. • Recarga tu celular. • Pide un Adelanto de Sueldo. • Pide un Efectivo al Instante y desembólsalo en unos clics. • Pide un Incremento de Línea. • Abre una Cuenta de Ahorros

About

Bim

Send money, recharge your phone, and pay bills easily and securely from your smartphone. Save time and money without needing a bank account. Ideal for everyday transactions and business payments.

Highlights
  • Send and receive money nationwide
  • Pay for services
  • Mobile phone recharges
  • Loan payment
  • International remittances
  • QR code payments
Features
Read full description

Con Bim puedes mandar plata, recargar tu celular y pagar servicios. ¡Porque con Bim todo es sencillo, rápido y seguro! Es la solución perfecta para ahorrar tiempo y mantener tus transacciones seguras, todo desde tu celular y sin depender de efectivo. ¡Con Bim, no solo ahorras tiempo, también cuidas tu bolsillo! ¡Descargar y usar Bim es facilísimo! Solo necesitas un smartphone, ser mayor de edad y registrarte en unos pocos pasos. ¡Todo sin ir al banco o tener una cuenta bancaria! ¿Qué puedes hacer con Bim? • Manda y recibe dinero a todo el Perú sin pagar comisiones, tanto a usuarios Bim como a usuarios de Yape y Plin. • Paga tus servicios cuando quieras, desde luz, agua, hasta el pago de tus boletas de Yanbal. • Si tienes un negocio, conviértete en un Agente Bim y gana comisiones por recargas, envíos de dinero y pagos de servicios. • Realiza pagos de cuotas de préstamos con varias instituciones financieras como Compartamos Financiera. • Envía remesas desde el extranjero con Western Union. • Compra en negocios escaneando el QR de los POS de Niubiz e IziPay, y si tienes un negocio ¡recibe pagos usando Bim! Conéctate con nosotros: Web Page : https://mibim.pe/ Facebook : https://www.facebook.com/MiBimPeru Instagram: https://www.instagram.com/mibimperu/ Youtube: https://goo.gl/WtDnzU Tik Tok : https://www.tiktok.com/@bimbilleteramovil Descarga la app ahora y empieza a disfrutar de todos nuestros beneficios desde tu cel.

Screenshots

Scotiabank Perú4 screens
Bim4 screens

Verdict

The call

The clearest difference is ads: Scotiabank Perú at none against Bim's shown. Scotiabank Perú also leads on monetization model (free vs free with in-app purchases) and ratings volume (115 vs 9). Bim's advantage is update cadence (fortnightly vs every 6 weeks) and iOS requirement (13.2 vs 15.0). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.3 for Scotiabank Perú against 3.4 for Bim. That said, the two scores are not equally well evidenced: Scotiabank Perú has 115 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 21% of Scotiabank Perú's written reviews are positive against 12% of Bim's.

UpkeepUpdate frequency

Scotiabank Perú ships an update every 6 weeks, Bim fortnightly. The most recent releases landed on September 16, 2026 and August 17, 2026 respectively.

Scorecard6 real differences · 4 level
Scotiabank Perú versus Bim: the parameters behind the verdict, then further details
ParameterScotiabank PerúBim
PriceFreeFree
Rating3.3 (115 ratings)3.4 (9 ratings) — better
Positive reviews21.4% of reviews — better12.0% of reviews
Number of ratings115 — better9
Update frequencyEvery 6 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.2 — better
Further details — not scored
Size456 MB154 MB
Age rating4+17+
DeveloperScotiabank PerúPagos Digitales Peruanos S.A.

Customer experience

Scotiabank Perú

All ratings115 ratings
Positive56.5%
Neutral4.3%
Negative39.1%
Written reviews70 reviews
Positive21.4%
Neutral7.1%
Negative71.4%

Bim

All ratings9 ratings
Positive55.6%
Neutral11.1%
Negative33.3%
Written reviews50 reviews
Positive12.0%
Neutral6.0%
Negative82.0%

Bugs and requests

Scotiabank Perú

Reported bugs

45 issues
  • Selfie screen button not working with enlarged text
  • App does not allow account access
  • App fails to enter account
  • App requires facial scan repeatedly
  • App shows connection error despite good internet
Show 40 more
  • App requires facial scan and freezes
  • App fails to register new device after update
  • App blocks when abroad
  • App freezes
  • App shows 'user blocked' due to incorrect password attempts
  • App not compatible with iOS 12.5.5
  • App freezes and closes on DNI entry
  • App crashes after last update
  • App cannot be opened after last update
  • App cannot be opened for days
  • App fails to renew
  • App update prevents account access
  • App requires iOS 13 but iPhone 6 only supports 12.5.5
  • App closes quickly upon opening
  • Password not saved
  • Cannot copy and paste password on desktop version
  • Cannot unlock card
  • List deleted and cannot be rebuilt
  • Transfer errors
  • Cannot enter PIN
  • Login issues on iPad
  • App shows 'error in application' during transfer
  • Cannot enter code sent by message
  • Cannot enter account from abroad
  • App is complicated to navigate
  • Update does not work on iOS
  • App shows 'error in application' after registration
  • App shows 'hubo un problema en la aplicación' message
  • Cannot enter account with DNI and card number
  • Error when entering and confirming password
  • Digital key via SMS is slow to arrive
  • Confirmation bar does not appear after PIN
  • Login session not initiated on iPad
  • App does not connect at night and weekends
  • Cannot enter account with any card
  • Cannot enter account on iPhone 5S
  • App is functional but lacks user experience and design
  • App needs to be updated for iPhone 5 iOS 7
  • App not optimized for iPhone 5 screen
  • App asks for last 8 digits of card, but credit card has 16

Requested features

5 requests
  • Integrate with iPhone password manager via fingerprint
  • Enable Touch ID instead of token
  • Option to set language to other languages
  • Allow users to choose whether to update
  • Optimize for iPhone 5 screen

Bim

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scotiabank Perú

No in-app purchases

None

Bim

No in-app purchases

Questions

Is Scotiabank Perú free?
Scotiabank Perú is free to download, with no in-app purchases.
Is Bim free?
Bim is free to download, with no in-app purchases.
Which has better reviews, Scotiabank Perú or Bim?
Bim is rated higher. Scotiabank Perú averages 3.3 out of 5 from 115 ratings, while Bim averages 3.4 from 9 ratings.
Do Scotiabank Perú or Bim have ads?
Bim shows ads; Scotiabank Perú does not.
Which is updated more often, Scotiabank Perú or Bim?
Scotiabank Perú ships an update every 6 weeks, and Bim fortnightly. Most recently, Scotiabank Perú was updated on September 16, 2026 and Bim on August 17, 2026.

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