Comparison

Scotiabank Perú vs Mibanco

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scotiabank Perú

Manage your finances on the go with this banking app. Send and receive money instantly, organize frequent payments, and pay all your credit cards in one place. Set transaction limits, manage card settings, and even exchange currency.

Highlights
  • Send and receive money via mobile number
  • Organize and pay frequent bills
  • Consolidated credit card payments
  • Configure transaction limits
  • Manage card settings for online/travel
  • Exchange Soles or Dollars
  • Withdraw cash from ATMs without a card
Features
Read full description

¡Descarga nuestra app y disfruta haciendo tus consultas y operaciones estés donde estés! Plin: • Envía y recibe dinero entre bancos usando solo el número de celular. Mi Lista: • Ahorra tiempo, organiza todos tus pagos frecuentes en Mi Lista, y realízalos sin usar Clave Digital, códigos de servicios o números de cuenta. Billetera de Tarjetas: • Paga todas tus tarjetas de Crédito de Scotiabank y de otros bancos, en un solo lugar. Límites: • Configura el monto máximo para realizar transferencias, pago de servicios y pago de tus Tarjetas de Crédito. Configuración de tarjetas: • Activa o desactiva tus compras por internet, configura tus tarjetas si te vas de viaje y más. Cambiar Dólares: • Cambia tus Soles o Dólares con un Tipo de Cambio especial. Retiro sin tarjeta: • Envía o retira efectivo en cajeros Scotiabank sin usar tarjeta. Además: • Consulta tus saldos y movimientos. • Paga tus servicios y haz transferencias. • Paga tu Tarjeta de Crédito y Préstamos. • Recarga tu celular. • Pide un Adelanto de Sueldo. • Pide un Efectivo al Instante y desembólsalo en unos clics. • Pide un Incremento de Línea. • Abre una Cuenta de Ahorros

About

Mibanco

Manage your finances digitally with this mobile banking app. Perform transactions, check balances, transfer funds, pay bills, and open new accounts securely from your device. Find nearby branches and ATMs easily.

Highlights
  • Check account balances and transactions
  • Transfer funds to own and third-party accounts
  • Pay loans and services
  • Open savings and fixed-term deposit accounts
  • Disburse credit line loans
  • Locate nearby branches and ATMs
Features
Read full description

Bienvenido a la App Mibanco ¡Descarga nuestra app y haz tus operaciones desde donde estés solo con tu celular! Gana tiempo y olvídate de hacer colas en nuestras agencias. Realiza tus operaciones y consultas 100% digitales de forma rápida, sencilla y cómoda, con la seguridad que ofrece Mibanco. Con tu App Mibanco podrás: • Consultar los saldos y movimientos de tus cuentas. • Transferir a cuentas propias y de terceros en Mibanco y a otros bancos. • Transferir con tu número celular (Yape, Plin, otras billeteras digitales y entidades financieras). • Abrir Cuentas de Ahorros y DPF. • Pagar préstamos propios en Mibanco. • Desembolsar préstamos de tu línea de crédito “Efectivo Altoque”. • Obtener seguros opcionales dentro de tu desembolso “Efectivo Altoque”. Otros beneficios: • Elige tu correo como modo de confirmación para realizar tus operaciones de manera más rápida y segura. • Crear tus favoritos en tus transferencias. ¡Descarga la App Mibanco y sorpréndete con esto y mucho más! Nos encanta escucharte. Si tienes alguna sugerencia para mejorar la aplicación, escríbenos directamente por WhatsApp al 1 3199999.

Screenshots

Scotiabank Perú4 screens
Mibanco4 screens

Verdict

The call

The clearest difference is update cadence: Mibanco at every 8 days against Scotiabank Perú's every 6 weeks. Scotiabank Perú's advantage is review sentiment (16% vs 0%) and ratings volume (120 vs 11). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.3 for Scotiabank Perú against 3.3 for Mibanco. That said, the two scores are not equally well evidenced: Scotiabank Perú has 120 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 16% of Scotiabank Perú's written reviews are positive against 0% of Mibanco's.

UpkeepUpdate frequency

Scotiabank Perú ships an update every 6 weeks, Mibanco every 8 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Scotiabank Perú versus Mibanco: the parameters behind the verdict, then further details
ParameterScotiabank PerúMibanco
PriceFreeFree
Rating3.3 (120 ratings) — better3.3 (11 ratings)
Positive reviews16.5% of reviews — better0.0% of reviews
Number of ratings120 — better11
Update frequencyEvery 6 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size456 MB398 MB
Age rating4+4+
DeveloperScotiabank PerúMibanco Movíl

Customer experience

Scotiabank Perú

All ratings115 ratings
Positive56.5%
Neutral4.3%
Negative39.1%
Written reviews164 reviews
Positive16.5%
Neutral4.9%
Negative78.7%

Mibanco

All ratings11 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Scotiabank Perú

Reported bugs

45 issues
  • Selfie screen button not working with enlarged text
  • App does not allow account access
  • App fails to enter account
  • App requires facial scan repeatedly
  • App shows connection error despite good internet
Show 40 more
  • App requires facial scan and freezes
  • App fails to register new device after update
  • App blocks when abroad
  • App freezes
  • App shows 'user blocked' due to incorrect password attempts
  • App not compatible with iOS 12.5.5
  • App freezes and closes on DNI entry
  • App crashes after last update
  • App cannot be opened after last update
  • App cannot be opened for days
  • App fails to renew
  • App update prevents account access
  • App requires iOS 13 but iPhone 6 only supports 12.5.5
  • App closes quickly upon opening
  • Password not saved
  • Cannot copy and paste password on desktop version
  • Cannot unlock card
  • List deleted and cannot be rebuilt
  • Transfer errors
  • Cannot enter PIN
  • Login issues on iPad
  • App shows 'error in application' during transfer
  • Cannot enter code sent by message
  • Cannot enter account from abroad
  • App is complicated to navigate
  • Update does not work on iOS
  • App shows 'error in application' after registration
  • App shows 'hubo un problema en la aplicación' message
  • Cannot enter account with DNI and card number
  • Error when entering and confirming password
  • Digital key via SMS is slow to arrive
  • Confirmation bar does not appear after PIN
  • Login session not initiated on iPad
  • App does not connect at night and weekends
  • Cannot enter account with any card
  • Cannot enter account on iPhone 5S
  • App is functional but lacks user experience and design
  • App needs to be updated for iPhone 5 iOS 7
  • App not optimized for iPhone 5 screen
  • App asks for last 8 digits of card, but credit card has 16

Requested features

5 requests
  • Integrate with iPhone password manager via fingerprint
  • Enable Touch ID instead of token
  • Option to set language to other languages
  • Allow users to choose whether to update
  • Optimize for iPhone 5 screen

Mibanco

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scotiabank Perú

No in-app purchases

None

Mibanco

No in-app purchases

Questions

Is Scotiabank Perú free?
Scotiabank Perú is free to download, with no in-app purchases.
Is Mibanco free?
Mibanco is free to download, with no in-app purchases.
Which has better reviews, Scotiabank Perú or Mibanco?
Scotiabank Perú is rated higher. Scotiabank Perú averages 3.3 out of 5 from 120 ratings, while Mibanco averages 3.3 from 11 ratings.
Do Scotiabank Perú or Mibanco have ads?
Neither Scotiabank Perú nor Mibanco shows ads.
Which is updated more often, Scotiabank Perú or Mibanco?
Scotiabank Perú ships an update every 6 weeks, and Mibanco every 8 days. Most recently, Scotiabank Perú was updated on October 23, 2026 and Mibanco on October 25, 2026.

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