Scotiabank Perú vs Ligo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Scotiabank Perú
Manage your finances on the go with this banking app. Send and receive money instantly, organize frequent payments, and pay all your credit cards in one place. Set transaction limits, manage card settings, and even exchange currency.
- Send and receive money via mobile number
- Organize and pay frequent bills
- Consolidated credit card payments
- Configure transaction limits
- Manage card settings for online/travel
- Exchange Soles or Dollars
- Withdraw cash from ATMs without a card
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¡Descarga nuestra app y disfruta haciendo tus consultas y operaciones estés donde estés! Plin: • Envía y recibe dinero entre bancos usando solo el número de celular. Mi Lista: • Ahorra tiempo, organiza todos tus pagos frecuentes en Mi Lista, y realízalos sin usar Clave Digital, códigos de servicios o números de cuenta. Billetera de Tarjetas: • Paga todas tus tarjetas de Crédito de Scotiabank y de otros bancos, en un solo lugar. Límites: • Configura el monto máximo para realizar transferencias, pago de servicios y pago de tus Tarjetas de Crédito. Configuración de tarjetas: • Activa o desactiva tus compras por internet, configura tus tarjetas si te vas de viaje y más. Cambiar Dólares: • Cambia tus Soles o Dólares con un Tipo de Cambio especial. Retiro sin tarjeta: • Envía o retira efectivo en cajeros Scotiabank sin usar tarjeta. Además: • Consulta tus saldos y movimientos. • Paga tus servicios y haz transferencias. • Paga tu Tarjeta de Crédito y Préstamos. • Recarga tu celular. • Pide un Adelanto de Sueldo. • Pide un Efectivo al Instante y desembólsalo en unos clics. • Pide un Incremento de Línea. • Abre una Cuenta de Ahorros
Ligo
Manage your finances with instant interbank transfers and create Visa or Mastercard in minutes. Send money to Yape or Plin, pay bills, shop online, and create payment links. Withdraw funds from PayPal and Payoneer.
- Instant interbank transfers
- Create Visa/Mastercard
- Send to Yape/Plin
- Payment links
- PayPal/Payoneer withdrawals
- QR payments
- Cashback rewards
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¡Bienvenid@ Liguero! Descarga la app Ligo y obtén cuentas interbancarias para pagos inmediatos y crea tarjetas Visa o Mastercard en menos de 2 minutos. Toma el control de tus finanzas, envía a Yape o Plin, pagos de servicios, compras en tiendas y por internet. Puedes crear tu propio link de cobro, retirar tus fondos de PayPal y Payoneer y mucho más... ¡Tú eliges! Con Ligo tienes todo en un solo lugar: Sin comisiones de mantenimiento. Transferencias interbancarias inmediatas. Paga y cobra con todas las billeteras incluyendo Plin y Yape. Premia por tus compras. ¡Búscalo en tu perfil como Cashback Tarjetas de uso nacional e internacional con respaldo de Visa y Mastercard. Recarga con tarjeta de crédito o débito desde la app de tu banco. Retiros de fondos de PayPal y Payoneer. Transferencias interbancarias nacionales e internacionales 24/7. Tarifas de cambio de moneda preferenciales. Recibe una notificación instantánea por cada transacción que realices. Revisa el detalle de todas tus transacciones cuando lo necesites. Bloquea y desbloquea tu tarjeta cuando lo necesites desde la app. Vincula tu tarjeta al pago de tus plataformas favoritas como: Netflix, Uber, Rappi, Spotify, etc. Crea tu link de cobro para tu negocio o emprendimiento. Pagos con QR. Y mucho más… ¿Estás listo para tener el control total sobre tu dinero? ¡Descarga la app! Si tienes algún problema para abrir tu cuenta escríbenos a: info@ligo.pe La tarjeta Visa y Mastercard bajo la marca Ligo, es emitida por Tarjetas Peruanas Prepago SA y supervisada por la SBS (Superintendencia de Banca, Seguros y AFP) bajo la ley de Empresa Emisora de Dinero Electrónico. Ligo es una aplicación para smartphones mediante la cual se pueden administrar tarjetas Visa y/o Mastercard.
Screenshots
Verdict
The clearest difference is rating: Ligo at 4.0 against Scotiabank Perú's 3.3. Ligo also leads on review sentiment (33% vs 16%) and update cadence (fortnightly vs every 6 weeks). Scotiabank Perú's advantage is ratings volume (121 vs 34). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ligo holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 121 and 34 respectively. Written reviews point the same way: 16% of Scotiabank Perú's written reviews are positive against 33% of Ligo's.
Scotiabank Perú ships an update every 6 weeks, Ligo fortnightly. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.
| Parameter | Scotiabank Perú | Ligo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (121 ratings) | 4.0 (34 ratings) — better |
| Positive reviews | 16.5% of reviews | 33.3% of reviews — better |
| Number of ratings | 121 — better | 34 |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 462 MB | 225 MB |
| Age rating | 4+ | 17+ |
| Developer | Scotiabank Perú | EEDE Tarjetas Peruanas Prepago SA |
Customer experience
Scotiabank Perú
Ligo
Bugs and requests
Scotiabank Perú
Reported bugs
45 issues- Selfie screen button not working with enlarged text
- App does not allow account access
- App fails to enter account
- App requires facial scan repeatedly
- App shows connection error despite good internet
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- App requires facial scan and freezes
- App fails to register new device after update
- App blocks when abroad
- App freezes
- App shows 'user blocked' due to incorrect password attempts
- App not compatible with iOS 12.5.5
- App freezes and closes on DNI entry
- App crashes after last update
- App cannot be opened after last update
- App cannot be opened for days
- App fails to renew
- App update prevents account access
- App requires iOS 13 but iPhone 6 only supports 12.5.5
- App closes quickly upon opening
- Password not saved
- Cannot copy and paste password on desktop version
- Cannot unlock card
- List deleted and cannot be rebuilt
- Transfer errors
- Cannot enter PIN
- Login issues on iPad
- App shows 'error in application' during transfer
- Cannot enter code sent by message
- Cannot enter account from abroad
- App is complicated to navigate
- Update does not work on iOS
- App shows 'error in application' after registration
- App shows 'hubo un problema en la aplicación' message
- Cannot enter account with DNI and card number
- Error when entering and confirming password
- Digital key via SMS is slow to arrive
- Confirmation bar does not appear after PIN
- Login session not initiated on iPad
- App does not connect at night and weekends
- Cannot enter account with any card
- Cannot enter account on iPhone 5S
- App is functional but lacks user experience and design
- App needs to be updated for iPhone 5 iOS 7
- App not optimized for iPhone 5 screen
- App asks for last 8 digits of card, but credit card has 16
Requested features
5 requests- Integrate with iPhone password manager via fingerprint
- Enable Touch ID instead of token
- Option to set language to other languages
- Allow users to choose whether to update
- Optimize for iPhone 5 screen
Ligo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Scotiabank Perú
No in-app purchases
Ligo
No in-app purchases
