Comparison

Scotiabank Perú vs Insurama

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scotiabank Perú

Manage your finances on the go with this banking app. Send and receive money instantly, organize frequent payments, and pay all your credit cards in one place. Set transaction limits, manage card settings, and even exchange currency.

Highlights
  • Send and receive money via mobile number
  • Organize and pay frequent bills
  • Consolidated credit card payments
  • Configure transaction limits
  • Manage card settings for online/travel
  • Exchange Soles or Dollars
  • Withdraw cash from ATMs without a card
Features
Read full description

¡Descarga nuestra app y disfruta haciendo tus consultas y operaciones estés donde estés! Plin: • Envía y recibe dinero entre bancos usando solo el número de celular. Mi Lista: • Ahorra tiempo, organiza todos tus pagos frecuentes en Mi Lista, y realízalos sin usar Clave Digital, códigos de servicios o números de cuenta. Billetera de Tarjetas: • Paga todas tus tarjetas de Crédito de Scotiabank y de otros bancos, en un solo lugar. Límites: • Configura el monto máximo para realizar transferencias, pago de servicios y pago de tus Tarjetas de Crédito. Configuración de tarjetas: • Activa o desactiva tus compras por internet, configura tus tarjetas si te vas de viaje y más. Cambiar Dólares: • Cambia tus Soles o Dólares con un Tipo de Cambio especial. Retiro sin tarjeta: • Envía o retira efectivo en cajeros Scotiabank sin usar tarjeta. Además: • Consulta tus saldos y movimientos. • Paga tus servicios y haz transferencias. • Paga tu Tarjeta de Crédito y Préstamos. • Recarga tu celular. • Pide un Adelanto de Sueldo. • Pide un Efectivo al Instante y desembólsalo en unos clics. • Pide un Incremento de Línea. • Abre una Cuenta de Ahorros

About

Insurama

Features
Read full description

Bienvenido a la nueva app de insurama! Ya son más de 45.000 los clientes que han confiado en la protección de insurama en todo el mundo. Por eso, hemos creado una nueva aplicación que nos permite ofrecer a nuestros clientes una experiencia única, mejorada y, sobre todo, internacional. Ahora, con el innovador y renovado diseño, su mejorada usabilidad y el incremento de la velocidad de funcionamiento de la aplicación, podrás gestionar de manera integral el proceso de trámites de siniestro de cualquiera de tus pólizas desde el mismo sitio. Queremos apostar por la omnicanalidad y encontrar las herramientas que nos permitan estar siempre cerca de ti, construyendo la mejor experiencia de cliente posible. Por eso, ahora estamos en tu bolsillo. ¡Descárgatela y descubre todas las novedades!

Screenshots

Scotiabank Perú4 screens
Insurama4 screens

Verdict

The call

The clearest difference is update cadence: Insurama at weekly against Scotiabank Perú's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Scotiabank Perú ships an update every 6 weeks, Insurama weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Scotiabank Perú versus Insurama: the parameters behind the verdict, then further details
ParameterScotiabank PerúInsurama
PriceFreeFree
Rating3.3 (122 ratings) — better—
Positive reviews16.5% of reviews—
Number of ratings122 — better—
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size462 MB23 MB
Age rating4+4+
DeveloperScotiabank PerúInsurama Broker Online, S.L.

Bugs and requests

Scotiabank Perú

Reported bugs

45 issues
  • Selfie screen button not working with enlarged text
  • App does not allow account access
  • App fails to enter account
  • App requires facial scan repeatedly
  • App shows connection error despite good internet
Show 40 more
  • App requires facial scan and freezes
  • App fails to register new device after update
  • App blocks when abroad
  • App freezes
  • App shows 'user blocked' due to incorrect password attempts
  • App not compatible with iOS 12.5.5
  • App freezes and closes on DNI entry
  • App crashes after last update
  • App cannot be opened after last update
  • App cannot be opened for days
  • App fails to renew
  • App update prevents account access
  • App requires iOS 13 but iPhone 6 only supports 12.5.5
  • App closes quickly upon opening
  • Password not saved
  • Cannot copy and paste password on desktop version
  • Cannot unlock card
  • List deleted and cannot be rebuilt
  • Transfer errors
  • Cannot enter PIN
  • Login issues on iPad
  • App shows 'error in application' during transfer
  • Cannot enter code sent by message
  • Cannot enter account from abroad
  • App is complicated to navigate
  • Update does not work on iOS
  • App shows 'error in application' after registration
  • App shows 'hubo un problema en la aplicación' message
  • Cannot enter account with DNI and card number
  • Error when entering and confirming password
  • Digital key via SMS is slow to arrive
  • Confirmation bar does not appear after PIN
  • Login session not initiated on iPad
  • App does not connect at night and weekends
  • Cannot enter account with any card
  • Cannot enter account on iPhone 5S
  • App is functional but lacks user experience and design
  • App needs to be updated for iPhone 5 iOS 7
  • App not optimized for iPhone 5 screen
  • App asks for last 8 digits of card, but credit card has 16

Requested features

5 requests
  • Integrate with iPhone password manager via fingerprint
  • Enable Touch ID instead of token
  • Option to set language to other languages
  • Allow users to choose whether to update
  • Optimize for iPhone 5 screen

Insurama

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scotiabank Perú

No in-app purchases

None

Insurama

No in-app purchases

Questions

Is Scotiabank Perú free?
Scotiabank Perú is free to download, with no in-app purchases.
Is Insurama free?
Insurama is free to download, with no in-app purchases.
Do Scotiabank Perú or Insurama have ads?
Neither Scotiabank Perú nor Insurama shows ads.
Which is updated more often, Scotiabank Perú or Insurama?
Scotiabank Perú ships an update every 6 weeks, and Insurama weekly. Most recently, Scotiabank Perú was updated on November 6, 2026 and Insurama on November 3, 2026.

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