Paycheck Lite vs Paycheck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paycheck Lite
Easily calculate your net paycheck from gross pay or hourly wages, including overtime. This app estimates federal and state payroll taxes, deductions, and take-home pay. It's useful for budgeting, comparing pay across different states, and emailing pay details.
- Gross pay to net pay calculation
- Hourly wage calculation with overtime
- Federal and state tax estimation
- Deduction allowances consideration
- Compare net pay across states
- Email pay details
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Paycheck Lite computes your payroll check from a Gross payroll amount or calculates Hourly Wages, that may include overtime and double time. Paycheck Lite calculates net paycheck amount and applicable federal and state payroll taxes, such as federal withholding tax, social security, medicare, state withholding, state unemployment and state disability (where applicable). Paycheck Lite is an ideal tool for anyone looking to estimate net pay (take-home amount after taxes) in the state of employment. Use Paycheck Lite to calculate payroll check on a go and to compare net paychecks in 50 different states and US territories, especially if considering employment in a different state or a possible relocation. Paycheck details can be emailed to employee, employer, payroll service provider, spouse or anyone else. Use Paycheck Lite to estimate your net paycheck amount and budget your spending accordingly. Paycheck Lite mobile payroll app considers federal and state deduction allowances, current year to date wages paid, and federal and state filing statuses - details that affect accuracy of calculation. For professional payroll app and paycheck calculation consider upgrading to paid Payrollguru app, which allows for multiple employees payroll profiles, pre-tax and post-tax deductions, and displays a pie chart distribution of a gross paycheck. Paycheck Lite is available for iPhone, iPod and iPad. Thank you for using Paycheck Lite! If you enjoy using the app please review it, otherwise please send us your comments, suggestions and bug reports to support@payrollguru.mobi.
Paycheck
Generate professional pay stubs and paychecks quickly and accurately. This tool is ideal for employers, small business owners, freelancers, and self-employed individuals needing proof of income or managing payroll. It offers automatic tax calculations and customizable templates.
- Create professional pay stubs
- Automatic tax calculations
- Customizable templates with logo
- Unlimited free revisions
- Download or email instantly
- Proof of income generation
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Generate professional pay stubs and paychecks in minutes with 123PayStubs, the trusted paystub generator for employers, small business owners, freelancers, and self-employed individuals across the US. YOUR FIRST PAY STUB IS FREE Create, customize, and download pay stubs in minutes with the pay stub maker that makes payroll simple, fast, and stress-free. Just 1 • 2 • 3 — and your professional pay stub is ready in minutes. Why Choose 123PayStubs? ◆ FREE First Pay Stub Get started at no cost, no subscription required to generate your first paycheck stub. ◆ 100% accurate tax calculations Federal tax, state tax, FICA (Social Security & Medicare), and YTD totals are calculated automatically for all 50 US states. ◆ Professional paystub and paycheck templates Choose from 30+ customizable templates. Add your company logo to create polished, business-ready pay stubs that look clean and professional. ◆ Unlimited Free Revisions Made a mistake? Edit and correct your pay stub at no extra cost, always get it right. ◆ Instant download and email sharing Download your pay stub as a PDF or send it directly via email in seconds. ◆ Bulk Paystubs Generate up to 20 pay stubs at once for multiple employees, perfect for small businesses and growing teams managing payroll efficiently. Built for Real Work, Real People 123PayStubs is designed for: • Employers managing employee payroll • Small business owners & Startups • Freelancers & independent contractors • Self-employed individuals HOW IT WORKS 1. Enter company, employee & salary details 2. Choose your pay stub template 3. Review auto-calculated taxes & YTD totals 4. Download PDF or email directly Done in minutes. Simple. Fast. Professional. Additional Features ◆ Supports all 50 US states with state-specific tax rules ◆ Custom earnings like overtime, bonuses, commissions, and tips ◆ Custom deductions like 401k, health insurance, and garnishments ◆ Year-to-date tracking across pay periods ◆ Address book for quick employee entry ◆ Mobile and web sync for access anywhere 123PayStubs is more than just a pay stub maker; it’s your trusted pay stub generator built for speed, accuracy, and control. Download 123PayStubs today and create your first pay stub FREE.
Screenshots
Verdict
The clearest difference is review sentiment: Paycheck at 79% against Paycheck Lite's 18%. Paycheck also leads on rating (4.9 vs 2.5) and ads (none vs shown). Paycheck Lite's advantage is monetization model (ad-supported vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paycheck holds the better App Store score, 4.9 against 2.5. That said, the two scores are not equally well evidenced: Paycheck has 3.7K ratings behind it against 162, so its average is the more settled of the two. Written reviews point the same way: 18% of Paycheck Lite's written reviews are positive against 79% of Paycheck's.
Paycheck Lite ships an update every 8 months, Paycheck every 2 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | Paycheck Lite | Paycheck |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (162 ratings) | 4.9 (3.7K ratings) — better |
| Positive reviews | 18.1% of reviews | 78.8% of reviews — better |
| Number of ratings | 162 | 3.7K — better |
| Update frequency | Every 8 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Payrollguru, Inc. | Span Enterprises LLC |
Customer experience
Paycheck Lite
Paycheck
User reviews
Paycheck Lite
From 162 App Store ratingsWhat we love
- 👍 Accurate paycheck estimates
- 👍 Timely tax updates
- 👍 Great customer support
- 👍 Easy to use
- 👍 Helpful for planning
Room to improve
- 🐛 Frequent crashes
- 🐛 App freezes often
- 🐛 Ads are intrusive
- 🐛 Ads prevent usage
- 🐛 Not compatible with iOS
Paycheck
From 3.7K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick and easy to create pay stubs
- 💡 Practical and useful
- 👍 User-friendly
- 👍 Reliable service
Room to improve
- 🐛 App not working or online
- 🐛 Pay stubs not being generated
- 🐛 Payment issues with credit cards
- 🐛 Resets data if you switch apps
- 🐛 Incorrect pay stub calculations
Bugs and requests
Paycheck Lite
Reported bugs
16 issues- Connection error
- New York state tax not deducted (shows zero)
- App does not work with iOS 15
- Paid upgrade does not work
- Calculate button won't open/freezes
Show 11 moreShow fewer
- App freezes randomly for days
- App stopped working suddenly
- Keyboard issues on iPhone X
- Cannot scroll states on iOS 11
- Cannot update state or filing status without paying
- Freezes when changing state
- Pop-up ads take control of phone/play loud music
- Ads prevent selecting claiming status
- Cannot scroll down on drop-down boxes in settings
- Numeric keys not appearing to input numbers
- Net pay calculation is annualized, not per pay period
Requested features
7 requests- Update app for iOS 14/15/16
- Add custom deductions
- Optimize for iPad
- Fix state tax deduction issues
- Improve ad experience (less intrusive, fix closing)
Show 2 moreShow fewer
- Allow selection of 'Tax Exempt' filing status
- Fix annualized net pay display
Paycheck
Reported bugs
3 issues- Pay stubs not being generated
- Credit card issues
- App not working or online
Requested features
2 requests- Add local county withholding tax
- Improve customer support (email/phone)
In-app purchases
Paycheck Lite
No in-app purchases
Paycheck
No in-app purchases






