Comparison

MTrader vs Universo Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTrader

Track stock market investments with real-time quotes from global exchanges. Buy and sell securities easily with an intuitive interface, market depth information, and daily news updates to help plan your investments.

Highlights
  • Real-time international stock quotes
  • Direct stock market trading
  • Market depth and latest trades
  • Daily market news and analyst opinions
  • Securities portfolio tracking
  • Order book access
Features
Read full description

Do you invest in the stock market? Do you follow the latest news of the markets? Install the MTrader App! It’s quick, easy and it has everything you need to control your investments. Plus, you’ll have access to: Real time quotes of international stock markets Follow real time quotes of the main stock markets (Lisbon, Paris, Amsterdam, Brussels, Madrid, Frankfurt, London, New York, Nasdaq, Milan, Dublin, Switzerland, Austria and Scandinavia) and of the financial Certificates issued by Millennium bcp. Simple and intuitive layout Trade directly in the stock market. Buy and sell in a swifter and more intuitive layout. Market depth and latest trades You’ll have access to the market depth, to the ten last purchase and sell positions of the Euronext securities market and to the last five positions of carried out trades. News and Research Daily video with news on the market opening, notes and rumours that may have an impact on your investments, along with opinions of national and international analysts, dividend charts and schedules that help you better plan your week. All the information, one app In the same interface you’ll have access to real time information of your securities portfolio, streaming access to your order book and direct trading in the app.

About

Universo Mobile Banking

Manage your finances, cards, and credit from your mobile device. Access real-time account information, make payments, and apply for loans and insurance.

Highlights
  • Digital card application
  • Real-time balance and transaction history
  • Virtual card creation for secure online payments
  • Personal finance and budget management
  • Card controls and usage alerts
  • Credit and insurance application
  • Savings and investment management
Features
Read full description

Sobre a App Universo Entre na nova dimensão financeira do Home Banking com a nova App Universo. Uma aplicação gratuita que lhe permite aderir, controlar e gerir todo o seu Universo, através do seu telemóvel, de forma rápida. Quer ver o saldo do seu Cartão Universo, fazer pagamentos ou transferências? Quer proteger a sua saúde e o bem-estar da sua família? Fazer um Crédito Pessoal que lhe permita dar vida aos seus projetos? Garantir um futuro mais tranquilo para si e para os seus, acedendo ao potencial de crescimento dos mercados financeiros, sem preocupações? Tudo isto e muito mais na sua App Universo. Vantagens da sua App Universo 1. Adesão ao Cartão Universo de forma totalmente digital 2. Consulta de dados em tempo real: - Saldo - Descontos acumulados em cada compra - Gastos por Modalidade de pagamento (3x com juros, Fim do Mês, etc.) - Valor da próxima mensalidade - Histórico de extratos - Comprovativos de pagamentos de todas as transações 3. Pagamentos online e cartões virtuais: - Criação e gestão de cartões virtuais, para pagamentos online em segurança - Pagamentos online em 3x, 6x ou 12x, em todos os sites do mundo 4. Gestão das suas finanças pessoais e do seu orçamento: - Fazer pagamentos de compras/serviços e pagamentos ao Estado - Escolher modalidades de pagamento: 3x, 6x, 12x ou Fim do Mês - Fazer carregamentos de telemóveis - Fazer transferências para a sua conta à ordem ou para qualquer outra conta bancária, em Portugal ou na zona SEPA - Alterar modalidades de pagamento das suas transações - Alterar a percentagem da sua mensalidade, associada à modalidade Fim do Mês - Fazer o download do comprovativo de pagamento para todas as suas transações - Agendar transferências - Gerir débitos diretos 5. Gestão personalizada e com toda a segurança do seu cartão Universo: - Definir controlos e alertas de utilização - Alterar o PIN do seu Cartão - Substituição do seu novo cartão - Bloquear temporariamente e/ou substituir o seu cartão em caso de roubo ou perda - Associar o Cartão Continente - Fazer download do comprovativo de pagamento para todas as suas transações 6. Subscrição e acompanhamento de pedidos de crédito: - Crédito Pessoal - Crédito Consolidado 7. Subscrição e gestão de seguros: - Seguro de Saúde - Seguro Casa - Seguro Dentista 8. Subscrição e gestão de produtos de Poupança & Investimento - Investimento Defensivo . Investimento Equilibrado - Investimento Dinâmico Serviço de Apoio ao Cliente FAQ

Screenshots

MTrader4 screens
Universo Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Universo Mobile Banking at 5.0 against MTrader's 2.5. Universo Mobile Banking also leads on update cadence (fortnightly vs every 3 months) and monetization model (free vs ad-supported). MTrader's advantage is review sentiment (10% vs 0%) and ratings volume (6 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Universo Mobile Banking holds the better App Store score, 5.0 against 2.5. That said, the two scores are not equally well evidenced: MTrader has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 10% of MTrader's written reviews are positive against 0% of Universo Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MTrader ships an update every 3 months, Universo Mobile Banking fortnightly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
MTrader versus Universo Mobile Banking: the parameters behind the verdict, then further details
ParameterMTraderUniverso Mobile Banking
PriceFreeFree
Rating2.5 (6 ratings)5.0 (1 ratings) — better
Positive reviews10.0% of reviews — better0.0% of reviews
Number of ratings6 — better1
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.6 — better15.2
Further details — not scored
Size26 MB139 MB
Age rating4+17+
DeveloperMillennium bcpUNIVERSO, IME, S.A.

Customer experience

MTrader

All ratings6 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews10 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

Universo Mobile Banking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MTrader

No in-app purchases

None

Universo Mobile Banking

No in-app purchases

Questions

Is MTrader free?
MTrader is free to download, with no in-app purchases.
Is Universo Mobile Banking free?
Universo Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, MTrader or Universo Mobile Banking?
Universo Mobile Banking is rated higher. MTrader averages 2.5 out of 5 from 6 ratings, while Universo Mobile Banking averages 5.0 from 1 ratings.
Do MTrader or Universo Mobile Banking have ads?
Neither MTrader nor Universo Mobile Banking shows ads.
Which is updated more often, MTrader or Universo Mobile Banking?
MTrader ships an update every 3 months, and Universo Mobile Banking fortnightly. Most recently, MTrader was updated on October 22, 2026 and Universo Mobile Banking on October 24, 2026.

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