Comparison

Easy Spending Budget vs With Margin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Easy Spending Budget

This app helps you track daily spending, plan budgets, and manage multiple accounts. It offers automatic backups, bill reminders, and detailed reports to improve financial habits and aid in tax preparation.

Highlights
  • Daily money tracking
  • Budget planning
  • Automatic backup service
  • Bill reminders
  • Stock expense tracking
  • Recurring transaction tracking
  • Multiple account summary
Features
Currently charting
Read full description

The Easy Spending Budget, is the most powerful and convenient daily money tracker, and budget planning App, for iPhone and iPad, that neatly tracks all your cash flow between different accounts that you can budget. The new Dashboard view provides a quick view of the account performance, and the top expenses and categories right on the dashboard provide an instant view of the cash flow of expenses. Easy Spending is now, all the more secure, with the addition of Automatic Backup Service in addition to the free email backup. With this feature you never have to worry about losing valuable financial data, either through accidental deletion or change of device. You can restore it on any iOS device with this App installed. Easy spending helps improve your credit karma by taking control of spending and developing right spending habits. Easy Spending also helps you in yearly tax preparation reports, so that filing of your taxes is just a tap away. Helps you keep track of your stock investments, by providing category reports. Comes with easy gestures with well spaced layouts and large fonts, for easy viewing and readability. HIGHLIGHTS @ Never loose your valuable financial data either with the free email backup or the All new Automatic Backup Service, (available as an In-App purchase) @ Every dollar spent is tracked. @ BILL Reminders. @ Stock expenses @ Recurring income/expense tracking @ MULTIPLE ACCOUNT(S) Summary in a single screen, and nice reports. $ NOTIFICATIONS added to Default calendar for recurring transactions as an option. Using this option, NEVER forget to pay your BILL on time. $ See future bills/payments and income using, "UPCOMING TRANSACTIONS" view. $ Fast and Free text based Search, on category and notes $ Allows transactions to be emailed as CSV, and also uploaded to your Google Drive account $ Store data for MANY MANY years $ Use MULTIPLE accounts like Checking, Savings, Credit card, Cash flow, Mortgage accounts etc. *** REPORTS *** $ Excellent timeline reports $ Doughnut chart report gives a clean break up of where your money is going. $ Email CSV file of all your data for single or all of your accounts, saves a lot of time during tax season. $ Upload CSV file also to your Google Drive account --- Automatic Backup Service ---- Automatic Backup Service is an auto-renewable In-App purchase that lets you take automatic backup without you having to do anything manually. Just keep using the App, and an automatic backup of all your data is safely stored either weekly or monthly. When your App is deleted by mistake or phone is replaced it is a breeze to restore your data back. -- App Themes -- App Themes is an auto-renewable in-App purchase that lets you choose some amazing unique themes to suit your tastes for both dark and bright viewing. This Premium feature is an auto-renewable subscription that is available on a monthly or yearly plan. Payment will be charged to iTunes Account at confirmation of purchase, and account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Privacy policy and terms of use https://tektontek.com/termsofuse.php *** What our users say *** @ As a financial planner for 42 years this App is all you need. Its simple clean and to the point. If you think you need more than this, then you don’t get it. - LouCFP @ Excellent I am using this app to track our club income/expenses. So easy to use and to create reports then email to whoever needs a copy ! I love it !. - i apple STAY UPDATED Website - https://easyspend.tektontek.com Twitter - @AppLifeStyle Facebook - facebook.com/tektontek

About

With Margin

This app helps users calculate the potential return on investment for items they plan to resell. It allows for quick estimation of profit by factoring in various costs like item price, shipping, and marketplace fees.

Highlights
  • ROI calculation for flips
  • Profit and loss estimator
  • Fixed or percentage-based costs
  • Subtract shipping, item cost, fees
  • Custom calculator with percentage option
Features
Currently charting
Read full description

Explore With Margin, an iOS, iPadOS, and macOS app to help calculate the return on investment of flips. The recent rise of garage sale resellers and thrift store flippers empowers everyone to give items a second chance at life while exploring one's entrepreneurial drive. From collectible film cameras to '80s vintage shirts to a set of tools, flippers keep products from ending up in landfills while finding them new, loving homes. With Margin is a straightforward yet effective profit and loss estimator providing anyone on the go quick access to determine a find as a possible hit or miss. Utilizing fixed or percentage-based costs, quickly enter your reasonably educated guess for the amount it could sell. Next, subtract shipping, item cost, marketplace fees, and payment processing fees (if applicable). If profitable based on your industry knowledge, you can quickly act upon it. Tip: While using the Custom calculator, tap the percent (%) icon to turn the line item value into a percentage rather than a fixed cost; this is useful for percentage-based fees. Thank you for downloading With Margin, a small hobby project turned app!

Screenshots

Easy Spending Budget4 screens
With Margin4 screens

Verdict

The call

The clearest difference is in-app purchases: With Margin at none against Easy Spending Budget's 10. Easy Spending Budget's advantage is update cadence (monthly vs every 3 months) and iOS requirement (13.0 vs 16.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Easy Spending Budget costs $1.99 and With Margin $1.99 up front. Easy Spending Budget sells 10 in-app purchases, starting at $0.99 per month. With Margin asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Easy Spending Budget against 4.5 for With Margin. Both are backed by a comparable volume of ratings — 109 and 181 respectively. Written reviews are what separate them: 71% of Easy Spending Budget's written reviews are positive against 70% of With Margin's.

UpkeepUpdate frequency

Easy Spending Budget ships an update monthly, With Margin every 3 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 7 level
Easy Spending Budget versus With Margin: the parameters behind the verdict, then further details
ParameterEasy Spending BudgetWith Margin
Price$1.99$1.99
Rating4.5 (109 ratings) — better4.5 (181 ratings)
Positive reviews71.1% of reviews — better69.7% of reviews
Number of ratings109181 — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#128#59 — better
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS13.0 — better16.6
Further details — not scored
Size18 MB2 MB
Age rating4+4+
DeveloperTekton Technologies (P) Ltd.Hunter Smit

Customer experience

Easy Spending Budget

All ratings109 ratings
Positive89.0%
Neutral1.8%
Negative9.2%
Written reviews266 reviews
Positive71.1%
Neutral7.9%
Negative21.1%

With Margin

All ratings181 ratings
Positive85.6%
Neutral6.1%
Negative8.3%
Written reviews33 reviews
Positive69.7%
Neutral9.1%
Negative21.2%

User reviews

Easy Spending Budget

From 109 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🔒 Secure with password protection
  • 📊 Helpful reports and analytics
  • 💳 Tracks multiple accounts
  • 🗓️ Recurring expenses/income

Room to improve

  • 🐛 Crashes and bugs
  • 🔄 Sync issues between devices
  • 🎨 Outdated or unattractive UI
  • 🔍 Limited customization options
  • 💰 Paid backup feature

With Margin

From 181 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Great for sellers
  • ✅ Accurate profit calculation
  • 🔒 No data collection

Room to improve

  • ❌ Doesn't show margin
  • 🤔 Misunderstood functionality
  • 📉 Lacks consistent development
  • 🚫 Doesn't save entries
  • 🧮 Only shows profit

Bugs and requests

Easy Spending Budget

Reported bugs

4 issues
  • Recurring expenses not working as expected
  • Data loss after app updates
  • Inability to input starting balances
  • Crashes when changing currencies

Requested features

5 requests
  • Budgeting and goal-setting features
  • Receipt scanning and attachment
  • Biweekly payment/income support
  • Consolidated balance view across accounts
  • Ability to delete unused categories

With Margin

Reported bugs

3 issues
  • Custom calculations do not work
  • Custom section only provides a ten key
  • Website not working

Requested features

7 requests
  • Show margin calculation
  • Include pre-set fees for platforms (Poshmark, eBay, etc.)
  • Ability to create custom templates
  • Support for multiple currencies
  • Save custom entries
Show 2 more
  • Search by product
  • Recommended numbers based on platform/location

In-app purchases

10 purchases

Easy Spending Budget

Subscriptions9
  • Easy App Themes Monthly$0.991 Month
  • Automatic Backup Service7 Days trial$1.991 Month
  • Easy Weekly$1.997 Days
Show 6 more
  • Easy Monthly Med3 Days trial$2.991 Month
  • Easy Monthly3 Days trial$3.991 Month
  • Easy App Theme Annual$4.991 Year
  • Automatic Backup Service Annual14 Days trial$7.991 Year
  • Automatic Backup Annual14 Days trial$8.991 Year
  • Easy Annual High7 Days trial$29.991 Year
One-time1
  • Sync data using DropBox$2.99
None

With Margin

No in-app purchases

Questions

Is Easy Spending Budget free?
Easy Spending Budget costs $1.99, and also offers in-app purchases.
Is With Margin free?
With Margin costs $1.99, with no in-app purchases.
Which has better reviews, Easy Spending Budget or With Margin?
Easy Spending Budget is rated higher. Easy Spending Budget averages 4.5 out of 5 from 109 ratings, while With Margin averages 4.5 from 181 ratings.
Do Easy Spending Budget or With Margin have ads?
Neither Easy Spending Budget nor With Margin shows ads.
Which is updated more often, Easy Spending Budget or With Margin?
Easy Spending Budget ships an update monthly, and With Margin every 3 months. Most recently, Easy Spending Budget was updated on November 6, 2026 and With Margin on November 7, 2026.
Which is more popular, Easy Spending Budget or With Margin?
Easy Spending Budget currently peaks at #128 in the App Store charts, and With Margin at #59. Chart position reflects recent download velocity rather than total install base.

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