Easy Spending Budget vs XSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Spending Budget
This app helps you track daily spending, plan budgets, and manage multiple accounts. It offers automatic backups, bill reminders, and detailed reports to improve financial habits and aid in tax preparation.
- Daily money tracking
- Budget planning
- Automatic backup service
- Bill reminders
- Stock expense tracking
- Recurring transaction tracking
- Multiple account summary
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The Easy Spending Budget, is the most powerful and convenient daily money tracker, and budget planning App, for iPhone and iPad, that neatly tracks all your cash flow between different accounts that you can budget. The new Dashboard view provides a quick view of the account performance, and the top expenses and categories right on the dashboard provide an instant view of the cash flow of expenses. Easy Spending is now, all the more secure, with the addition of Automatic Backup Service in addition to the free email backup. With this feature you never have to worry about losing valuable financial data, either through accidental deletion or change of device. You can restore it on any iOS device with this App installed. Easy spending helps improve your credit karma by taking control of spending and developing right spending habits. Easy Spending also helps you in yearly tax preparation reports, so that filing of your taxes is just a tap away. Helps you keep track of your stock investments, by providing category reports. Comes with easy gestures with well spaced layouts and large fonts, for easy viewing and readability. HIGHLIGHTS @ Never loose your valuable financial data either with the free email backup or the All new Automatic Backup Service, (available as an In-App purchase) @ Every dollar spent is tracked. @ BILL Reminders. @ Stock expenses @ Recurring income/expense tracking @ MULTIPLE ACCOUNT(S) Summary in a single screen, and nice reports. $ NOTIFICATIONS added to Default calendar for recurring transactions as an option. Using this option, NEVER forget to pay your BILL on time. $ See future bills/payments and income using, "UPCOMING TRANSACTIONS" view. $ Fast and Free text based Search, on category and notes $ Allows transactions to be emailed as CSV, and also uploaded to your Google Drive account $ Store data for MANY MANY years $ Use MULTIPLE accounts like Checking, Savings, Credit card, Cash flow, Mortgage accounts etc. *** REPORTS *** $ Excellent timeline reports $ Doughnut chart report gives a clean break up of where your money is going. $ Email CSV file of all your data for single or all of your accounts, saves a lot of time during tax season. $ Upload CSV file also to your Google Drive account --- Automatic Backup Service ---- Automatic Backup Service is an auto-renewable In-App purchase that lets you take automatic backup without you having to do anything manually. Just keep using the App, and an automatic backup of all your data is safely stored either weekly or monthly. When your App is deleted by mistake or phone is replaced it is a breeze to restore your data back. -- App Themes -- App Themes is an auto-renewable in-App purchase that lets you choose some amazing unique themes to suit your tastes for both dark and bright viewing. This Premium feature is an auto-renewable subscription that is available on a monthly or yearly plan. Payment will be charged to iTunes Account at confirmation of purchase, and account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Privacy policy and terms of use https://tektontek.com/termsofuse.php *** What our users say *** @ As a financial planner for 42 years this App is all you need. Its simple clean and to the point. If you think you need more than this, then you don’t get it. - LouCFP @ Excellent I am using this app to track our club income/expenses. So easy to use and to create reports then email to whoever needs a copy ! I love it !. - i apple STAY UPDATED Website - https://easyspend.tektontek.com Twitter - @AppLifeStyle Facebook - facebook.com/tektontek
XSD
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XSD is a tool for anyone working with the Italian FatturaPA electronic invoice format — accountants, consultants, developers, SMBs — who needs to validate invoices on the go. WHAT IT DOES Real XSD validation. The XML is checked against the official Italian Revenue Agency (Agenzia delle Entrate) schema and every error is reported with the exact line and column: missing required elements, values that do not match the expected pattern, wrong element ordering. No "well-formed and you're done". Both official schemas bundled: FatturaPA ordinary v1.2.2 and FatturaPA simplified v1.0. The correct one is detected automatically from the XML namespace — you never have to choose by hand. Support for signed .p7m files (CAdES-BES). The PKCS#7 container is opened automatically and the embedded XML is validated like a regular .xml. Most real invoices arrive signed, and most phone tools cannot open them — this one can. Digital signature check at two levels: • Cryptographic validity — content digest and RSA signature are recomputed with the signer certificate's public key. If a single byte has been changed after signing, the app flags it. • System trust — the certificate is evaluated against your device's root CA store (the same one Safari uses). Important transparency note: the app does NOT check inclusion of the certificate in the official Italian Revenue Agency Trust List (Italian TSL, ETSI TS 119 612). That administrative check is distinct from cryptographic validity and requires an online channel to AdE. Readable invoice preview using the official Agenzia delle Entrate stylesheet (the same one used on the FatturaPA portal), with PDF export via the iOS share sheet. Generic XML mode. Use any custom XSD to validate any XML, beyond the FatturaPA world. "Open in XSD" from Mail, Files, AirDrop and any other app: .xml and .xml.p7m files are loaded directly. OFFLINE AND PRIVATE Everything happens on the device. No uploads, no account, no telemetry. Your invoices never leave your phone. NOT A REPLACEMENT FOR • Transmission to SDI (requires an accredited channel). • Legal long-term archival (requires a dedicated service). • Administrative validation against the official TSL. XSD is a check-and-verify tool, not a management system.
Screenshots
Verdict
The clearest difference is in-app purchases: XSD at none against Easy Spending Budget's 10. Easy Spending Budget's advantage is update cadence (monthly vs every 5 months) and price ($1.99 vs $4.99). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Easy Spending Budget costs $1.99 and XSD $4.99 up front. Easy Spending Budget sells 10 in-app purchases, starting at $0.99 per month. XSD asks for nothing beyond the download.
Easy Spending Budget ships an update monthly, XSD every 5 months. The most recent releases landed on October 21, 2026 and October 5, 2026 respectively.
| Parameter | Easy Spending Budget | XSD |
|---|---|---|
| Price | $1.99 — better | $4.99 |
| Rating | 4.5 (109 ratings) — better | — |
| Positive reviews | 70.8% of reviews | — |
| Number of ratings | 109 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #139 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 18 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Tekton Technologies (P) Ltd. | Marco Tini |
Bugs and requests
Easy Spending Budget
Reported bugs
4 issues- Recurring expenses not working as expected
- Data loss after app updates
- Inability to input starting balances
- Crashes when changing currencies
Requested features
5 requests- Budgeting and goal-setting features
- Receipt scanning and attachment
- Biweekly payment/income support
- Consolidated balance view across accounts
- Ability to delete unused categories
XSD
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Easy Spending Budget
- Easy App Themes Monthly$0.991 Month
- Automatic Backup Service7 Days trial$1.991 Month
- Easy Weekly$1.997 Days
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- Easy Monthly Med3 Days trial$2.991 Month
- Easy Monthly3 Days trial$3.991 Month
- Easy App Theme Annual$4.991 Year
- Automatic Backup Service Annual14 Days trial$7.991 Year
- Automatic Backup Annual14 Days trial$8.991 Year
- Easy Annual High7 Days trial$29.991 Year
- Sync data using DropBox$2.99
XSD
No in-app purchases
Questions
Is Easy Spending Budget free?
Is XSD free?
Do Easy Spending Budget or XSD have ads?
Which is updated more often, Easy Spending Budget or XSD?
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