Comparison

中国银河证券 vs 兴业证券优理宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银河证券

This app offers a comprehensive platform for stock trading and financial management. It provides fast account opening, professional investment guidance, and smart trading tools to help users make informed investment decisions. Users can also manage their wealth and access global market information.

Highlights
  • Fast 7*24 account opening
  • New customer benefits and exclusive wealth management
  • Professional investment advisor guidance
  • Smart trading tools (market monitoring, conditional orders)
  • Wealth management and fund selection
  • Global market data and real-time information
  • Account overview and transaction history
Read full description

【来银河开户的四大理由】 1、【极速开户】7*24极速开户,无需排队,安全可靠,值得信赖; 2、【新客好礼】新开立股票账户客户免费领取三个月level-2,更有专享理财,开启财富人生; 3、【投顾专业指导】银河牛人为您选股,财富星投顾手把手教您; 4、【智能工具】盯盘助手和条件单,做您买进卖出好帮手。 新客:新开立股票账户;新客户通过银河证券APP开立股票账户,可免费获得沪深Level-2 三个月、新客专享理财、财富星-股票、模拟交易训练营、特色条件单等新客礼包(详细规则以APP内活动说明为准),活动长期有效,新开户即可享受 【产品亮点】 1、智能交易:盯盘助手和条件单,算力算法加持,提高投资效率。 【打开涨停板卖出】新股连涨停,开板即卖出; 【持仓股回本卖出】炒股不坐过山车,会卖才是硬道理; 【止盈止损卖出】设定止盈止损线,严守投资纪律; 更多银河智能交易功能,等您来体验! 2、财富管理 【财富星】银河牛人,为您选股;服务管买管卖,荐股有始有终; 【财富星-基金管家】产品复杂挑花眼?基金管家帮你选!一站式的账户管家,全市场的财富配置。 3、全景账户 查资产、查盈亏、查流水,财富日历和投资账单让您充分了解股海战绩。 4、精选金融产品 爆款好基,首发基金,部分优选好基一折起;海量金融产品等您来挑。 5、覆盖全球重要市场行情,提供全方位实时资讯;行情动向,涨停揭秘,全景公告…便捷股票交易,服务您的投资所需。 【联系我们】 官方网站:http://www.chinastock.com.cn 官方公众号:中国银河证券 客服热线:95551 【投资有风险,入市需谨慎】

About

兴业证券优理宝

This platform offers stock trading, fund investment, and wealth management services. It provides tools for stock selection, market monitoring, and intelligent trading, along with personalized financial news and expert advice.

Highlights
  • Stock trading and account opening
  • Fund investment and wealth management
  • Intelligent stock selection
  • Real-time market monitoring
  • Intelligent trading strategies
  • Personalized financial news
  • Expert investment advice
Features
Read full description

「知己理财App」(原“兴业证券优理宝App”)是兴业证券精心打造的股票开户交易、基金投资理财平台。发挥兴证集团优质的投研投顾能力,依托“知己享投”“知己优投”“知己智投”三大服务品牌,提供丰富的交易品种和智能化投资工具,推出选股、诊股、盯盘、交易、分析等一系列功能,为客户打造全方位、个性化、特色化的内容服务,是值得投资者信赖的券商APP! 【荣誉奖项】  1)2025年中国证券业APP先锋君鼎奖 2)2024年中国证券业数字化先锋APP君鼎奖 3)2023年金鼎奖最受用户喜爱APP 4)2022年中国证券业十大品牌APP君鼎奖 【特色服务】 1、智能交易——波段赢家助力把握中短线交易机会,ETF发车宝选基、配仓、止盈一站闭环。 2、智能盯盘——六大盯盘策略,覆盖股票、指数、基金、债券等各类资产标的。  3、智能选股——形态、主题、条件、策略,多维度选股更专业。 4、知己管家——AI投资伙伴,语音指令直达全应用,7×24小时专属陪伴。 5、智能内容——涨停聚焦、图解财报、一图读懂等多重分析,捕捉市场热点,看懂题材趋势。 6、兴证研报——“新财富”分析师团队深度解析市场行情。 7、金牌投顾——专业、专心、专属的优质投顾服务。 【联系方式】有任何问题,欢迎和我们联系:  1、打开App-右上角-知己管家;  2、拨打服务热线:95562,人工服务时间为交易日8:30-18:00。 *投资有风险,入市需谨慎。部分功能需满足适当性管理相关要求

Screenshots

中国银河证券4 screens
兴业证券优理宝4 screens

Verdict

The call

The clearest difference is review sentiment: 兴业证券优理宝 at 76% against 中国银河证券's 47%. 兴业证券优理宝 also leads on monetization model (free vs free with in-app purchases) and rating (2.6 vs 2.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 中国银河证券 sells 10 one-off in-app purchases and 兴业证券优理宝 sells 11 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

兴业证券优理宝 holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 23 and 14 respectively. Written reviews point the same way: 47% of 中国银河证券's written reviews are positive against 76% of 兴业证券优理宝's.

UpkeepUpdate frequency

中国银河证券 ships an update every 3 weeks, 兴业证券优理宝 fortnightly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
中国银河证券 versus 兴业证券优理宝: the parameters behind the verdict, then further details
Parameter中国银河证券兴业证券优理宝
PriceFreeFree
Rating2.3 (23 ratings)2.6 (14 ratings) — better
Positive reviews47.1% of reviews76.5% of reviews — better
Number of ratings23 — better14
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS13.0 — better14.0
Further details — not scored
Size427 MB478 MB
Age rating17+17+
DeveloperChina Galaxy Securities Company Limited兴业证券股份有限公司

Customer experience

中国银河证券

All ratings23 ratings
Positive21.7%
Neutral17.4%
Negative60.9%
Written reviews51 reviews
Positive47.1%
Neutral15.7%
Negative37.3%

兴业证券优理宝

All ratings14 ratings
Positive35.7%
Neutral7.1%
Negative57.1%
Written reviews34 reviews
Positive76.5%
Neutral2.9%
Negative20.6%

In-app purchases

10 purchases

中国银河证券

One-time10
  • 沪深level-2十档行情1个月$0.99
  • 港股level-2十档行情1个月$0.99
  • 沪深level-2十档行情3个月$3.99
Show 7 more
  • 沪深level-2十档行情6个月$5.99
  • 沪深level-2十档行情12个月$9.99
  • 港股level-2十档行情12个月$9.99
  • 智能交易VIP(1个月)$9.99
  • 智能交易VIP(3个月)$29.99
  • 智能交易VIP(6个月)$49.99
  • 智能交易VIP(12个月)$79.99
11 purchases

兴业证券优理宝

One-time11
  • 整体提佣0728$0.99
  • 斗转星移-1个月$29.99
  • 趋势向上-1个月$99.99
Show 8 more
  • 繁花-1个月$149.99
  • 湘江价值-1个月$149.99
  • AI波段-6个月$249.99
  • 趋势向上-3个月$249.99
  • 斗转星移-12个月$299.99
  • 繁花-3个月$399.99
  • 湘江价值-3个月$399.99
  • 趋势向上-12个月$999.99

Questions

Is 中国银河证券 free?
中国银河证券 is free to download, with in-app purchases available.
Is 兴业证券优理宝 free?
兴业证券优理宝 is free to download, with in-app purchases available.
Which has better reviews, 中国银河证券 or 兴业证券优理宝?
兴业证券优理宝 is rated higher. 中国银河证券 averages 2.3 out of 5 from 23 ratings, while 兴业证券优理宝 averages 2.6 from 14 ratings.
Do 中国银河证券 or 兴业证券优理宝 have ads?
Neither 中国银河证券 nor 兴业证券优理宝 shows ads.
Which is updated more often, 中国银河证券 or 兴业证券优理宝?
中国银河证券 ships an update every 3 weeks, and 兴业证券优理宝 fortnightly. Most recently, 中国银河证券 was updated on November 1, 2026 and 兴业证券优理宝 on October 29, 2026.

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