Comparison

中国银河证券 vs 华宝智投

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国银河证券

This finance app offers rapid account opening and professional investment guidance. It provides smart trading tools, wealth management services, and global market insights to assist users in their investment journey.

Highlights
  • 7*24 rapid account opening
  • New customer benefits and exclusive wealth management
  • Professional investment advisor guidance
  • Smart trading tools (monitoring assistant, conditional orders)
  • Wealth management and fund selection
  • Global market data and real-time information
  • Account overview and transaction history
Read full description

【来银河开户的四大理由】 1、【极速开户】7*24极速开户,无需排队,安全可靠,值得信赖; 2、【新客好礼】新开立股票账户客户免费领取三个月level-2,更有专享理财,开启财富人生; 3、【投顾专业指导】银河牛人为您选股,财富星投顾手把手教您; 4、【智能工具】盯盘助手和条件单,做您买进卖出好帮手。 新客:新开立股票账户;新客户通过银河证券APP开立股票账户,可免费获得沪深Level-2 三个月、新客专享理财、财富星-股票、模拟交易训练营、特色条件单等新客礼包(详细规则以APP内活动说明为准),活动长期有效,新开户即可享受 【产品亮点】 1、智能交易:盯盘助手和条件单,算力算法加持,提高投资效率。 【打开涨停板卖出】新股连涨停,开板即卖出; 【持仓股回本卖出】炒股不坐过山车,会卖才是硬道理; 【止盈止损卖出】设定止盈止损线,严守投资纪律; 更多银河智能交易功能,等您来体验! 2、财富管理 【财富星】银河牛人,为您选股;服务管买管卖,荐股有始有终; 【财富星-基金管家】产品复杂挑花眼?基金管家帮你选!一站式的账户管家,全市场的财富配置。 3、全景账户 查资产、查盈亏、查流水,财富日历和投资账单让您充分了解股海战绩。 4、精选金融产品 爆款好基,首发基金,部分优选好基一折起;海量金融产品等您来挑。 5、覆盖全球重要市场行情,提供全方位实时资讯;行情动向,涨停揭秘,全景公告…便捷股票交易,服务您的投资所需。 【联系我们】 官方网站:http://www.chinastock.com.cn 官方公众号:中国银河证券 客服热线:95551 【投资有风险,入市需谨慎】

About

华宝智投

This intelligent stock trading tool automates your investment strategy. Set up custom conditions like stop-loss or grid trading, and the system will monitor the market and execute trades for you in the cloud. It's designed to help individual investors overcome the challenges of smart stock trading.

Highlights
  • 10 smart trading conditions
  • Automated cloud monitoring
  • Strategy-based trading
  • Zero-threshold simulation
  • Automatic fund transfer
  • Fund market data
  • Real-time market news
Read full description

华宝智投(前身为华宝钱钱炒股)是华宝证券创新出品的一款智能股票交易工具。为了满足广大股民的新需求,创新设置了止盈止损、价格条件、网格交易、时间条件等10大智能交易条件单功能,用户只需要提前简单设置好条件,系统就可实现云端实时盯盘,在条件触发时智能下单。华宝智投是业内专注于为个人投资者解决股票智能交易难题的APP。 【功能亮点】 一、10大条件单霸气面世 网格交易、止损止盈等10大条件单轻松解决用户的痛点,真正做到理性投资。 二、智能下单玩转策略交易 提前设置,系统盯盘,关闭手机也能把握交易良机。 三、零门槛模拟体验智能交易 0门槛0费用体验,无需自己写程序,体验智能交易的乐趣和魅力。 四、策略交易提升效率 运用策略自动盯盘交易能及时快速地跟踪市场变化,提高交易效率。 五、白天炒股 晚上理财 炒股闲钱自动转至货币基金享收益。 六、分级基金行情 分级基金申购、赎回、分拆、合并一站全搞定。 七、市场资讯行情 极速行情数据,实时新闻资讯,助您尽早伏击潜力股。 八、参与模拟炒股赢大奖 炒股大赛收益可提现,月月拿礼品! 【客户服务】 QQ交流群:371323657 官方网址:www.touker.com 投诉建议:4008209898(热线电话&企业QQ) 【风险提示】 股市有风险,投资需谨慎

Screenshots

中国银河证券4 screens
华宝智投4 screens

Verdict

The call

The clearest difference is rating: 华宝智投 at 4.6 against 中国银河证券's 2.3. 华宝智投 also leads on in-app purchases (none vs 10) and review sentiment (68% vs 47%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 中国银河证券 sells 10 one-off in-app purchases. 华宝智投 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

华宝智投 holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: 华宝智投 has 250 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 47% of 中国银河证券's written reviews are positive against 68% of 华宝智投's.

UpkeepUpdate frequency

中国银河证券 ships an update every 3 weeks, 华宝智投 every 2 weeks. Both last shipped on November 1, 2026.

Scorecard5 real differences · 5 level
中国银河证券 versus 华宝智投: the parameters behind the verdict, then further details
Parameter中国银河证券华宝智投
PriceFreeFree
Rating2.3 (23 ratings)4.6 (250 ratings) — better
Positive reviews47.1% of reviews68.0% of reviews — better
Number of ratings23250 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size427 MB559 MB
Age rating17+17+
DeveloperChina Galaxy Securities Company LimitedHWABAO SECURITIES CO.,LTD

Customer experience

中国银河证券

All ratings23 ratings
Positive21.7%
Neutral17.4%
Negative60.9%
Written reviews51 reviews
Positive47.1%
Neutral15.7%
Negative37.3%

华宝智投

All ratings250 ratings
Positive90.0%
Neutral3.6%
Negative6.4%
Written reviews75 reviews
Positive68.0%
Neutral12.0%
Negative20.0%

In-app purchases

10 purchases

中国银河证券

One-time10
  • 沪深level-2十档行情1个月$0.99
  • 港股level-2十档行情1个月$0.99
  • 沪深level-2十档行情3个月$3.99
Show 7 more
  • 沪深level-2十档行情6个月$5.99
  • 沪深level-2十档行情12个月$9.99
  • 港股level-2十档行情12个月$9.99
  • 智能交易VIP(1个月)$9.99
  • 智能交易VIP(3个月)$29.99
  • 智能交易VIP(6个月)$49.99
  • 智能交易VIP(12个月)$79.99
None

华宝智投

No in-app purchases

Questions

Is 中国银河证券 free?
中国银河证券 is free to download, with in-app purchases available.
Is 华宝智投 free?
华宝智投 is free to download, with no in-app purchases.
Which has better reviews, 中国银河证券 or 华宝智投?
华宝智投 is rated higher. 中国银河证券 averages 2.3 out of 5 from 23 ratings, while 华宝智投 averages 4.6 from 250 ratings.
Do 中国银河证券 or 华宝智投 have ads?
Neither 中国银河证券 nor 华宝智投 shows ads.
Which is updated more often, 中国银河证券 or 华宝智投?
中国银河证券 ships an update every 3 weeks, and 华宝智投 every 2 weeks. Most recently, 中国银河证券 was updated on November 1, 2026 and 华宝智投 on November 1, 2026.

Other comparisons