Comparison

iPaymentMate vs MagTek Reader Configuration

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iPaymentMate

Process credit card and US check payments on your iPhone, anywhere globally. This app allows businesses to accept payments from customers on-site, eliminating the need for a physical storefront. Securely capture signatures for paperless records and access real-time web reporting.

Highlights
  • Credit card processing
  • US check payment processing
  • Global payment acceptance
  • Signature capture
  • Paperless record keeping
  • Real-time web reporting
  • Secure and encrypted transactions
Features
Read full description

Use your iPhone to process Credit cards and US check payments, through TeleCheck®, anywhere in the world. iPaymentMate lets you bring your business to your customers. “Brick and Mortar” locations are no longer needed in order to process business payment transactions. Using iPaymentMate, swipe* or key your customer’s credit card, or key their checking account information anytime, anywhere for immediate processing. Give your customers the freedom to pay the way they want to, anywhere they want to, while giving yourself the same security you would get through the PaymentMate® windows application. Capture beautiful signatures on your screen for paperless record keeping. Great For: - In house services such as plumbing, cleaning, appliance repair, etc… - Your next fundraiser - Donation Rallies Safe: no data stored on your phone which means your customers will not be vulnerable if it is lost Secure: completely encrypted from end to end, security is increased when paired with the Magtek® iDynamo®, or eDynamo offering read head encryption Easy Access: real-time Web Reporting from anywhere in the world Convenient: Your Business, Your Customers, Where you are… *Swiping cards is only available with the following accessories - MagTek® iDynamo provided by Tempus Technologies, Inc®. *Receipts currently available by email only To establish an account, contact Tempus Technologies 1-800-225-8979 Monday-Friday 9:30 AM-5:30 PM

About

MagTek Reader Configuration

Remotely configure device options and securely inject encryption keys into PIN pad devices. This service eliminates the need for on-site technicians, reducing costs and increasing security. Keep your point of sale running safely with easy, low-cost remote management.

Highlights
  • Remote device configuration
  • Secure encryption key injection
  • Eliminate on-site technician visits
  • Lower handling and shipping costs
  • PCI PIN compliant
  • Non-touch device management
Read full description

MagTek's Remote Key Injection and Device Management services allow users to remotely configure device options and securely inject encryption keys into SCRAs and PIN pad devices. This secure service makes it so there is no need to return the devices to a central depot; lowering handling and shipping costs while increasing security and overall convenience. Eliminate the need to dispatch a trained technician to manually inject and configure a device on-site. Eliminate the potential for mistaken keystrokes during a manual injection and configuration process. Eliminate the need to return a device or purchase a new one because of a suspected cyber-attack, changing processors/gateways or even for routine maintenance. MagTek's Remote Services makes key injection and device configuration a non-touch, easy to use, low cost and convenient task that can keep your point of sale running safely. MagTek's Key Injection Facility (KIF) and its Remote Services are in compliance with PCI PIN.

Screenshots

iPaymentMate3 screens
MagTek Reader Configuration3 screens

Verdict

The call

The clearest difference is rating: MagTek Reader Configuration at 3.7 against iPaymentMate's 3.0. iPaymentMate's advantage is update cadence (every 5 weeks vs every 12 months) and ratings volume (12 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MagTek Reader Configuration holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

UpkeepUpdate frequency

iPaymentMate ships an update every 5 weeks, MagTek Reader Configuration every 12 months. The most recent releases landed on July 20, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
iPaymentMate versus MagTek Reader Configuration: the parameters behind the verdict, then further details
ParameteriPaymentMateMagTek Reader Configuration
PriceFreeFree
Rating3.0 (12 ratings)3.7 (3 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings12 — better3
Update frequencyEvery 5 weeks — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.011.0 — better
Further details — not scored
Size22 MB12 MB
Age rating4+4+
DeveloperTempus Technologies, IncMagTek, Inc.

Customer experience

iPaymentMate

All ratings11 ratings
Positive45.5%
Neutral9.1%
Negative45.5%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MagTek Reader Configuration

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

iPaymentMate

No in-app purchases

None

MagTek Reader Configuration

No in-app purchases

Questions

Is iPaymentMate free?
iPaymentMate is free to download, with no in-app purchases.
Is MagTek Reader Configuration free?
MagTek Reader Configuration is free to download, with no in-app purchases.
Which has better reviews, iPaymentMate or MagTek Reader Configuration?
MagTek Reader Configuration is rated higher. iPaymentMate averages 3.0 out of 5 from 12 ratings, while MagTek Reader Configuration averages 3.7 from 3 ratings.
Do iPaymentMate or MagTek Reader Configuration have ads?
Neither iPaymentMate nor MagTek Reader Configuration shows ads.
Which is updated more often, iPaymentMate or MagTek Reader Configuration?
iPaymentMate ships an update every 5 weeks, and MagTek Reader Configuration every 12 months. Most recently, iPaymentMate was updated on July 20, 2026 and MagTek Reader Configuration on September 10, 2026.

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