Comparison

Easy Retirement Calculator vs Dividend Pulse

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Easy Retirement Calculator

Plan your retirement with this easy-to-use calculator. It helps you estimate if you can retire early by considering inflation, investment returns, and savings. Save and compare different retirement scenarios to make informed decisions about your financial future.

Highlights
  • Estimate early retirement possibility
  • Factor in inflation rates
  • Calculate investment returns
  • Input current savings and 401k balances
  • Adjust annual savings contributions
  • Determine retirement spending or duration
  • Save and compare multiple scenarios
Features
Currently charting
Read full description

Do you know if you can retire early? Do you know if your current savings plans are enough? Do you need to put more money into your 401k each year? This Easy Retirement Calculator keeps it simple for easy high-level planning and comparing different scenarios. (How much more would you have at retirement if you increase your savings, or if your investments make higher interest?) This application is about giving you the tools you need to estimate your retirement years. The calculator lists the assumptions on the front page, and lets you pick your own options This retirement calculator takes inflation fully into account. Many similar calculators ignore inflation, which is a grave mistake. Even assuming a modest inflation rate of 3%, $100 today will only have the purchasing power of $55, 20 years from now. It is extremely important to take inflation into account when planning for retirement. This app lets you make all the decisions: Choose your current age and age of planned retirement Choose the rate of inflation (defaulted to the standard 3%) Choose the rate of return on your investments. You are able to calculate different rates of return on different investments, if desired. Choose your current Savings and 401k balances Choose how much you plan to add to your savings accounts each year. This will be automatically indexed to the rate of inflation. Choose your life expectancy age or "end of retirement" date to see how much you would be able to spend each year of retirement OR Choose the spending amount you need to maintain your desired standard of living, and see how many years your nest egg would last. This application lets YOU make the choices regarding inflation and rate of return / interest rate. A small change in these rates can have a drastic effect on projected income. With this app, YOU get to make that choice. All rates are defaulted at startup to fairly standard rates. Save your various retirement scenarios for later retrieval, and to compare against each other. This application is Ad-free. It does not try to sell you financial services, or attempt to persuade you to invest in any particular stocks or bonds. Disclaimer: This application is a calculator using your assumptions and input. It does not provide financial advice. Please contact a licensed financial planner for specific retirement advice.

About

Dividend Pulse

Manually track your dividend income and portfolio value without linking brokerage accounts. Monitor monthly and annual income, cost basis, and progress toward your dividend goals. Offers a free plan for basic tracking and a Pro subscription for unlimited holdings.

Highlights
  • Manual portfolio tracking
  • Estimated dividend income (monthly/annual)
  • Portfolio value estimation
  • Cost basis and gain/loss tracking
  • Monthly dividend goal progress
  • Holdings across multiple accounts
  • Privacy-focused, no brokerage login
Features
Read full description

Build a calmer way to track your dividend income. Dividend Pulse is a manual-first portfolio tracker for investors who want a simple view of holdings, estimated dividend income, portfolio value, and progress toward a monthly dividend goal without brokerage login. Add stocks or ETFs manually, organize them by account, and see clear estimates based on the values you enter. What you can track: - Estimated monthly dividend income - Estimated annual dividend income - Portfolio value estimate - Cost basis and unrealized gain/loss - Monthly dividend goal progress - Holdings across accounts - Top holdings by value - Saved stock prices when available Manual-first and private by design: - No brokerage username or password required - No Plaid, Robinhood, Webull, or account-linking setup - Your holdings stay on device - Price refresh sends only ticker symbols to retrieve market data when used - Delete your local app data anytime in Settings Dividend Pulse is built for simple tracking, not trading. It does not place trades, move money, provide investment recommendations, or offer financial advice. Values are estimates and may be delayed, incomplete, or inaccurate. Free plan: Track up to 5 holdings and use the basic dividend and wealth dashboard. Dividend Pulse Pro: Upgrade to track unlimited holdings with a monthly or yearly auto-renewable subscription. Subscription pricing is shown in the app before purchase and can be managed or cancelled in your Apple ID account settings. Good for: - Dividend investors - ETF investors - Long-term portfolio tracking - Manual income tracking - Organizing the same ticker across multiple accounts Start with one stock or ETF and build your dividend dashboard over time. Privacy Policy: https://dividendpulse.blogspot.com/2026/05/privacy-policy.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Easy Retirement Calculator2 screens
Dividend Pulse4 screens

Verdict

The call

The clearest difference is price: Dividend Pulse at Free against Easy Retirement Calculator's $0.99. Dividend Pulse also leads on rating (5.0 vs 2.8) and update cadence (every 2 weeks vs every 7 months). Easy Retirement Calculator's advantage is in-app purchases (none vs 2) and chart position (#94 vs unranked). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Dividend Pulse is free to download; Easy Retirement Calculator costs $0.99 up front. Dividend Pulse sells 2 in-app purchases, starting at $2.99 per month. Easy Retirement Calculator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dividend Pulse holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: Easy Retirement Calculator has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Easy Retirement Calculator ships an update every 7 months, Dividend Pulse every 2 weeks. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.

Scorecard8 real differences · 3 level
Easy Retirement Calculator versus Dividend Pulse: the parameters behind the verdict, then further details
ParameterEasy Retirement CalculatorDividend Pulse
Price$0.99Free — better
Rating2.8 (5 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings5 — better1
Update frequencyEvery 7 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFreemium — better
Best chart rank#94 — better—
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better18.6
Further details — not scored
Size7 MB7 MB
Age rating4+4+
DeveloperWorkman Consulting LLCRahul Kumar

Customer experience

Easy Retirement Calculator

All ratings5 ratings
Positive40.0%
Neutral20.0%
Negative40.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Dividend Pulse

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Easy Retirement Calculator

No in-app purchases

2 purchases

Dividend Pulse

Subscriptions2
  • Dividend Pulse Monthly$2.991 Month
  • Dividend Pulse Yearly$19.991 Year

Questions

Is Easy Retirement Calculator free?
Easy Retirement Calculator costs $0.99, with no in-app purchases.
Is Dividend Pulse free?
Dividend Pulse is free to download, with in-app purchases available.
Which has better reviews, Easy Retirement Calculator or Dividend Pulse?
Dividend Pulse is rated higher. Easy Retirement Calculator averages 2.8 out of 5 from 5 ratings, while Dividend Pulse averages 5.0 from 1 ratings.
Do Easy Retirement Calculator or Dividend Pulse have ads?
Neither Easy Retirement Calculator nor Dividend Pulse shows ads.
Which is updated more often, Easy Retirement Calculator or Dividend Pulse?
Easy Retirement Calculator ships an update every 7 months, and Dividend Pulse every 2 weeks. Most recently, Easy Retirement Calculator was updated on November 10, 2026 and Dividend Pulse on October 31, 2026.

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