Comparison

mBanking vs Generali Life

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBanking

Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.

Highlights
  • Biometric login (face/fingerprint)
  • Account balance check without login
  • Bill payments and shopping
  • Money transfers via phone number
  • Cash withdrawal without card (mKeš)
  • Card management (block/unblock, PIN view)
  • Locate ATMs and branches
Features
Read full description

Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.

About

Generali Life

This app assists life insurance sales agents in calculating insurance premiums and sums based on various policy parameters. It requires internet access and is exclusively for registered Generali Osiguranja Srbija a.d.o. agents.

Highlights
  • User activation required
  • Simple insurance type selection
  • Intuitive quote calculation interface
  • Clear results and offer overview
  • Assistance for each life insurance type
Features
Read full description

Aplikacija Life Proračun, Generali Osiguranja Srbija a.d.o. namenjena je agentima prodaje životnog osiguranja. Za upotrebu aplikacije neophodan je pristup internetu. Aplikacija je besplatna, ali je mogu koristiti samo korisnici registrovani po proceduri definisanoj u okviru kompanije Generali Osiguranja Srbija a.d.o. Agent prodaje osiguranja unošenjem odgovarajućih podataka (pol osiguranika, pristupna starost, trajanje osiguranja, osigurana suma, premija itd. ) dobija proračun osigurane sume, to jest premije osiguranja u zavisnosti od unetih parametara. Glavne karakteristike: • aktivacija korisnika - korisnik aplikaciju moze koristiti tek nakon sto je aktivira po internoj proceduri Generali Osiguranja Srbija a.d.o • jednostavan odabir vrste osiguranja • intuitivan interfejs za računanje test ponude • preglednost rezultata tj. ponude • pomoć za svaki tip životnog osiguranja.

Screenshots

mBanking4 screens
Generali Life3 screens

Verdict

The call

The clearest difference is review sentiment: mBanking at 48% against Generali Life's 0%. mBanking also leads on rating (4.8 vs 4.3) and ratings volume (4.2K vs 3). Generali Life's advantage is update cadence (monthly vs every 3 months) and iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mBanking holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: mBanking has 4.2K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of mBanking's written reviews are positive against 0% of Generali Life's.

UpkeepUpdate frequency

mBanking ships an update every 3 months, Generali Life monthly. The most recent releases landed on October 20, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
mBanking versus Generali Life: the parameters behind the verdict, then further details
ParametermBankingGenerali Life
PriceFreeFree
Rating4.8 (4.2K ratings) — better4.3 (3 ratings)
Positive reviews47.5% of reviews — better0.0% of reviews
Number of ratings4.2K — better3
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.08.0 — better
Further details — not scored
Size445 MB22 MB
Age rating17+4+
DeveloperUniCredit Bank SERBJA CJSCGENERALI OSIGURANJE SRBIJA A.D.O.

Customer experience

mBanking

All ratings4,018 ratings
Positive96.0%
Neutral1.8%
Negative2.2%
Written reviews61 reviews
Positive47.5%
Neutral14.8%
Negative37.7%

Generali Life

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

mBanking

Reported bugs

4 issues
  • Activation issues with incorrect error messages
  • QR code scanning not working
  • Inconsistent behavior after app updates
  • Inability to see all transactions in the app

Requested features

4 requests
  • Add Apple Pay support
  • Improve search and transaction history functionality
  • Implement account blocking option
  • Develop an iPad-specific app version

Generali Life

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

mBanking

No in-app purchases

None

Generali Life

No in-app purchases

Questions

Is mBanking free?
mBanking is free to download, with no in-app purchases.
Is Generali Life free?
Generali Life is free to download, with no in-app purchases.
Which has better reviews, mBanking or Generali Life?
mBanking is rated higher. mBanking averages 4.8 out of 5 from 4.2K ratings, while Generali Life averages 4.3 from 3 ratings.
Do mBanking or Generali Life have ads?
Neither mBanking nor Generali Life shows ads.
Which is updated more often, mBanking or Generali Life?
mBanking ships an update every 3 months, and Generali Life monthly. Most recently, mBanking was updated on October 20, 2026 and Generali Life on October 12, 2026.

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