mBanking vs SmartHALK mBanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBanking
Manage your bank accounts, make payments, and access financial services conveniently from your mobile device. Enjoy secure transactions, view account details, and find nearby branches and ATMs.
- Account management
- Bill payments
- Money transfers
- Currency exchange
- ATM/Branch locator
- Card management
- Virtual cards
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Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.
SmartHALK mBanking
Manage your finances on the go with this banking app. It offers secure login, easy payments, card management, and account overviews. Experience a simpler way to handle your banking needs.
- Secure face recognition login
- Mobile number payments (Prenesi)
- QR code bill payments
- Payment card management
- Account balance and statement overview
- IPS Scan and Show payments
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SmartHALK mBanking is intended for private individuals and makes your bank always where you are, in a simpler and more beautiful way than ever. Login in a never easier and faster way, let your finances be at your fingertips and make your payments at any time. What SmartHALK mBanking allows you: - Simple and secure login via face recognition - Pre-Login Balance - Prenesi - pay and receive money on mobile phone number instead of bank account - Makes payments simpler: local payments, SWIFT international payments, SEPA international payments, currency exchange, internal transfers, standing orders, bill payment by scanning a QR code... - Payment at merchant places by scanning or reading the QR code from the cash register or merchant's POS device (IPS Scan and Show) - Deep Link payment on webshops - Management of your payment cards: set the limit at any time, enable or disable usage of your card per channel, block and unblock the card... - Overview of your bank accounts at any time: balance, turnover, statements... There's more: SmartHALK mBanking is constantly being improved with innovative functionalities, in order to improve the user experience. In order to be able to experience banking in a simpler way, if you are not our client, you need to open an account at Halkbank a.d. Belgrade and choose one of the best account packages or simply click on "Open account online" and go through the questionnaire in a few steps.
Screenshots
Verdict
The clearest difference is rating: mBanking at 4.8 against SmartHALK mBanking's 3.1. mBanking also leads on ratings volume (4.2K vs 13). SmartHALK mBanking's advantage is review sentiment (67% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mBanking holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: mBanking has 4.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 48% of mBanking's written reviews are positive against 67% of SmartHALK mBanking's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | mBanking | SmartHALK mBanking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.2K ratings) — better | 3.1 (13 ratings) |
| Positive reviews | 48.4% of reviews | 66.7% of reviews — better |
| Number of ratings | 4.2K — better | 13 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 412 MB | 83 MB |
| Age rating | 4+ | 17+ |
| Developer | UniCredit Bank Serbia | Halk Bank |
Customer experience
mBanking
SmartHALK mBanking
Bugs and requests
mBanking
Reported bugs
4 issues- Activation issues with incorrect error messages
- QR code scanning not working
- Inconsistent behavior after app updates
- Inability to see all transactions in the app
Requested features
4 requests- Add Apple Pay support
- Improve search and transaction history functionality
- Implement account blocking option
- Develop an iPad-specific app version
SmartHALK mBanking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
mBanking
No in-app purchases
SmartHALK mBanking
No in-app purchases
Questions
Is mBanking free?
Is SmartHALK mBanking free?
Which has better reviews, mBanking or SmartHALK mBanking?
Do mBanking or SmartHALK mBanking have ads?
Which is updated more often, mBanking or SmartHALK mBanking?
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