mBanking vs Erste mBanking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBanking
Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.
- Biometric login (face/fingerprint)
- Account balance check without login
- Bill payments and shopping
- Money transfers via phone number
- Cash withdrawal without card (mKeš)
- Card management (block/unblock, PIN view)
- Locate ATMs and branches
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Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.
Erste mBanking
Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.
- Secure biometric and mPIN login
- Unified payment screen for all transactions
- PhotoPay for scanning and paying invoices
- Account balance and transaction tracking
- Loan and credit card management
- Currency exchange rates and calculator
- Branch and ATM locator
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Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom. Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu. Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade. Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju. Osim navedenoga, Erste mBanking omogućuje: * praćenje stanja i prometa po svim Erste računima * pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga * plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza * pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom * pregledavanje stanja, transakcija i računa kreditnih kartica * pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova * pregledavanje tečajne liste i preračunavanje valuta * pronalazak najbliže Erste poslovnice ili Erste bankomata * aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu * pregledavanje i ažuriranje osobnih podataka Minimalna podržana verzija iOS-a je 15.2. Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji. Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option within the mBanking app that lets you control all your financial transactions via a 4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. Minimal version requirement: iOS 15.2. The Touch ID feature is available on iPhone 5s or later.
Screenshots
Verdict
The clearest difference is update cadence: Erste mBanking at every 3 weeks against mBanking's every 3 months. mBanking's advantage is ratings volume (4.2K vs 546). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for mBanking against 4.7 for Erste mBanking. That said, the two scores are not equally well evidenced: mBanking has 4.2K ratings behind it against 546, so its average is the more settled of the two. Written reviews are what separate them: 48% of mBanking's written reviews are positive against 43% of Erste mBanking's.
mBanking ships an update every 3 months, Erste mBanking every 3 weeks. The most recent releases landed on October 20, 2026 and October 17, 2026 respectively.
| Parameter | mBanking | Erste mBanking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.2K ratings) — better | 4.7 (546 ratings) |
| Positive reviews | 47.5% of reviews — better | 42.9% of reviews |
| Number of ratings | 4.2K — better | 546 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.2 |
| Further details — not scored | ||
| Size | 445 MB | 153 MB |
| Age rating | 17+ | 4+ |
| Developer | UniCredit Bank SERBJA CJSC | Erste banka HR |
Customer experience
mBanking
Erste mBanking
User reviews
mBanking
From 4.2K App Store ratingsWhat we love
- 👍 Convenient mobile banking
- 🚀 Fast and efficient transactions
- 🔒 Secure authentication options
- 💡 Innovative features like Face ID
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and loading times
- 🔍 Unreliable search and transaction history
- 🚫 Lack of important features (e.g., Apple Pay, account blocking)
Erste mBanking
From 546 App Store ratingsWhat we love
- 👍 Reliable and intuitive app
- 👍 Easy login and account access
- 👍 Friendly and professional support
- 👍 Good overall app performance
Room to improve
- ❌ No iPad support
- 🐛 App full of bugs
- 🐛 Login issues frequently
- 🐛 Input fields behave erratically
- 🐛 Payments require re-login
Bugs and requests
mBanking
Reported bugs
4 issues- Activation issues with incorrect error messages
- QR code scanning not working
- Inconsistent behavior after app updates
- Inability to see all transactions in the app
Requested features
4 requests- Add Apple Pay support
- Improve search and transaction history functionality
- Implement account blocking option
- Develop an iPad-specific app version
Erste mBanking
Reported bugs
8 issues- Fields get autoselected / randomly selected when making payments
- After EVERY payment created, requires re-log in
- Cursor jumps from where it should be to after the last decimal when inputting amount
- App forces update with almost every release
- Cannot log in frequently
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- Lost all accounts and balance visibility after new update
- Cannot pay by scanning 2D barcode
- Cannot connect Diners card to the mobile app
Requested features
3 requests- iPad optimized version
- Apple Pay integration
- Ability to copy IBAN from transaction details
In-app purchases
mBanking
No in-app purchases
Erste mBanking
No in-app purchases
Questions
Is mBanking free?
Is Erste mBanking free?
Which has better reviews, mBanking or Erste mBanking?
Do mBanking or Erste mBanking have ads?
Which is updated more often, mBanking or Erste mBanking?
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