Comparison

mBanking vs Tokyyy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBanking

Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.

Highlights
  • Biometric login (face/fingerprint)
  • Account balance check without login
  • Bill payments and shopping
  • Money transfers via phone number
  • Cash withdrawal without card (mKeš)
  • Card management (block/unblock, PIN view)
  • Locate ATMs and branches
Features
Read full description

Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.

About

Tokyyy

Features
Read full description

tokyyy is the cashless token system used at festivals, venues and events. This app is your tokyyy card in your pocket. Add your card Hold your phone to your physical tokyyy card to link it to your account. Your balance, your history and your cards all live in one place. Top up from anywhere Buy tokens with your bank card and they land on your tokyyy card immediately: no queue, no cash, no waiting at a top-up point. You will get a receipt by email for every purchase. Send tokens to friends Out of tokens at the bar and your friend has plenty? Send tokens straight to another tokyyy user by email address. They get a notification the moment the tokens arrive. Use a voucher Got a voucher code? Redeem it in the app and the tokens go onto your card. Know where your tokens went Every top-up, purchase and transfer is listed, with the venue and the amount, so you can always see what you spent and where. Name your cards Give each card a name that makes sense to you, so you always know which one you are topping up. What you need A physical tokyyy card from a participating venue, and an account you create in the app. Tokens are prepaid credit for use at tokyyy venues.

Screenshots

mBanking4 screens
Tokyyy4 screens

Verdict

The call

The clearest difference is update cadence: Tokyyy at daily against mBanking's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mBanking ships an update every 3 months, Tokyyy daily. Both last shipped on October 29, 2026.

Scorecard1 real difference · 9 level
mBanking versus Tokyyy: the parameters behind the verdict, then further details
ParametermBankingTokyyy
PriceFreeFree
Rating4.8 (4.2K ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings4.2K — better—
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size445 MB60 MB
Age rating17+17+
DeveloperUniCredit Bank SERBJA CJSCMusic Reactions d.o.o.

Bugs and requests

mBanking

Reported bugs

4 issues
  • Activation issues with incorrect error messages
  • QR code scanning not working
  • Inconsistent behavior after app updates
  • Inability to see all transactions in the app

Requested features

4 requests
  • Add Apple Pay support
  • Improve search and transaction history functionality
  • Implement account blocking option
  • Develop an iPad-specific app version

Tokyyy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

mBanking

No in-app purchases

None

Tokyyy

No in-app purchases

Questions

Is mBanking free?
mBanking is free to download, with no in-app purchases.
Is Tokyyy free?
Tokyyy is free to download, with no in-app purchases.
Do mBanking or Tokyyy have ads?
Neither mBanking nor Tokyyy shows ads.
Which is updated more often, mBanking or Tokyyy?
mBanking ships an update every 3 months, and Tokyyy daily. Most recently, mBanking was updated on October 29, 2026 and Tokyyy on October 29, 2026.

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