Comparison

mBanking vs Aik mBanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBanking

Manage your finances on the go with this banking app. Access accounts, make payments, transfer funds, and even withdraw cash without a card. Enjoy secure, fast access with biometric login and convenient features for everyday banking needs.

Highlights
  • Biometric login (face/fingerprint)
  • Account balance check without login
  • Bill payments and shopping
  • Money transfers via phone number
  • Cash withdrawal without card (mKeš)
  • Card management (block/unblock, PIN view)
  • Locate ATMs and branches
Features
Read full description

Koristite mBanking, gde su usluge i proizvodi naše banke uvek uz vas, za sve što vam je važno, u pokretu, kod kuće, na putovanjima, bez potrebe odlaska u banku. Zavolećete brz pristup aplikaciji skeniranjem lica ili otiskom prsta, pregledan dizajn i sigurnost. mBanking aplikacija UniCredit Banke dostupna je svim klijentima koji imaju otvoren tekući račun u UniCredit Banci. • Obavljajte vaše svakodnevne bankarske transakcije i saznajte sve o vašim troškovima • Povoljniji kurs za kupovinu i prodaju deviza Euro valute za korisnike sa deviznim Euro računom • Platite račune, obavljajte kupovine i na kraju meseca pogledajte na šta najviše trošite, ili napravite šablone za najfrekventnija plaćanja • IPS QR kod za plaćanje na prodajnom mestu • Plaćanje ka inostranstvu • Koristite opciju skeniraj i plati, i ubrzajte unos cifara sa vaših računa • Prenesi – prebacite novac drugoj osobi koristeći njegov/njen broj telefona iz vaše kontakt liste • Kreiranje i izmena trajnog naloga • Pregled svih vaših računa (tekućih, deviznih i štednih), kredita, platnih kartica i dokumentacije • Locirajte najbliže ekspoziture i bankomate • Iskoristite mKeš opciju u aplikaciji i podignite novac sa bankomata, bez platne kartice • Blokirajte i deblokirajte Vaše kartice, po potrebi • Promena limita po kartici • Pogledajte PIN vaše platne kartice • Podela na rate transakcije kreditnom karticom • Aplicirajte za proizvode banke, koji su vam potrebni za vaše planove • Pristupite vašem eBanking nalogu, uz mToken • Budite obavešteni o novitetima, kroz notifikacije u aplikaciji • Izaberite na koji način želite da komunicirate sa bankom: mBanking/eBanking, E-mail i pošta. • Kupovina Putnog osiguranja • Virtuelna debitna i kreditna kartica sa svim detaljima neophodnim za uspešno plaćanje • Dodavanje Mastercard kartica u Apple novčanik direktno iz mBanking aplikacije • Tutorijali za lakše snalaženje u aplikaciji. ------------------------------------------------- Use mBanking, where Bank’s services and products are always at a hand, for all that matters to you, while you are on the go, at home, or while travelling, with no need to go to the Bank. You will enjoy fast access to the app by using face ID or fingerprint, clear design and security. UniCredit Bank’s mBanking app is available to all clients who have open current accounts in UniCredit Bank. • Do your everyday transactions and find out all details about your expenses • Favorable exchange rate for buying and selling Euro currency for users with Euro account • Pay your bills, or shopping orders and have an overview of what are your biggest spending on a monthly basis, or make templates for most frequent payments • IPS QR code for point of sale payment • Foreign Payments on mBanking • Use scan and pay option to speed up inserting data from your bills • Prenesi - transfer money to another person using his/her phone number from your contact list • Create and modify Standing order • Have an overview of your accounts (current, savings), loans, payment cards and documents • Find out where are our nearest branch offices or ATMs • Use mCash option to withdraw money from ATMs, without using your payment card • Block and unblock your cards, if needed • Change limit on your card • View PIN of your debit/credit cards • Splitting credit card transactions into installments • Apply for Bank’s products, for plans that matter to you • Access your eBanking account, using mToken • Stay informed on all novelties, by receiving app’s notifications • Choose how you want to stay in touch with the Bank: via mBanking, eBanking, email or mail • Purchasing and activation of Travel insurance • Virtual debit and credit card with all details needed for successful payment • Add your Mastercard card to Apple wallet from your mBanking app • Tutorials.

About

Aik mBanking

Manage your finances with a modern, secure, and intuitive mobile banking app. Access account overviews, make payments, and utilize advanced financial services conveniently from your device.

Highlights
  • Account overview
  • Payment processing
  • Access to financial services
  • Intuitive interface
  • Secure banking
Features
Read full description

Aik mBanking aplikacija pruža savremeno, sigurno i jednostavno bankarsko iskustvo na dohvat ruke. Dizajnirana za vaš komfor, Aik mBanking aplikacija vam omogućava da svojim finansijama upravljate na jednom mestu – od pregleda računa, preko obavljanja plaćanja do pristupa naprednijim finansijskim uslugama. Sa intuitivnim interfejsom i prilagođenim funkcijama, mobilno bankarstvo nikada nije bilo jednostavnije i efikasnije. =========================================== Aik mBanking brings a modern, secure and seamless banking experience right at your fingertips. Designed for convenience, Aik mBanking app enables you to manage your finances from a single point —from checking your accounts to making payments to accessing more advanced financial services. With an intuitive interface and tailored features, mobile banking has never been this easy and efficient.

Screenshots

mBanking4 screens
Aik mBanking4 screens

Verdict

The call

The clearest difference is rating: mBanking at 4.8 against Aik mBanking's 3.8. mBanking also leads on review sentiment (48% vs 6%) and ratings volume (4.1K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mBanking holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: mBanking has 4.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 48% of mBanking's written reviews are positive against 6% of Aik mBanking's.

UpkeepUpdate frequency

mBanking ships an update every 3 months, Aik mBanking every 2 months. The most recent releases landed on September 23, 2026 and September 12, 2026 respectively.

Scorecard3 real differences · 7 level
mBanking versus Aik mBanking: the parameters behind the verdict, then further details
ParametermBankingAik mBanking
PriceFreeFree
Rating4.8 (4.1K ratings) — better3.8 (4 ratings)
Positive reviews47.5% of reviews — better5.9% of reviews
Number of ratings4.1K — better4
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size445 MB100 MB
Age rating17+4+
DeveloperUniCredit Bank SERBJA CJSCAikBank AD Beograd

Customer experience

mBanking

All ratings4,018 ratings
Positive96.0%
Neutral1.8%
Negative2.2%
Written reviews61 reviews
Positive47.5%
Neutral14.8%
Negative37.7%

Aik mBanking

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews17 reviews
Positive5.9%
Neutral5.9%
Negative88.2%

Bugs and requests

mBanking

Reported bugs

4 issues
  • Activation issues with incorrect error messages
  • QR code scanning not working
  • Inconsistent behavior after app updates
  • Inability to see all transactions in the app

Requested features

4 requests
  • Add Apple Pay support
  • Improve search and transaction history functionality
  • Implement account blocking option
  • Develop an iPad-specific app version

Aik mBanking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

mBanking

No in-app purchases

None

Aik mBanking

No in-app purchases

Questions

Is mBanking free?
mBanking is free to download, with no in-app purchases.
Is Aik mBanking free?
Aik mBanking is free to download, with no in-app purchases.
Which has better reviews, mBanking or Aik mBanking?
mBanking is rated higher. mBanking averages 4.8 out of 5 from 4.1K ratings, while Aik mBanking averages 3.8 from 4 ratings.
Do mBanking or Aik mBanking have ads?
Neither mBanking nor Aik mBanking shows ads.
Which is updated more often, mBanking or Aik mBanking?
mBanking ships an update every 3 months, and Aik mBanking every 2 months. Most recently, mBanking was updated on September 23, 2026 and Aik mBanking on September 12, 2026.

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