Comparison

Mortgage Payment Calc vs Kpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Payment Calc

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

Highlights
  • Mortgage, loan, and affordability calculators
  • Detailed payment schedules
  • Loan management and progress tracking
  • Prepayment analysis
  • Customizable currency
  • Cloud backup and restore
  • Passcode protection
Features
Read full description

If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.

About

Kpoint

Features
Read full description

Hierfür haben wir die Mitarbeiter-App entwickelt. Mit dieser können Sie sehr einfach und schnell Informationen an Ihre Mitarbeiter weitergeben, damit diese immer bestens informiert sind. Mit Ihrer eigenen echten Mitarbeiter-App können Sie Nachrichten und Termine kommunizieren, auf Wunsch auch terminiert und inklusive Push-Benachrichtigung. Bieten Sie zentral Dokumente zum downloaden an und bieten Sie über die integrierte Ansprechpartner Suche einen weiteren Mehrwert für Ihre Mitarbeiter.

Screenshots

Mortgage Payment Calc4 screens
Kpoint4 screens

Verdict

The call

The clearest difference is ads: Kpoint at none against Mortgage Payment Calc's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mortgage Payment Calc ships an update every 14 months, Kpoint every 12 months. The most recent releases landed on November 6, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
Mortgage Payment Calc versus Kpoint: the parameters behind the verdict, then further details
ParameterMortgage Payment CalcKpoint
PriceFreeFree
Rating4.3 (10 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings10 — better—
Update frequencyEvery 14 monthsEvery 12 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.016
Further details — not scored
Size33 MB46 MB
Age rating4+4+
Developer倩 赵incognito GmbH & Co. KG

In-app purchases

None

Mortgage Payment Calc

No in-app purchases

None

Kpoint

No in-app purchases

Questions

Is Mortgage Payment Calc free?
Mortgage Payment Calc is free to download, with no in-app purchases.
Is Kpoint free?
Kpoint is free to download, with no in-app purchases.
Do Mortgage Payment Calc or Kpoint have ads?
Mortgage Payment Calc shows ads; Kpoint does not.
Which is updated more often, Mortgage Payment Calc or Kpoint?
Mortgage Payment Calc ships an update every 14 months, and Kpoint every 12 months. Most recently, Mortgage Payment Calc was updated on November 6, 2026 and Kpoint on October 29, 2026.

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