Mortgage Payment Calc vs Kpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Payment Calc
Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.
- Mortgage, loan, and affordability calculators
- Detailed payment schedules
- Loan management and progress tracking
- Prepayment analysis
- Customizable currency
- Cloud backup and restore
- Passcode protection
Read full descriptionHide full description
If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.
Kpoint
Read full descriptionHide full description
Hierfür haben wir die Mitarbeiter-App entwickelt. Mit dieser können Sie sehr einfach und schnell Informationen an Ihre Mitarbeiter weitergeben, damit diese immer bestens informiert sind. Mit Ihrer eigenen echten Mitarbeiter-App können Sie Nachrichten und Termine kommunizieren, auf Wunsch auch terminiert und inklusive Push-Benachrichtigung. Bieten Sie zentral Dokumente zum downloaden an und bieten Sie über die integrierte Ansprechpartner Suche einen weiteren Mehrwert für Ihre Mitarbeiter.
Screenshots
Verdict
The clearest difference is ads: Kpoint at none against Mortgage Payment Calc's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mortgage Payment Calc ships an update every 14 months, Kpoint every 12 months. The most recent releases landed on November 6, 2026 and October 29, 2026 respectively.
| Parameter | Mortgage Payment Calc | Kpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 14 months | Every 12 months — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 16 |
| Further details — not scored | ||
| Size | 33 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | 倩 赵 | incognito GmbH & Co. KG |
In-app purchases
Mortgage Payment Calc
No in-app purchases
Kpoint
No in-app purchases
Questions
Is Mortgage Payment Calc free?
Is Kpoint free?
Do Mortgage Payment Calc or Kpoint have ads?
Which is updated more often, Mortgage Payment Calc or Kpoint?
Other comparisons













