Comparison

Mortgage Payment Calc vs HomePlus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Payment Calc

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

Highlights
  • Mortgage, loan, and affordability calculators
  • Detailed payment schedules
  • Loan management and progress tracking
  • Prepayment analysis
  • Customizable currency
  • Cloud backup and restore
  • Passcode protection
Features
Read full description

If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.

About

HomePlus

Read full description

“Home+”是一款针对家庭免费使用的视频服务类产品。 远程监控: 通过应用可以远程查看您的摄像机,及时了解摄像机现场情况; 设备分享: 一台设备可分享多人观看监控画面; 报警服务:移动追踪,可自动捕获物体运动轨迹,进行人形检测和入侵检测,并进行声光报警等;

Screenshots

Mortgage Payment Calc4 screens
HomePlus4 screens

Verdict

The call

The clearest difference is update cadence: HomePlus at every 2 days against Mortgage Payment Calc's every 14 months. Mortgage Payment Calc's advantage is device support. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mortgage Payment Calc ships an update every 14 months, HomePlus every 2 days. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Mortgage Payment Calc versus HomePlus: the parameters behind the verdict, then further details
ParameterMortgage Payment CalcHomePlus
PriceFreeFree
Rating4.3 (10 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings10 — better—
Update frequencyEvery 14 monthsEvery 2 days — better
AdsYes—
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, Apple Watch — better—
Requires iOS16.0 — better16.6
Further details — not scored
Size33 MB83 MB
Age rating4+4+
Developer倩 赵ANHUI CREARO TECHNOLOGY CO., LTD

In-app purchases

None

Mortgage Payment Calc

No in-app purchases

None

HomePlus

No in-app purchases

Questions

Is Mortgage Payment Calc free?
Mortgage Payment Calc is free to download, with no in-app purchases.
Is HomePlus free?
HomePlus is free to download, with no in-app purchases.
Which is updated more often, Mortgage Payment Calc or HomePlus?
Mortgage Payment Calc ships an update every 14 months, and HomePlus every 2 days. Most recently, Mortgage Payment Calc was updated on November 6, 2026 and HomePlus on October 30, 2026.

Other comparisons