Comparison

Yapı Kredi Mobile vs İştePaycell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yapı Kredi Mobile

This app offers comprehensive banking services for both individuals and businesses. It allows for easy money transfers, bill payments, loan applications, and investment management. Additionally, it provides integrated solutions for travel, home, and vehicle-related expenses.

Highlights
  • All-in-one banking transactions
  • Vehicle tax and HGS management
  • Home expense management
  • Travel planning and booking
  • Contactless payments and transfers
  • Digital code purchases
  • Bill payment and automatic orders
Features
Read full description

Welcome to Yapı Kredi Mobile! With Turkey's most beloved mobile banking app, you can perform hundreds of transactions in one place for both retail and corporate customers. Yapı Kredi Mobile is Now a Part of Your Life • Yapı Kredi Mobile evolves with super technologies and continues to break boundaries. Get ready to find all the solutions you need in one place! • MyCar+: Everything from paying Motor Vehicle Tax and delay notifications to HGS transactions, special insurance offers and up to 40% discount on car rentals with Avis is in MyCar+. • MyHome+: Add your home as an owner or tenant and manage all your home-related needs in one place. • MyTravel+: Access Setur Travel Line, Avis car rentals, travel health insurance and more from one place. Plan your trips easily. • MyBank+: Monitor all your bank accounts, manage money transfers and payments through Yapı Kredi Mobile alone. Banking Experience Made Easy with Yapı Kredi Mobile! • Become a Customer Quickly: Connect with our video transaction assistants via Yapı Kredi Mobile to instantly become an Yapı Kredi customer. • Find ATMs and Branches: Locate the nearest Yapı Kredi ATM and branch, and book an appointment without visiting the branch. • Contactless Banking: Perform dozens of banking services contact-free, from QR Mobile payment solutions and withdrawing/depositing money without touching the ATM, to sending money easily without writing an IBAN. • Easy Transactions: Perform banking transactions like account operations, credit card transactions, money transfers, payments, loan transactions and many more with ease. • Financial Services: Track loans, funds, foreign exchange calculations, interest rates, exchange rates and market information. Access campaign information. Best Solutions for Payments on Yapı Kredi Mobile • QR Transfer: Make money transfers with a QR code without an account number or IBAN. • Digital Codes: Quickly purchase digital codes from Milli Piyango to Microsoft, Razer Gold to Zula. • City Cards: Load balance to many transit cards such as Istanbul Kart, Baskent Kart, Izmirim Kart. • Bill Payment: Pay nearly 300 different bills and set up automatic payment orders. Yapı Kredi is Here for You When You Need It! • Personal Loans: Apply for a personal loan instantly via Yapı Kredi Mobile and receive the funds directly into your account, without visiting a branch! • Credit Cards: Apply for the credit card that suits your needs, and have it delivered to your door! • Insurance Services: Create policies for Auto Insurance, Supplementary Health Insurance, and Compulsory Earthquake Insurance. • Private Pension System (PPS): Easily adjust the fund distribution of your pension plan. Take advantage of the fund distribution packages we recommend. Revamped Investments Menu at Your Service • My Portfolio: Control your investments from a single screen. • Markets: Instantly access live market tracking and news. • Smart Broker: View stock recommendations and invest. • Foreign Exchange / Gold: Carry out currency and gold buying/selling transactions anytime. • Cross Currency Transactions: Exchange foreign currencies among different currencies. • Foreign Stocks: Execute your stock transactions in international markets quickly and securely. World PAY with You Even Without Your Cards • QR Code Payment: Complete your shopping by scanning the QR code on the POS device. • Digital Slip Technology: Quickly access slips for your cards. Easily track the refund and warranty periods of your expenditures. For Our Corporate Customers on Yapı Kredi Mobile • Easy Login: Log in instantly with your Company Code, User Code and internet branch password. Easily approve transactions awaiting your approval. • Quick Switch: Easily switch between retail and corporate users. • Credit Transactions: Use installment commercial loans, manage checks & promissory notes and track account details transactions.

About

İştePaycell

Features
Read full description

İştePaycell is your trusted business companion for innovative, secure, and accessible financial solutions. With the İştePaycell app, you can complete the application and onboarding processes for Paycell's corporate products and services, and easily manage the financial solutions designed for your business. You can apply for Physical POS, Linkle Ödeme, and Sanal POS directly through the İştePaycell app. During the application and customer onboarding process, you can securely complete identity verification steps when required. These processes help ensure the security of your business and financial transactions. With Paycell Physical POS, you can accept card payments at your business and access reports related to your Physical POS transactions directly from the İştePaycell app. With Paycell Linkle Ödeme, you can collect payments quickly and securely. Create payment links without using mail order and receive payments from your customers via credit and debit cards with ease. With Paycell Sanal POS, you can accept online payments using all major bank and credit cards through a secure payment infrastructure. You can monitor your transactions, review transaction summaries, and easily manage cancellation and refund processes. Paycell E-Para users can view payment transaction details, access balance history, and manage cancellation and refund operations directly within the app. For any questions or support requests, please contact us. Corporate Merchant & Dealer Support: +90 850 577 50 50 Email: [kurumsal@paycell.com.tr](mailto:kurumsal@paycell.com.tr)

Screenshots

Yapı Kredi Mobile4 screens
İştePaycell4 screens

Verdict

The call

Yapı Kredi Mobile and İştePaycell are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Yapı Kredi Mobile ships an update every 2 weeks, İştePaycell every 4 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

ScorecardNo meaningful differences
Yapı Kredi Mobile versus İştePaycell: the parameters behind the verdict, then further details
ParameterYapı Kredi MobileİştePaycell
PriceFreeFree
Rating4.8 (7.6K ratings) — better—
Positive reviews83.0% of reviews—
Number of ratings7.6K — better—
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size526 MB270 MB
Age rating4+4+
DeveloperYapı ve Kredi Bankası A.Ş.TURKTELL BILISIM SERVISLERI A S

Bugs and requests

Yapı Kredi Mobile

Reported bugs

3 issues
  • Compatibility issues with older iOS versions
  • NFC authentication not working consistently
  • Delays in receiving SMS verification codes

Requested features

4 requests
  • Increase transfer limit
  • Add Apple Pay support
  • Improve notification controls
  • Expand international banking capabilities

İştePaycell

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Yapı Kredi Mobile

No in-app purchases

None

İştePaycell

No in-app purchases

Questions

Is Yapı Kredi Mobile free?
Yapı Kredi Mobile is free to download, with no in-app purchases.
Is İştePaycell free?
İştePaycell is free to download, with no in-app purchases.
Do Yapı Kredi Mobile or İştePaycell have ads?
Neither Yapı Kredi Mobile nor İştePaycell shows ads.
Which is updated more often, Yapı Kredi Mobile or İştePaycell?
Yapı Kredi Mobile ships an update every 2 weeks, and İştePaycell every 4 weeks. Most recently, Yapı Kredi Mobile was updated on October 29, 2026 and İştePaycell on October 27, 2026.

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