Comparison

Banca Móvil BAC vs ShiftClock Blackvector

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banca Móvil BAC

Manage your personal finances with this banking app. Check balances, transfer funds between accounts and to other banks, pay bills, and make mobile recharges. Securely manage your accounts, cards, and loans with features like temporary card locking and cardless ATM withdrawals.

Highlights
  • Check account balances and movements
  • Transfer money between accounts and to other banks
  • Pay for services and make recharges
  • Temporarily lock/unlock debit and credit cards
  • Cardless ATM withdrawals
  • Manage savings goals
  • View loan balances and make payments
Features
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Keep control of your personal finances and enjoy an innovative experience. From Mobile Banking you can check balances, transfer money to accounts in other banks, pay for your services and make recharges from your mobile device. LEARN EVERYTHING YOU CAN DO WITH BAC MOBILE BANKING Check balances: [+] Check the balance of your bank accounts, cards, savings, loans, pension and investment funds on a single screen. Bank accounts: [+] Consult balances and movements. [+] Share your account number easily. [+] Use the "I want" menu for quick options. [+] Verify retained transactions. [+] Resend proof of past transactions. [+] Quickly visualize your card data. [+] Temporarily lock and unlock debit cards whenever you want. Credit cards: [+] View recent transactions, and transactions from previous months. [+] Temporarily block and unblock when desired credit cards. [+] View and redeem loyalty plan points for your cards. [+] View Payment Dates and minimum and cash payment amounts. [+] View financing details. [+] Pay your card or third party cards with your bank accounts. [+] Verify your payments made on the day. Transfers: [+] Transfer money between your accounts or to third party BAC accounts. [+] Make transfers to other banks either SINPE or ACH. [+] Make SINPE Mobile transfers (Costa Rica users). [+] Send money with Kash (1). [+] Share the voucher through third party messaging Apps (Ex: WhatsApp). [+] Identify with a "star" the destination accounts that are secure favorites and do not require the use of a security device. Cardless withdrawals: [+] Withdraw money from ATM or Rapibac points only with a code created from the App. [+] View historical withdrawals and pending withdrawals. [+] Cancel withdrawal codes you no longer need to reintegrate the money immediately. Payment of services: [+] Add or remove payment favorites. [+] Edit the name of your favorites. [+] View service payment history. [+] Sort your favorites according to the order you want. My Finances: [+] Review your product expenses and income. [+] Recategorize payments according to your preferences. Savings Goals: (2) [+] Open new accounts and create new Goals. [+] Consult the movements associated with savings. [+] Make extraordinary savings to your BAC Objectives. Requests: [+] Manage issues related to your accounts, cards, etc., such as: claims, certification letters, redemption of points, among others. [+] View the history of requests made. Loans: [+] Consult the total balance of personal, pledge, mortgage and leasing loans. [+] Make the payment of your loans. Other features: [+] Activate your BAC Code and simplify. [+] Login with Touch ID or Face ID. [+] Make approvals of your transactions. [+] Manage the devices from which you log in. [+] Check the exchange rate. [+] Change the PIN of your debit or credit card. [+] Contact us via WhatsApp with the option in the "More" menu. [+] Switch language between Spanish and English. Locations: [+] Guatemala: Avenue La Reforma 9-76, Guatemala city [+] El Salvador: Avenue Olímpica, San Salvador, El Salvador [+] Honduras: Boulevard Suyapa, Tegucigalpa, Francisco Morazán, Honduras [+] Nicaragua: BAC Center, Km 4 1/2 Highway to Masaya, Nicaragua [+] Costa Rica: Plaza Roble, Guachipelín, Escazú, Costa Rica. [+] Panamá: BAC tower, Av Balboa Cls 42 y 43, Bella Vista Panamá - Panamá. Related fees: Do not apply Considerations: (1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica. (2): Functionality not enabled for Nicaragua. Requirements for optimal operation: [+] iOS 15 or higher, lower versions do not ensure proper operation. [+] Requires a stable internet connection. If your device has problems with the iOS version, we suggest using the website www.sucursalelectronica.com in your mobile browser. If you have doubts or problems with any functionality you can visit: https://ayuda.baccredomatic.com/es

About

ShiftClock Blackvector

Features
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Shift Clock is a user-friendly application designed to track and manage work timestamps, allowing users to easily record their Clock In, Clock Out, and Break times throughout the day. This app is free and open to the public, and it offers two ways to access the platform: You can create an account directly through the app using the Sign Up option on the login screen, Or, if you are already registered in our Shift Clock system, your access will be created automatically. Shift Clock is ideal for individuals and teams who want a simple and reliable way to keep track of their work hours.

Screenshots

Banca Móvil BAC4 screens
ShiftClock Blackvector4 screens

Verdict

The call

The clearest difference is update cadence: ShiftClock Blackvector at every 9 days against Banca Móvil BAC's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banca Móvil BAC ships an update monthly, ShiftClock Blackvector every 9 days. The most recent releases landed on September 25, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 9 level
Banca Móvil BAC versus ShiftClock Blackvector: the parameters behind the verdict, then further details
ParameterBanca Móvil BACShiftClock Blackvector
PriceFreeFree
Rating4.4 (1.6K ratings) — better—
Positive reviews28.6% of reviews—
Number of ratings1.6K — better—
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size262 MB44 MB
Age rating4+4+
DeveloperBac Credomatic NetworkRolando Ramirez

Bugs and requests

Banca Móvil BAC

Reported bugs

4 issues
  • App crashes on launch
  • Unable to generate BAC code
  • Transfer functionality not working
  • Incorrect account information displayed

Requested features

4 requests
  • Add support for Apple Pay and mobile wallets
  • Implement dark mode option
  • Improve transaction history and reporting
  • Allow transferring between own accounts

ShiftClock Blackvector

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Banca Móvil BAC

No in-app purchases

None

ShiftClock Blackvector

No in-app purchases

Questions

Is Banca Móvil BAC free?
Banca Móvil BAC is free to download, with no in-app purchases.
Is ShiftClock Blackvector free?
ShiftClock Blackvector is free to download, with no in-app purchases.
Do Banca Móvil BAC or ShiftClock Blackvector have ads?
Neither Banca Móvil BAC nor ShiftClock Blackvector shows ads.
Which is updated more often, Banca Móvil BAC or ShiftClock Blackvector?
Banca Móvil BAC ships an update monthly, and ShiftClock Blackvector every 9 days. Most recently, Banca Móvil BAC was updated on September 25, 2026 and ShiftClock Blackvector on September 15, 2026.

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