Comparison

AIB Mobile vs Tesco Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AIB Mobile

Manage your everyday banking conveniently and securely from your smartphone. Apply for loans, credit cards, and overdrafts, make payments, and access account statements. The app offers features like quick balance checks and card management for enhanced financial control.

Highlights
  • Open new accounts
  • Apply for loans and overdrafts
  • Make payments with phone number
  • Manage standing orders and direct debits
  • View and save statements
  • Freeze/unfreeze cards
  • Secure login with FaceID/TouchID
Features
Read full description

Our mobile app is built to support you in the life you’re after. It includes features to support how you bank every day and new ways to manage your money and make quick and easy payments.   The app offers a personalised everyday banking experience with a strong focus on your day-to-day banking.   You can get better insight into your money with a clear picture of where your money is going, with detailed transactions and budgeting tools to help you understand your spending.    With easy payments and more control to make the fast, secure SEPA Instant and Zippay payments you know and trust.     Strong security & protection against fraud with enhanced security features, including Passkeys, which give you a fast and safe way to login to the app and an added layer of protection from fraudsters.   The app offers support when and how you need it. Get help directly in the app - chat to our digital assistant Abi, check our FAQ’s or find other ways to contact us for the support you need.    Your AIB mobile app home screen:  Life is busy. Most days when you open the app, you just want to quickly check your balance and your spending.   - To make your online banking easier, we’ve introduced spaces for your different accounts.  - Your ‘Everyday’ space brings your current and credit card accounts, together in the one place.    - Easily switch between your Savings, Loans, or Mortgages space.  - See your balances, recent activity and upcoming payments at a glance.   - Keep track of your spending and an eye on the budget you set.  - In app messages help you stay up to date.  - Ask Abi a question, call us or find your nearest branch.   Spending & budgeting insights:  Track your spending trends by getting a daily, weekly or monthly view.   - See a breakdown of your spending by structured categories, so you know where your money is going.  - Understand your habits by seeing where you spend most of your money.  - Add your own tags to transactions to track spending in a way that works for you.   - Set and manage budgets, track your progress and see what you’ve left against your budget target.  Payments:  Make & manage your payments simply and quickly.  - Move your money between your AIB accounts.  - Send, request or split payments with Zippay using your mobile contacts.   - Send money to your family and friends whether they are in Ireland or the SEPA zone countries.   - Use Selfie Check facial biometrics to let us check it’s really you making payments in the app. Once enrolled, you can make higher-value payments securely.  - Pay your household or credit card bills.   - Set up or cancel standing orders anytime.   - View and manage your payees and set payment limits.  Cards:  You can easily and securely:  - Freeze and unfreeze your cards.  - Order a replacement card if yours is lost or stolen.  - View your personal debit card PIN.  Apply and open products:  Open a new account, apply to borrow money, apply for a credit card or mortgage or get insurance. You can also plan for your future with AIB life.  - New account: Open a new current or savings account on your own, all from within the app.   - Borrow money: Apply for a Personal loan or top-up, a green loan, the SBCI Home Energy Upgrade Loan Scheme or a Personal overdraft.   - Credit cards: Apply for a Click or Platinum credit card.   - Mortgage: Easy access to calculate, apply and manage your mortgage application.  - Insurance: Call us for a travel, home and/or car insurance quote.   - AIB life: Start planning for your future by exploring ways to invest your money, grow your pension, get cover for your income or mortgage.    For more information:   We have more information on our website https://www.aib.ie/ways-to-bank/mobile-banking For more information on our new app go to https://www.aib.ie/newapp Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

About

Tesco Bank

Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

Highlights
  • Secure login with Face ID/Touch ID
  • Detailed transaction viewing
  • Searchable transaction history
  • Credit card repayment management
  • Money transfers between accounts
  • Card activation and blocking
Features
Read full description

Join our 2.4 million customers managing their money on the go with our Mobile Banking App. Register in minutes using your Tesco Bank account details and start managing your money on the go. With the app, you can: - View your card PIN securely in the app whenever you need it. - Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password. - View your transactions in detail — see what’s pending and what’s settled, so you always know what’s happening with your money. - Search and sort your transaction history to find what you need fast. - Set up and manage your credit card repayments by Pay by Bank, Direct Debit, or debit card. - Transfer money between your Tesco Bank accounts and complete balance or money transfers in seconds. - Activate your new cards or block a credit card that’s been lost or stolen. - Easily check your interest rate to make sure you’re getting the most from your savings. - Compare new rates and reinvest your Fixed Rate Saver in a few simple steps.

Screenshots

AIB Mobile4 screens
Tesco Bank4 screens

Verdict

The call

The clearest difference is ads: Tesco Bank at none against AIB Mobile's shown. Tesco Bank also leads on review sentiment (28% vs 16%). AIB Mobile's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (1.6K vs 210). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for AIB Mobile against 4.7 for Tesco Bank. That said, the two scores are not equally well evidenced: AIB Mobile has 1.6K ratings behind it against 210, so its average is the more settled of the two. Written reviews are what separate them: 16% of AIB Mobile's written reviews are positive against 28% of Tesco Bank's.

UpkeepUpdate frequency

AIB Mobile ships an update every 2 weeks, Tesco Bank monthly. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
AIB Mobile versus Tesco Bank: the parameters behind the verdict, then further details
ParameterAIB MobileTesco Bank
PriceFreeFree
Rating4.5 (1.6K ratings)4.7 (210 ratings) — better
Positive reviews15.6% of reviews27.8% of reviews — better
Number of ratings1.6K — better210
Update frequencyEvery 2 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.6
Further details — not scored
Size159 MB295 MB
Age rating4+4+
DeveloperAllied Irish Banks, p.l.c.Tesco Bank

Customer experience

AIB Mobile

All ratings1,535 ratings
Positive88.5%
Neutral2.0%
Negative9.6%
Written reviews237 reviews
Positive15.6%
Neutral5.5%
Negative78.9%

Tesco Bank

All ratings211 ratings
Positive91.5%
Neutral4.7%
Negative3.8%
Written reviews209 reviews
Positive27.8%
Neutral9.1%
Negative63.2%

User reviews

AIB Mobile

From 1.6K App Store ratings

What we love

  • 👍 Nice app, enjoyable to use
  • 🚀 Efficient and quick to use
  • 💡 Fantastic transfers, saved time service

Room to improve

  • 🐛 Archaic, outdated, and unreliable
  • 🔒 Excessive security measures, complicated
  • 🔒 Requires card readers, inconvenient
  • 🐛 Constant issues, crashes, and bugs
  • 🐛 Fails to update, authentication issues

Tesco Bank

From 210 App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Great credit card banking experience
  • 💡 Useful features like roundup savings
  • 👍 User-friendly interface
  • 👍 Simple and informative app design

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Issues with authorizing payments
  • 🐛 Inconsistent transaction tracking
  • 🐛 Unreliable balance updates
  • 🐛 Forced paperless option

Bugs and requests

AIB Mobile

Reported bugs

3 issues
  • Selfie check operates sideways
  • Payee information cannot be saved
  • Security update consistently fails to install

Requested features

2 requests
  • Add ability to block betting sites
  • Improve credit card balance display

Tesco Bank

Reported bugs

4 issues
  • App crashing when authorizing payments
  • Inability to view PIN
  • Disappearing account data after updates
  • Inconsistent login and registration process

Requested features

4 requests
  • Dark mode option
  • Biometric login support for iPad
  • Improved transaction history and balance tracking
  • Faster payment processing and updates

In-app purchases

None

AIB Mobile

No in-app purchases

None

Tesco Bank

No in-app purchases

Questions

Is AIB Mobile free?
AIB Mobile is free to download, with no in-app purchases.
Is Tesco Bank free?
Tesco Bank is free to download, with no in-app purchases.
Which has better reviews, AIB Mobile or Tesco Bank?
Tesco Bank is rated higher. AIB Mobile averages 4.5 out of 5 from 1.6K ratings, while Tesco Bank averages 4.7 from 210 ratings.
Do AIB Mobile or Tesco Bank have ads?
AIB Mobile shows ads; Tesco Bank does not.
Which is updated more often, AIB Mobile or Tesco Bank?
AIB Mobile ships an update every 2 weeks, and Tesco Bank monthly. Most recently, AIB Mobile was updated on November 10, 2026 and Tesco Bank on November 6, 2026.

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