Comparison

mBank SK vs Čítačka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBank SK

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, easy money transfers, and secure online transaction confirmations. You can also manage your payment cards and apply for loans or savings products directly within the app.

Highlights
  • Real-time account overview with notifications
  • Contactless mobile payments
  • Money transfers via QR code or phone number
  • Secure online payment authorization
  • Payment card management
  • Virtual card issuance
  • Loan, savings, and insurance applications
Features
Read full description

Majte svoje financie neustále pod kontrolou a zároveň v bezpečí. Mobilná aplikácia od mBank spojila najpokročilejšie bezpečnostné systémy s užívateľsky prívetivým prostredím. Správa peňazí ešte nikdy nebola jednoduchšia. Ako vám mobilná aplikácia od mBank zjednoduší život? 1. Prehľad o svojich financiách budete mať stále poruke – vďaka notifikáciám sa okamžite dozviete o každom pohybe na účte. 2. Otvorí vám cestu do sveta mobilných platieb – s bankou v mobile vám na bezkontaktné platby stačí telefón a palec alebo smart hodinky. 3. Posielanie peňazí bude otázkou niekoľkých kliknutí – ľahko a rýchlo pomocou QR kódov alebo pomocou platieb na mobilné číslo. 4. Online platby sa stanú ešte bezpečnejšie – Na ich potvrdenie využijete mobilnú autorizáciu, ktorú chráni váš unikátny PIN-kód alebo biometria. 5. Zjednoduší vám správu platobných kariet – nastavenie limitov, zmena PIN kódu alebo rýchle zablokovanie karty. 6. Sprístupní vám výhody virtuálnych kariet – eKartu si jednoducho objednáte priamo v aplikácii. 7. Umožní vám vybaviť si pôžičku, sporenie, poistenie a ďalšie bankové produkty – predschválenú pôžičku môžete mať na účte do 3 minút. Pokiaľ ide o bezpečnosť, sme nekompromisní Bezpečnosť vašich financií je pre nás prioritou. Preto mobilnú aplikáciu od mBank chránia tie najpokročilejšie funkcie. - Prihlásenie a každý úkon potvrdzujete vami zvoleným unikátnym PIN kódom alebo pomocou odtlačku prsta, prípadne skenu tváre. - Pri krádeži telefónu aplikáciu odpojíte prostredníctvom internet bankingu. - Vďaka pokročilým šifrovacím protokolom nikto nezneužije vaše heslá, PIN kódy ani ďalšie osobné údaje. Ešte nemáte mKonto? Vyhnite sa návštevám pobočiek. Bankový účet od mBank si pohodlne založíte odkiaľkoľvek. Stiahnite si mobilnú aplikáciu mBank a dostaňte svoje financie pod kontrolu ešte dnes.

About

Čítačka

This app generates secure codes for Tatra banka clients to log in, activate, and authorize transactions in electronic banking. It offers secure, card-and-reader equivalent authentication with multiple activation methods and convenient login options.

Highlights
  • Secure code generation for login
  • Transaction authorization
  • Facial biometric activation
  • Fingerprint login option
  • Offline usage after activation
  • Internet banking integration
Features
Read full description

The Reader application is intended for Tatra banka clients who have activated the Internet bankingTB service and serves to generate codes for logging in, activating or authorizing transactions in Tatra banka's electronic channels. The reader is equivalent to the standard Card and Reader authorization and authentication tool, and is equally secure. The reader can be activated - Directly in the application - using facial biometrics. For activation, you need PID - personal identification number, a valid Slovak ID card, an SMS code sent during activation to your profile phone number, and a scan of your face. - In person at the branch - By phone During activation, the Reader prompts the user to set a login password, the expiration time of which depends on its complexity, and to set a fingerprint for more convenient login. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. Complete information as well as the terms of use of the Reader can be found at www.tatrabanka.sk. The current version of the Reader application is available for devices with the iOS 15 and higher operating system.

Screenshots

mBank SK4 screens
Čítačka4 screens

Verdict

The call

The clearest difference is update cadence: mBank SK at fortnightly against Čítačka's every 3 months. Čítačka's advantage is rating (4.9 vs 4.6) and review sentiment (50% vs 41%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Čítačka holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 150 and 60 respectively. Written reviews point the same way: 41% of mBank SK's written reviews are positive against 50% of Čítačka's.

UpkeepUpdate frequency

mBank SK ships an update fortnightly, Čítačka every 3 months. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
mBank SK versus Čítačka: the parameters behind the verdict, then further details
ParametermBank SKČítačka
PriceFreeFree
Rating4.6 (150 ratings)4.9 (60 ratings) — better
Positive reviews40.7% of reviews50.0% of reviews — better
Number of ratings150 — better60
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size164 MB121 MB
Age rating4+12+
DevelopermBank S.A.Tatra banka, a.s.

Customer experience

mBank SK

All ratings150 ratings
Positive89.3%
Neutral2.7%
Negative8.0%
Written reviews27 reviews
Positive40.7%
Neutral14.8%
Negative44.4%

Čítačka

All ratings57 ratings
Positive98.2%
Neutral0.0%
Negative1.8%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

mBank SK

No in-app purchases

None

Čítačka

No in-app purchases

Questions

Is mBank SK free?
mBank SK is free to download, with no in-app purchases.
Is Čítačka free?
Čítačka is free to download, with no in-app purchases.
Which has better reviews, mBank SK or Čítačka?
Čítačka is rated higher. mBank SK averages 4.6 out of 5 from 150 ratings, while Čítačka averages 4.9 from 60 ratings.
Do mBank SK or Čítačka have ads?
Neither mBank SK nor Čítačka shows ads.
Which is updated more often, mBank SK or Čítačka?
mBank SK ships an update fortnightly, and Čítačka every 3 months. Most recently, mBank SK was updated on September 21, 2026 and Čítačka on September 17, 2026.

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