Pay Timer vs Guard Online
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay Timer
Track your work hours and automatically calculate your pay. The timer continues to run in the background, allowing you to close the app. Export your work history via email for backup and analysis.
- Work time tracking
- Automatic earnings calculation
- Background timer operation
- Local data saving
- Email export for backup
- History of calculations
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Measure the time you work and calculate your earnings. The timer keeps running even when you close the application. So there is no need to keep it open all the time. You can save a history of calculations locally on your device and email them to yourself for backup and further processing.
Guard Online
Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, view transaction history, and pay bills directly from your smartphone or tablet.
- Check account balances
- Transfer money
- View account activity
- Pay bills
- Access accounts anywhere
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With SCNG FCU’s mobile app, you can access your accounts wherever you are! We make it easy to check balances, transfer money, view your account activity, pay bills, and so much more – right from the palm of your hand! We love having our members stop by our branches; but now, with our mobile app, we come to you!
Screenshots
Verdict
The clearest difference is price: Guard Online at Free against Pay Timer's $0.99. Guard Online also leads on update cadence (monthly vs every 10 months) and ratings volume (12 vs 2). Pay Timer's advantage is review sentiment (100% vs 57%) and rating (5.0 vs 3.8). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Guard Online is free to download; Pay Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Pay Timer holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Guard Online has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay Timer's written reviews are positive against 57% of Guard Online's.
Pay Timer ships an update every 10 months, Guard Online monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Pay Timer | Guard Online |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (2 ratings) — better | 3.8 (12 ratings) |
| Positive reviews | 100.0% of reviews — better | 57.1% of reviews |
| Number of ratings | 2 | 12 — better |
| Update frequency | Every 10 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 5 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | Piet Jonas | SC National Guard FCU |
Customer experience
Pay Timer
Guard Online
In-app purchases
Pay Timer
No in-app purchases
Guard Online
No in-app purchases
Questions
Is Pay Timer free?
Is Guard Online free?
Which has better reviews, Pay Timer or Guard Online?
Do Pay Timer or Guard Online have ads?
Which is updated more often, Pay Timer or Guard Online?
Other comparisons
