Comparison

Luminor Lietuva vs Artea

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luminor Lietuva

Manage your finances quickly and conveniently with this mobile banking app. Access daily banking services, view account balances, make transfers, and find ATMs and branches. It offers secure login with a PIN code for everyday transactions.

Highlights
  • View account balance
  • Instant account insights
  • PIN code login
  • Transfer money
  • Find ATMs and branches
  • Currency converter
Features
Read full description

Visi jūsų finansai – greitai ir patogiai. Luminor mobiliajame banke rasite svarbiausias kasdienes paslaugas ir viską atliksite net nemirktelėję. Be to, jau galite pamiršti ir generatorius bei kodų korteles, nes jau nuo antro prisijungimo jums prireiks tik pačių sugalvoto 4 skaitmenų PIN kodo.

 Ką galėsite daryti prisijungę 4 skaitmenų PIN kodu?

 - Vienu spustelėjimu pamatysite savo sąskaitos likutį.
 - Akimirksniu sužinosite viską apie savo sąskaitas, išlaidas, įplaukas ar paskolas.
 - Greitai ir patogiai Savo ratui pervesite iki 300 Eur.
 - Lengvai pervesite pinigų iš vienos savo sąskaitos į kitą.
 - Jei prireiks, bankomatus ir banko skyrius matysite programėlėje esančiame žemėlapyje.
 - Susisieksite su mumis jums patogiu būdu.

 Ką galėsite daryti prisijungę įprastai? 

- Atliksite pervedimus Lietuvoje ir į EEE šalis.
 - Peržiūrėsite savo indėlius ir paskolas.
 - Patikrinsite ir tvirtinsite parengtus mokėjimus. 
- Naudositės valiutų skaičiuokle ir keisite pinigus.

 Dar nesate mūsų klientas? Tapkite juo lengvai luminor.lt. [EN]

 Manage your finances fast and easy. The Luminor mobile bank app is designed to make all your daily banking services as easy as can be, with lots of useful features accessible in a blink of an eye. Also, forget about code generators and card codes - all you need after the first log-in is the 4-digit PIN code that you created yourself.
 What can you do once you’ve logged-in with the 4-digit PIN code? - View your account balance in just one tap
 - Find out everything about your accounts, expenditures, inflows or loans instantly
 - Make predefined payments up to EUR 300 fast and easily
 - Transfer money between own accounts easily
 - Find ATMs and Luminor Bank branches on the map in your mobile app 
- Contact us in the way you prefer What can you do when you log-in the usual way? - Make payments in Lithuania and to other countries within the EEA
 - View your deposits and loans
 - Check and confirm payments
 - Use the currency converter to exchange money Not our customer yet? Become one easily at luminor.lt/en.

About

Artea

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

Highlights
  • Smart-ID, Mobile-ID, PIN, or fingerprint login
  • Access Pensions, Insurance, and Leasing self-service
  • Manage accounts and make payments
  • View transaction statements
  • Link payment card to Apple Wallet
  • Receive transaction push notifications
Features
Read full description

Naudojantis „Artea“ programėle galite greitai ir paprastai tvarkyti kasdienius finansus išmaniaisiais įrenginiais: • Prisijunkite su „Smart-ID“; „Mobile–ID“, PIN arba piršto atspaudu; • Pasiekite Pensijų, Draudimo ir Lizingo savitarnas; • Tvarkykite sąskaitas ir atlikite paprastus bei momentinius mokėjimus; • Patogiai peržiūrėkite operacijų išrašus; • Susiekite savo mokėjimo kortelę su „Apple“ pinigine; • Gaukite pranešimus apie operacijas (angl. „push notification“); • Kitos funkcijos Jūsų patogumui, programėlė pasiekiama lietuvių, anglų ir rusų kalbomis. ___ The Artea app allows you to quickly and easily manage your daily finances on your smart devices and • Log in with your Smart-ID; Mobile-ID, PIN or fingerprint; • Access the Pensions, Insurance and Leasing Self-Service; • Manage your accounts and make simple and instant payments; • Conveniently view transaction statements; • Receive push notifications; • Link your payment card to Apple Wallet; • Other features For your convenience, the app is available in Lithuanian, English and Russian.

Screenshots

Luminor Lietuva4 screens
Artea4 screens

Verdict

The call

The clearest difference is rating: Artea at 5.0 against Luminor Lietuva's 1.9. Artea also leads on review sentiment (17% vs 0%) and iOS requirement (12.0 vs 16.0). Luminor Lietuva's advantage is ratings volume (10 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Artea holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: Luminor Lietuva has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Luminor Lietuva's written reviews are positive against 17% of Artea's.

UpkeepUpdate frequency

Luminor Lietuva ships an update every 2 months, Artea every 3 months. The most recent releases landed on August 27, 2026 and June 10, 2026 respectively.

Scorecard4 real differences · 6 level
Luminor Lietuva versus Artea: the parameters behind the verdict, then further details
ParameterLuminor LietuvaArtea
PriceFreeFree
Rating1.9 (10 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews16.7% of reviews — better
Number of ratings10 — better2
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size37 MB70 MB
Age rating4+4+
DeveloperLuminor Bank ABARTEA BANKAS, AB

Customer experience

Luminor Lietuva

All ratings10 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews16 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Artea

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

In-app purchases

None

Luminor Lietuva

No in-app purchases

None

Artea

No in-app purchases

Questions

Is Luminor Lietuva free?
Luminor Lietuva is free to download, with no in-app purchases.
Is Artea free?
Artea is free to download, with no in-app purchases.
Which has better reviews, Luminor Lietuva or Artea?
Artea is rated higher. Luminor Lietuva averages 1.9 out of 5 from 10 ratings, while Artea averages 5.0 from 2 ratings.
Do Luminor Lietuva or Artea have ads?
Neither Luminor Lietuva nor Artea shows ads.
Which is updated more often, Luminor Lietuva or Artea?
Luminor Lietuva ships an update every 2 months, and Artea every 3 months. Most recently, Luminor Lietuva was updated on August 27, 2026 and Artea on June 10, 2026.

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