ET vs Joint Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ET
Effortlessly track your income and expenses to gain clear financial visibility. Optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.
- Fast transaction entry with bill snapshots
- Intelligent import from Alipay and WeChat
- Detailed income and expense analysis charts
- Customizable budget management
- Face ID/password data security
- Automatic iCloud cloud sync
- Exportable PDF reports
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Core Value: Make Your Finances Clear, Say Goodbye to Living Paycheck to Paycheck Easily track every dollar and gain full visibility of your finances. Say goodbye to “living paycheck to paycheck” and keep your finances transparent and organized! Do you feel that your income is not small, but you never know where your money goes each month? Accounting Book is a simple and efficient professional bookkeeping app. It is not just a tool for recording income and expenses, but also a powerful assistant to optimize spending and achieve financial goals. Build a habit of timely bookkeeping and make personal finance easy and stress-free. CORE FEATURES: - Fast Entry: Supports bill snapshots (cropping available), built-in calculator, decimal input; record each transaction in seconds. - Auto Import: Supports intelligent import from Alipay and WeChat bills, freeing your hands from manual entry. - Professional Analysis: Powerful chart analysis shows monthly income and expense structure; compare weekly, monthly, or quarterly to understand cash flow at a glance. - Budget Manager: Set total or category budgets, compare actual spending in real time, and avoid overspending. - Financial Security: Protect your data with Face ID / password lock. - Cloud Sync: iCloud cloud sync updates data automatically across devices. ADDITIONAL FEATURES: Detailed Records: View, edit, and delete transactions anytime; export PDF reports for printing or sharing. Custom Categories: Add income and expense categories to suit your personal needs. Scheduled Entry: Automatically record recurring income and expenses. Theme Selection: 12 themes to personalize your app experience. Data Sharing: Supports AirDrop, email attachments, cloud drives, and WiFi for importing and exporting data. Localized Support: Daily reminders, local and custom currency symbols, support for lunar calendar. FREQUENTLY ASKED QUESTIONS:: Q: How to quickly import old data when switching phones? A: Two convenient methods: Email/Cloud Backup: On the old phone, go to "More" > "Data Backup & Import" > "Data Backup", choose email or cloud backup; on the new phone, open the attachment and select "Import from Accounting Book". Advanced Users: Use AirDrop to send data to the new phone, then select Accounting Book to receive and import. CONTACT US: We value every piece of feedback. To report bugs or request features, go to "More" > "Feedback" and send us an email. We will respond as soon as possible. Privacy Policy:https://f.n-years.com/en/docs/mtracker/privacy_statement Third-Party Information Sharing List:https://f.n-years.com/en/docs/mtracker/third_party_description
Joint Expense
Manage group expenses with flexibility. Record shared costs, track money collected in advance, and generate detailed reports to settle balances. Ideal for trips, parties, or shared living situations.
- Record individual and shared expenses
- Create a money bank for advance collection
- Specify unequal participant dues
- Combine different expense types
- Generate detailed email reports
- Duplicate existing events
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If you are looking for an app to manage group expenses and need require a high degree of flexibility then this app is for you. Basic assumption of the calculation is that all expenses will be shared equally unless specified otherwise by providing different dues for a particular expense. A unique feature of the app is that in addition to the expense made by individuals for other group members, you can record money collected in advance from the group members and make expenses out of the collected money. Both expense types can be combined into a single event and are considered during report generation. Track expenses Individual paying for other members of the group Key Features: • Record individual but shared expenses made by participants within an event (“Individual – Shared”) • Create a “Money Bank” in advance (if needed) • Create money contribution entries with equal or unequal amount from participants • Specify different dues from each participant on per expense basis • Combine both “Individual – Shared” and “Money Bank” expenses in a single event for extra flexibility • Generate a report detailing the transactions needed to even out the contribution of each participant towards an event • Generate a detailed email report with email addresses (if available) of the participants auto populated • Create a contact within the app by entering details manually or picking contact information from the iOS address book • View a report detailing each participant’s contribution at any time during the event, which helps to understand the disparity (if any) in contributions • Duplicate easily, an existing event without its expenses. Useful when starting a new event with same set of participants or when a participant joins or leaves an event Following are some of the situations where this app can be used: • Track shared expenses between friends when on an outing or trip together • Tracking expenses for co-hosted/joint party with friends • Track common expenses with a room-mates • Situations where expenses are shared between multiple parties • You can even use the app to record your personal expenses If you are looking for an easy to use, well designed and flexible expense sharing app then look no further. Note: The app does numerical calculations, which are prone to minor inaccuracies due to numbers that are not perfectly divisible and rounding.
Screenshots
Verdict
The clearest difference is review sentiment: Joint Expense at 100% against ET's 54%. Joint Expense also leads on price (Free vs $19.99) and iOS requirement (11.0 vs 15.6). ET's advantage is in-app purchases (none vs 1) and update cadence (every 5 days vs every 6 weeks). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Joint Expense is free to download; ET costs $19.99 up front. Joint Expense sells 1 one-off in-app purchase. ET asks for nothing beyond the download.
ET ships an update every 5 days, Joint Expense every 6 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | ET | Joint Expense |
|---|---|---|
| Price | $19.99 | Free — better |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 53.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 7 — better | — |
| Update frequency | Every 5 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | 金 郭 | Vishal Chaudhry |
Customer experience
ET
Joint Expense
In-app purchases
ET
No in-app purchases
Joint Expense
- Unlimited Expenses$1.99









