Comparison

ET vs Finote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ET

Effortlessly track your income and expenses to gain a clear understanding of your financial situation. This app helps you manage budgets, analyze spending patterns, and avoid overspending, making personal finance simple and stress-free.

Highlights
  • Fast transaction entry with bill snapshots
  • Intelligent import from Alipay and WeChat
  • Detailed income and expense analysis charts
  • Customizable budget management
  • Face ID/password data protection
  • Automatic iCloud cloud sync
  • Exportable PDF reports
Features
Read full description

Core Value: Make Your Finances Clear, Say Goodbye to Living Paycheck to Paycheck Easily track every dollar and gain full visibility of your finances. Say goodbye to “living paycheck to paycheck” and keep your finances transparent and organized! Do you feel that your income is not small, but you never know where your money goes each month? Accounting Book is a simple and efficient professional bookkeeping app. It is not just a tool for recording income and expenses, but also a powerful assistant to optimize spending and achieve financial goals. Build a habit of timely bookkeeping and make personal finance easy and stress-free. CORE FEATURES: - Fast Entry: Supports bill snapshots (cropping available), built-in calculator, decimal input; record each transaction in seconds. - Auto Import: Supports intelligent import from Alipay and WeChat bills, freeing your hands from manual entry. - Professional Analysis: Powerful chart analysis shows monthly income and expense structure; compare weekly, monthly, or quarterly to understand cash flow at a glance. - Budget Manager: Set total or category budgets, compare actual spending in real time, and avoid overspending. - Financial Security: Protect your data with Face ID / password lock. - Cloud Sync: iCloud cloud sync updates data automatically across devices. ADDITIONAL FEATURES: Detailed Records: View, edit, and delete transactions anytime; export PDF reports for printing or sharing. Custom Categories: Add income and expense categories to suit your personal needs. Scheduled Entry: Automatically record recurring income and expenses. Theme Selection: 12 themes to personalize your app experience. Data Sharing: Supports AirDrop, email attachments, cloud drives, and WiFi for importing and exporting data. Localized Support: Daily reminders, local and custom currency symbols, support for lunar calendar. FREQUENTLY ASKED QUESTIONS:: Q: How to quickly import old data when switching phones? A: Two convenient methods: Email/Cloud Backup: On the old phone, go to "More" > "Data Backup & Import" > "Data Backup", choose email or cloud backup; on the new phone, open the attachment and select "Import from Accounting Book". Advanced Users: Use AirDrop to send data to the new phone, then select Accounting Book to receive and import. CONTACT US: We value every piece of feedback. To report bugs or request features, go to "More" > "Feedback" and send us an email. We will respond as soon as possible. Privacy Policy:https://f.n-years.com/en/docs/mtracker/privacy_statement Third-Party Information Sharing List:https://f.n-years.com/en/docs/mtracker/third_party_description

About

Finote

This app helps you manage your finances by tracking expenses and setting budget goals. It also reminds you of important dates like birthdays and anniversaries, all within a calming interface.

Highlights
  • Smart expense tracking
  • Budget goal setting
  • Anniversary and birthday reminders
  • Visual spending reports
  • PDF export and sharing
  • Local data storage
Features
Read full description

Finote is a simple expense tracker and budget planner designed to help you understand your spending and stay on budget — while never forgetting important dates. More than just a finance app, Finote combines daily expense tracking with thoughtful anniversary reminders, helping you stay organized in both money and moments. With its soft lavender interface, Finote brings calm and clarity to your daily finances and life routines. Key Features Smart Expense Tracking – Quickly log income and expenses to keep a clear view of your spending and budget. Budget Goals – Set spending limits and receive gentle reminders to stay mindful and in control. Anniversary & Birthday Reminders – Remember birthdays, anniversaries, and meaningful dates so you never miss a special moment. Visual Reports – Automatically generate weekly, monthly, and yearly summaries to understand your spending patterns. PDF Export & Sharing – Export your expense reports as PDFs to save or share your bills anytime. Local Storage – Your data stays on your device only, private and secure. Finote makes tracking expenses feel warm and human — not just about numbers, but about capturing life’s little joys. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ET4 screens
Finote4 screens

Verdict

The call

The clearest difference is price: Finote at Free against ET's $19.99. ET's advantage is rating (5.0 vs 3.7) and in-app purchases (none vs 7). On ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Finote is free to download; ET costs $19.99 up front. Finote sells 7 in-app purchases, starting at $1.99 per month. ET asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ET holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 54% of ET's written reviews are positive against 33% of Finote's.

UpkeepUpdate frequency

ET ships an update every 6 days, Finote every 2 weeks. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

Scorecard7 real differences · 3 level
ET versus Finote: the parameters behind the verdict, then further details
ParameterETFinote
Price$19.99Free — better
Rating5.0 (7 ratings) — better3.7 (3 ratings)
Positive reviews53.8% of reviews — better33.3% of reviews
Number of ratings7 — better3
Update frequencyEvery 6 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size32 MB19 MB
Age rating4+4+
Developer金 郭华 郑

Customer experience

ET

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews26 reviews
Positive53.8%
Neutral7.7%
Negative38.5%

Finote

All ratings3 ratings
Positive33.3%
Neutral66.7%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral66.7%
Negative0.0%

In-app purchases

None

ET

No in-app purchases

7 purchases

Finote

Subscriptions4
  • monthly$1.991 Month
  • Monthly$6.991 Month
  • Yearly$6.991 Year
Show 1 more
  • Yearly$29.991 Year
One-time3
  • Lifetime Membership$2.99
  • Lifetime Premium$12.99
  • Lifetime Premium$49.99

Questions

Is ET free?
ET costs $19.99, with no in-app purchases.
Is Finote free?
Finote is free to download, with in-app purchases available.
Which has better reviews, ET or Finote?
ET is rated higher. ET averages 5.0 out of 5 from 7 ratings, while Finote averages 3.7 from 3 ratings.
Do ET or Finote have ads?
Neither ET nor Finote shows ads.
Which is updated more often, ET or Finote?
ET ships an update every 6 days, and Finote every 2 weeks. Most recently, ET was updated on November 11, 2026 and Finote on November 12, 2026.

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