ET vs CutCut
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ET
Effortlessly track your income and expenses to gain a clear understanding of your financial situation. This app helps you manage budgets, analyze spending patterns, and avoid overspending, making personal finance simple and stress-free.
- Fast transaction entry with bill snapshots
- Intelligent import from Alipay and WeChat
- Detailed income and expense analysis charts
- Customizable budget management
- Face ID/password data protection
- Automatic iCloud cloud sync
- Exportable PDF reports
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Core Value: Make Your Finances Clear, Say Goodbye to Living Paycheck to Paycheck Easily track every dollar and gain full visibility of your finances. Say goodbye to “living paycheck to paycheck” and keep your finances transparent and organized! Do you feel that your income is not small, but you never know where your money goes each month? Accounting Book is a simple and efficient professional bookkeeping app. It is not just a tool for recording income and expenses, but also a powerful assistant to optimize spending and achieve financial goals. Build a habit of timely bookkeeping and make personal finance easy and stress-free. CORE FEATURES: - Fast Entry: Supports bill snapshots (cropping available), built-in calculator, decimal input; record each transaction in seconds. - Auto Import: Supports intelligent import from Alipay and WeChat bills, freeing your hands from manual entry. - Professional Analysis: Powerful chart analysis shows monthly income and expense structure; compare weekly, monthly, or quarterly to understand cash flow at a glance. - Budget Manager: Set total or category budgets, compare actual spending in real time, and avoid overspending. - Financial Security: Protect your data with Face ID / password lock. - Cloud Sync: iCloud cloud sync updates data automatically across devices. ADDITIONAL FEATURES: Detailed Records: View, edit, and delete transactions anytime; export PDF reports for printing or sharing. Custom Categories: Add income and expense categories to suit your personal needs. Scheduled Entry: Automatically record recurring income and expenses. Theme Selection: 12 themes to personalize your app experience. Data Sharing: Supports AirDrop, email attachments, cloud drives, and WiFi for importing and exporting data. Localized Support: Daily reminders, local and custom currency symbols, support for lunar calendar. FREQUENTLY ASKED QUESTIONS:: Q: How to quickly import old data when switching phones? A: Two convenient methods: Email/Cloud Backup: On the old phone, go to "More" > "Data Backup & Import" > "Data Backup", choose email or cloud backup; on the new phone, open the attachment and select "Import from Accounting Book". Advanced Users: Use AirDrop to send data to the new phone, then select Accounting Book to receive and import. CONTACT US: We value every piece of feedback. To report bugs or request features, go to "More" > "Feedback" and send us an email. We will respond as soon as possible. Privacy Policy:https://f.n-years.com/en/docs/mtracker/privacy_statement Third-Party Information Sharing List:https://f.n-years.com/en/docs/mtracker/third_party_description
CutCut
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CutCut helps you track personal expenses and split shared bills for trips, dinners, and home life. PERSONAL EXPENSE TRACKING Record income and expenses, choose categories, and review monthly spending trends. GROUP EXPENSE SPLITTING Create a group for a trip, dinner, or shared home. Track who paid and see who owes whom. Split expenses equally or enter custom amounts and shares. SMART CATEGORIES Request an optional AI category suggestion to help organize a transaction. MONTHLY BUDGET Set a monthly spending target and track your progress. HOME SCREEN WIDGET Check your monthly balance and recent expenses from your home screen. USE ACROSS DEVICES CutCut is available on iOS, Android, and the web. Sign in with the same linked account to sync across devices. Guest expenses are stored in Firebase, but guest access is tied to the original app installation or browser. Link a Google or Apple account before changing devices, reinstalling, or clearing browser data to keep access. CutCut supports English and Traditional Chinese. CutCut Pro adds higher group limits, CSV export, and foreign-currency expense entry. SUBSCRIPTIONS CutCut Pro is an auto-renewing subscription. Manage or cancel it in your Apple Account subscription settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cutcut-7a9eb.web.app/privacy
Screenshots
Verdict
The clearest difference is price: CutCut at Free against ET's $19.99. ET's advantage is in-app purchases (none vs 2). On update cadence, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
CutCut is free to download; ET costs $19.99 up front. CutCut sells 2 in-app purchases, starting at $1.99 per month. ET asks for nothing beyond the download.
ET ships an update every 6 days, CutCut every 3 days. The most recent releases landed on November 11, 2026 and November 5, 2026 respectively.
| Parameter | ET | CutCut |
|---|---|---|
| Price | $19.99 | Free — better |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 53.8% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 6 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 32 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | 金 郭 | CHING LIN |
In-app purchases
ET
No in-app purchases
CutCut
- CutCut Pro Monthly$1.991 Month
- CutCut Pro Yearly$19.991 Year









