Comparison

iMMIG 記帳小秘書 vs BudgetAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iMMIG 記帳小秘書

This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.

Highlights
  • Income and expense tracking
  • Bill payment reminders
  • QR code invoice scanning
  • Multi-currency account management
  • Cloud backup (Dropbox/iCloud)
  • Biometric security (Face/Fingerprint ID)
  • Reporting and statistics
Features
Read full description

iMMIG(記帳小秘書)是用於記錄個人在日常生活中的收入、支出、繳費資料的軟體,讓您記帳、繳費e次搞定 - 支持掃描 QR Code 電子發票 / 電子發票自動對獎 / 手機條碼匯入電子發票功能,讓您輕鬆記帳對獎一次完成 - 豐富的清單列表介面,隨時掌握您的收入、支出、繳費情形 - 多幣別帳戶功能,即時匯率轉換及查詢,讓您的資產瞭如指掌 - 報表統計可隨時追蹤收入、支出、繳費情形以及收支比對 - 支援 Dropbox 雲端資料備份 / 資料復原 / 資料匯出,使用方便且不怕備份檔案遺失 - 支援 iCloud 雲端資料備份 / 資料復原 / 自動備份 / 資料同步 ..... 等功能 - 支援臉部辨識/指紋解鎖功能,讓您不用麻煩每次輸入密碼解鎖,也不用再擔心忘記密碼了 - 通知中心功能(近期繳費提醒),讓您隨時掌握繳費資訊,帳單不漏繳 詳細功能請參考下面說明! *********************************** 本軟體所有的刪除資料功能,皆以滑動的方式刪除 在要刪除的資料列上,向左滑動的方式刪除資料即可 *********************************** 功能說明: 1. 記帳功能: 只要簡單的操作,就可以幫您快速輸入每筆收入、支出、繳費、轉帳紀錄,也可以拍照紀錄 2. 繳費功能: 繳費事項可設定重複週期、提醒時間、繳費期限、過期持續提醒等功能,讓您不漏繳帳單,並可當待辦事項功能使用喔 貼心小功能 : (1)許多人在繳帳單時多半是先轉帳再自動扣款.因此在繳費事項修改中, 如果已轉帳但尚未扣款, 可只選擇[繳費日期], 但[是否完成]不要選取, 此時在事項清單中該事項會變為藍色, 表示您已轉帳準備扣款, 但尚未扣款, 待真正扣款後, 再修改成已完成即可(2)繳費完成自動抵銷帳戶金額功能 3. 行事曆: 顯示所有【收入】、【支出】、【已繳費/尚未繳費】、【轉帳】記錄,讓您收支狀況一目了然 (藍點:收入、紅點:支出、黑點:該日尚有未繳費紀錄、灰點:該日皆已繳費、綠點:轉帳) 4. 小算盤: 內鍵小算盤,協助您快速計算金額,並可將您計算好的金額直接帶入資料,免去重新輸入困擾 5. 帳戶管理: 顯示目前資產、負債、總計金額資料 可建立多個帳戶,且每個帳戶皆有餘額顯示,帳戶/項目關閉功能,讓您對自己資產配置瞭若指掌 6. 標籤管理 可針對單一特定事件標記紀錄,以便統計該事件支出總額,例如:出國旅遊、出差費用...等 7. 報表統計: 報表統計可分類別分析、結餘分析、圓餅圖分析,關鍵字搜尋,且可以金額排序,讓您隨時掌握帳務詳細資料 8. Dropbox 資料匯出: 匯出 Excel 格式,方便您做資料存檔、篩選、整理 9. 支援 Dropbox 雲端備份: 您可以透過 Dropbox 帳號執行匯出、備份、復原資料,使用方便且不怕檔案遺失 匯出、備份檔案位置:Install Dropbox Path\Apps\iMMIG\ (例:C:\My Dropbox\Apps\iMMIG\) 10. 提醒設定: -可依照個人需求設定預設提醒時間(也可在各筆紀錄設定提醒時間),以及是否過期持續提醒功能 -記帳提醒功能 -備份提醒功能 11. 密碼鎖: -密碼鎖功能以確保您的個人資料安全 -支援臉部辨識 / 指紋解鎖功能(讓您不用麻煩每次輸入密碼解鎖,也不用再擔心忘記密碼了) 12. 預算設定: 可針對「支出」、「繳費」之(年)(月)(週)(日)預算各別做設定 13. 支援 Apple Watch 讓您隨時掌握帳務資訊 功能說明: - 可在概覽隨時查看本週待繳費資訊 - 即時繳費提醒,讓您不漏繳帳單 - 隨時查看當日收支狀況/帳務分析/各帳戶結餘/資產...等資料 14. 支持掃描 QR Code 電子發票/電子發票自動對獎/手機條碼匯入電子發票功能 操作方式請參考我們的 FB iMMIG 粉絲團 15. 多幣別帳戶功能 - 本地帳戶與外幣帳戶可互相轉帳 - 靈活的匯率輸入功能 - 匯率計算器 - 即時匯率轉換及查詢 - 各外幣帳戶之匯率可自由設定 - 自動計算外幣帳戶加本地帳戶之總資產/負債資訊(資產金額以本地幣別為主,如有外幣帳戶則會自動轉換本地金額加總) 16. 支援 iCloud 雲端備份 - 資料備份 - 資料復原 - 自動備份 - 資料同步:可在 iPhone、iPad 資料同步 17. 通知中心功能(近期繳費提醒) - 讓您隨時掌握繳費資訊,帳單不漏繳 如果您有任何問題或建議,歡迎加入我們 FB 粉絲團 http://www.facebook.com/JNL.iMMIG

About

BudgetAI

Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.

Highlights
  • AI-powered financial tracking
  • Voice command transaction recording
  • Smart function calls for data entry
  • Intuitive design with dark mode
  • Clear income and expense charts
  • Practical financial widgets
  • Taiwan e-Invoice Carrier tool
Read full description

BudgetAI | Your Smart Bookkeeping Companion BudgetAI is a user-friendly bookkeeping app powered by cutting-edge AI technology. Built with OpenAI and Realm DB, it simplifies tracking your finances by letting you record and review data effortlessly—whether through smart function calls or a quick voice command. Its sleek, intuitive design comes with dark mode to ease your eyes, while clear, simple charts give you an instant overview of your income and expenses. Plus, it’s packed with practical widgets like a Taiwan e-Invoice Carrier tool, a one-tap bookkeeping shortcut, a lock screen glance, and a control center quick link, making money management both fast and fuss-free. Terms of use:  https://zhangzhikai0208.github.io/LedgerLite/terms.html

Screenshots

iMMIG 記帳小秘書4 screens
BudgetAI4 screens

Verdict

The call

The clearest difference is price: BudgetAI at Free against iMMIG 記帳小秘書's $1.99. BudgetAI also leads on update cadence (every 3 days vs every 6 weeks) and review sentiment (100% vs 73%). iMMIG 記帳小秘書's advantage is in-app purchases (none vs 5) and device support (3 vs 1). On ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

BudgetAI is free to download; iMMIG 記帳小秘書 costs $1.99 up front. BudgetAI sells 5 in-app purchases, starting at $0.99 per month. iMMIG 記帳小秘書 asks for nothing beyond the download.

UpkeepUpdate frequency

iMMIG 記帳小秘書 ships an update every 6 weeks, BudgetAI every 3 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 3 level
iMMIG 記帳小秘書 versus BudgetAI: the parameters behind the verdict, then further details
ParameteriMMIG 記帳小秘書BudgetAI
Price$1.99Free — better
Rating4.1 (7 ratings) — better—
Positive reviews73.3% of reviews100.0% of reviews — better
Number of ratings7 — better—
Update frequencyEvery 6 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPod, Apple Watch — betteriPhone
Requires iOS9.0 — better17.0
Further details — not scored
Size18 MB42 MB
Age rating4+4+
DeveloperJackie KuangChih-Kai Chang

Customer experience

iMMIG 記帳小秘書

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews15 reviews
Positive73.3%
Neutral6.7%
Negative20.0%

BudgetAI

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

iMMIG 記帳小秘書

No in-app purchases

5 purchases

BudgetAI

Subscriptions2
  • A big thanks$0.991 Month
  • A big thanks$9.991 Year
One-time3
  • Support the creator$0.99
  • Support the creator$3.99
  • Say goodbye to AD forever$9.99

Questions

Is iMMIG 記帳小秘書 free?
iMMIG 記帳小秘書 costs $1.99, with no in-app purchases.
Is BudgetAI free?
BudgetAI is free to download, with in-app purchases available.
Do iMMIG 記帳小秘書 or BudgetAI have ads?
Neither iMMIG 記帳小秘書 nor BudgetAI shows ads.
Which is updated more often, iMMIG 記帳小秘書 or BudgetAI?
iMMIG 記帳小秘書 ships an update every 6 weeks, and BudgetAI every 3 days. Most recently, iMMIG 記帳小秘書 was updated on November 1, 2026 and BudgetAI on October 24, 2026.

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