Comparison

MCECU Mobile vs LGWFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MCECU Mobile

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and pay loans securely. Features fingerprint authentication for quick access.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Deposit checks remotely
  • Pay loans
  • Fingerprint authentication
Features
Read full description

Memphis City Employees CU Mobile allows you to check balances, view transaction history, transfer funds, deposit checks, and pay loans on the go. Features: Check Balances view Transactions Transfer Funds Pay Loans Mobile Deposit Fingerprint Authentication

About

LGWFCU

Manage your finances on the go with this mobile banking application. Check account balances, transfer funds, pay bills, and deposit checks remotely. Locate nearby branches and ATMs easily.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • Pay bills and view payment history
  • Deposit checks via camera
  • Find branches and ATMs
  • Secure sign-on with Touch ID/Face ID
Features
Read full description

Start banking wherever you are with LG&W FCU app. Available to all LG&W Federal Credit Union online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Deposits: • Submit check deposits using your device’s camera. Locations: • Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

Screenshots

MCECU Mobile4 screens
LGWFCU4 screens

Verdict

The call

The clearest difference is ads: MCECU Mobile at none against LGWFCU's shown. MCECU Mobile also leads on review sentiment (91% vs 70%) and ratings volume (10K vs 661). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MCECU Mobile against 4.8 for LGWFCU. That said, the two scores are not equally well evidenced: MCECU Mobile has 10K ratings behind it against 661, so its average is the more settled of the two. Written reviews are what separate them: 91% of MCECU Mobile's written reviews are positive against 70% of LGWFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
MCECU Mobile versus LGWFCU: the parameters behind the verdict, then further details
ParameterMCECU MobileLGWFCU
PriceFreeFree
Rating4.9 (10K ratings) — better4.8 (661 ratings)
Positive reviews90.9% of reviews — better70.0% of reviews
Number of ratings10K — better661
Update frequencyMonthlyMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size186 MB190 MB
Age rating4+4+
DeveloperMemphis City Employees Credit UnionLG&W Federal Credit Union

Customer experience

MCECU Mobile

All ratings10,131 ratings
Positive98.3%
Neutral1.1%
Negative0.6%
Written reviews77 reviews
Positive90.9%
Neutral1.3%
Negative7.8%

LGWFCU

All ratings663 ratings
Positive97.0%
Neutral1.5%
Negative1.5%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

Bugs and requests

MCECU Mobile

Reported bugs

2 issues
  • App logging out users frequently
  • Mobile check deposit not working for years

Requested features

4 requests
  • Customized debit/ATM cards
  • Deposit option in drive-thru
  • Face recognition login
  • Multiple account access with same email

LGWFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MCECU Mobile

No in-app purchases

None

LGWFCU

No in-app purchases

Questions

Is MCECU Mobile free?
MCECU Mobile is free to download, with no in-app purchases.
Is LGWFCU free?
LGWFCU is free to download, with no in-app purchases.
Which has better reviews, MCECU Mobile or LGWFCU?
MCECU Mobile is rated higher. MCECU Mobile averages 4.9 out of 5 from 10K ratings, while LGWFCU averages 4.8 from 661 ratings.
Do MCECU Mobile or LGWFCU have ads?
LGWFCU shows ads; MCECU Mobile does not.
Which is updated more often, MCECU Mobile or LGWFCU?
MCECU Mobile ships an update monthly, and LGWFCU monthly. Most recently, MCECU Mobile was updated on November 1, 2026 and LGWFCU on October 29, 2026.

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