MCECU Mobile vs LGWFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCECU Mobile
Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and pay loans securely. Features fingerprint authentication for quick access.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Pay loans
- Fingerprint authentication
Read full descriptionHide full description
Memphis City Employees CU Mobile allows you to check balances, view transaction history, transfer funds, deposit checks, and pay loans on the go. Features: Check Balances view Transactions Transfer Funds Pay Loans Mobile Deposit Fingerprint Authentication
LGWFCU
Manage your finances on the go with this mobile banking application. Check account balances, transfer funds, pay bills, and deposit checks remotely. Locate nearby branches and ATMs easily.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills and view payment history
- Deposit checks via camera
- Find branches and ATMs
- Secure sign-on with Touch ID/Face ID
Read full descriptionHide full description
Start banking wherever you are with LG&W FCU app. Available to all LG&W Federal Credit Union online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Deposits: • Submit check deposits using your device’s camera. Locations: • Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
The clearest difference is ads: MCECU Mobile at none against LGWFCU's shown. MCECU Mobile also leads on review sentiment (91% vs 70%) and ratings volume (10K vs 661). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for MCECU Mobile against 4.8 for LGWFCU. That said, the two scores are not equally well evidenced: MCECU Mobile has 10K ratings behind it against 661, so its average is the more settled of the two. Written reviews are what separate them: 91% of MCECU Mobile's written reviews are positive against 70% of LGWFCU's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | MCECU Mobile | LGWFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (10K ratings) — better | 4.8 (661 ratings) |
| Positive reviews | 90.9% of reviews — better | 70.0% of reviews |
| Number of ratings | 10K — better | 661 |
| Update frequency | Monthly | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 186 MB | 190 MB |
| Age rating | 4+ | 4+ |
| Developer | Memphis City Employees Credit Union | LG&W Federal Credit Union |
Customer experience
MCECU Mobile
LGWFCU
Bugs and requests
MCECU Mobile
Reported bugs
2 issues- App logging out users frequently
- Mobile check deposit not working for years
Requested features
4 requests- Customized debit/ATM cards
- Deposit option in drive-thru
- Face recognition login
- Multiple account access with same email
LGWFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MCECU Mobile
No in-app purchases
LGWFCU
No in-app purchases
Questions
Is MCECU Mobile free?
Is LGWFCU free?
Which has better reviews, MCECU Mobile or LGWFCU?
Do MCECU Mobile or LGWFCU have ads?
Which is updated more often, MCECU Mobile or LGWFCU?
Other comparisons















