Pico Spend vs Hourwallet

Pico Spend is a simple, intuitive expense tracker with robust reporting and drill-down capabilities for everyday spending analysis. Pico Spend is a private expense tracker that stores all spending data on your iPhone. It doesn’t require external servers, account creation, or any helper apps. Data connection is unnecessary for expense entry and reporting, as Pico Spend works completely offline. There are no subscriptions or in-app purchases with Pico Spend. It comes as a one-time purchase with an Apple Watch app included. You can also try Pico Spend Lite - a free version with limited functionality. FEATURES • Track your expenses right after the app launch - no servers or accounts needed • Calculator-like screen for quick expense entry • Expense categories are pre-populated, but fully customizable • Dashboard with up to four configurable periods for quick spending overview • List of your expenses day by day, searchable and editable • Summary reports of your data - daily, weekly, monthly, or by expense category • Option to define a comparison period for parallel analysis with the current reporting period • Reports can be presented in drill-down tables, bar graphs, pie charts, or PDF documents • Print, email, or share PDF reports directly from within the app • Spending data can be exported in CSV format, which is convenient for use in various spreadsheet programs • Backup and restore all spending data to iCloud • Optional passcode protection upon launch • Foreign currency conversion • Bundled Apple Watch app for a quick overview of your spending for the current day

Track your work hours, pay and overtime, and budget the money you earn, in one app. Clock in with a tap, watch your earnings grow live, and keep every account, expense and budget next to the hours that paid for them. Everything works offline-first: your data stays on your device unless you sign in and use Hourwallet Pro cloud sync. Ready for iPhone Duo: a roomy layout on the large inner display, and quick access to your wallet and work hours when it's folded. — WALLET — • All your accounts in one place: cash, bank, savings, credit cards, loans and mortgages, with one total balance • Record expenses, income and transfers in seconds, with smart category suggestions from your notes • Categories you can rename, add, merge and organize • Budgets by week, month or year that warn you before you overspend • Planned payments for rent, subscriptions and bills • Several currencies, with exchange rates you set yourself • Search every record by payee, note, label or amount • Statistics: spending by category, cash flow, balance trend and comparison with the previous period • Export as PDF or CSV, and import your history from a CSV file exported by another money app — WORK HOURS — • Tap-and-go clock in and out, with optional automatic tracking when you arrive at or leave a work location • Real-time earnings while you work • Work hour history with breaks, tags and notes • Monthly salary breakdown including overtime, deductions and bonuses • Multiple job profiles: employer, freelancer and side jobs • Projects with clients, payments and progress • Holiday calendar and custom working days — WORK AND WALLET TOGETHER — • Job income (Hourwallet Pro): your earnings can be added to your wallet as income • One search across your work hours, projects and wallet • Use only what you need: work hours, wallet, or both — APPLE WATCH — A companion app: it needs Hourwallet on your iPhone, signed in. • Start, pause and stop work sessions from your wrist • Today's hours and earnings at a glance • Add an expense or income in seconds • See your balance, budgets and planned payments • Complications for your watch face and Smart Stack • Siri and Shortcuts on Apple Watch — SMART TOUCHES — • Live Activity on your Lock Screen and Dynamic Island: shift timer and earnings at a glance • Shortcuts and Siri: start, stop and check your session • Widgets, reminders and local notifications • 11 languages, full right-to-left support, light and dark themes • Accessibility: larger text, clearer contrast, states shown without relying on color alone, VoiceOver, Voice Control and Reduce Motion — PRIVACY AND ACCOUNTS — • Offline-first: your wallet and work data are stored on your device • Sign in with Apple, Google, or email and password; you stay signed in • Cloud sync with Hourwallet Pro: automatic, merges changes from your devices, encrypted in transit and at rest • Full backup export, and delete your account and data anytime from within the app • No analytics on your wallet or work content — HOURWALLET PRO — Upgrade to Hourwallet Pro to remove ads, sync across your devices, link job income to your wallet, and get more categories, unlimited projects and advanced data management. Choose monthly, yearly, or a one-time Lifetime purchase. Wallet is for personal tracking only. It does not connect to banks, move money, or give financial advice. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Privacy Policy: https://trackerapp.me/privacy Terms of Use: https://trackerapp.me/terms Support: support@trackerapp.me