MT vs Buddy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MT
Easily track all your income and expenses to gain full financial visibility. This app helps you optimize spending, set budgets, and achieve your financial goals with detailed analysis and secure data protection.
- Bill snapshot entry with calculator
- Intelligent import from Alipay/WeChat
- Detailed income/expense analysis charts
- Real-time budget tracking
- Face ID/password data protection
- Automatic iCloud cloud sync
- Customizable income/expense categories
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Take control of your income and spending and keep your personal finances organised. MTracker is a simple money management app designed to help you record transactions, manage budgets and understand where your money goes. Its clear and practical interface makes managing your everyday finances easier. KEY FEATURES • Quick income and expense tracking Add each transaction with an amount, category, date and note. • Personalised budgets Set an overall budget or individual limits for each category and see how much you have left to spend. • Charts and statistics Understand your income and spending with clear charts and summaries across different periods. • Recurring transactions Schedule regular income and expenses such as rent, subscriptions, household bills and salary. • Search and filters Quickly find previous transactions by keyword, category, date or other criteria. • Data import Import transactions from compatible files and manage your financial records in one place. • Export and backup Export your data in compatible formats for safekeeping, analysis or transfer. • iCloud synchronisation Keep your data in sync across your Apple devices using your personal iCloud account. • Privacy and data control Your financial records are stored on your device and, when synchronisation is enabled, in your private iCloud storage. You remain in control of your information. MTRACKER IS IDEAL FOR: • tracking everyday spending; • controlling your monthly budget; • organising household finances; • managing personal income and expenses; • understanding your spending habits; • saving towards your financial goals. Start recording your transactions today and make better decisions about your money. Privacy Policy: https://f.n-years.com/docs/mtracker/privacy_statement/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Buddy
This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.
- Create personal budgets
- Shared budgeting for couples/groups
- Connect bank accounts for transaction import
- Detailed spending and income overview
- Expense splitting and settlement tracking
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Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions
Screenshots
Verdict
MT and Buddy both sit at 4.8 stars, but that hides the real split: 97% of MT's written reviews are positive against 49% of Buddy's. MT also leads on iOS requirement (15.6 vs 18.0). Buddy's advantage is ads (none vs shown) and ratings volume (9.5K vs 130). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MT sells 3 in-app purchases, starting at $0.99 per month and Buddy sells 11 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for MT against 4.7 for Buddy. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 97% of MT's written reviews are positive against 49% of Buddy's.
MT ships an update weekly, Buddy every 9 days. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | MT | Buddy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (130 ratings) — better | 4.7 (9.5K ratings) |
| Positive reviews | 96.8% of reviews — better | 48.9% of reviews |
| Number of ratings | 130 | 9.5K — better |
| Update frequency | Weekly — better | Every 9 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | #64 — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 56 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | 金 郭 | Buddy Budgeting AB |
Customer experience
MT
Buddy
Bugs and requests
MT
Not enough reviews yet to summarise bugs or requests.
Buddy
Reported bugs
5 issues- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones
Requested features
8 requests- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support
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- Ability to reorder categories
- Weekly budget view
- Ability to split transactions
In-app purchases
MT
- Monthly Premium$0.991 Month
- Annual Membership$5.991 Year
- Lifetime Membership$19.99
Buddy
- Buddy Premium7 Days trial$4.991 Month
- Buddy Premium$4.991 Month
- Premium$9.991 Month
Show 7 moreShow fewer
- Buddy Premium$9.991 Month
- Buddy Premium7 Days trial$16.991 Year
- Buddy Premium7 Days trial$24.991 Year
- Buddy Premium7 Days trial$34.991 Year
- Buddy Premium1 Year trial$34.991 Year
- Buddy Premium7 Days trial$39.991 Year
- Buddy Premium7 Days trial2 variants$49.991 Year
- Unlimited$49.99









