Comparison

Bendigo Bank vs Teachers Mutual Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bendigo Bank

Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

Highlights
  • Check balance without logging in
  • View transaction history and download statements
  • Instant PayID and Osko transfers
  • Set up recurring payments and BPAY View
  • Add cards to Apple Wallet for mobile payments
  • Temporarily block or report lost/stolen cards
  • Secure login with Face ID/Touch ID/PIN
Features
Read full description

Bendigo Bank is making banking easy and secure for everyone. New to us? Join in minutes. Already a customer? Log in for simple and fast banking at your fingertips. Your everyday banking, sorted • Check your balance at a glance without logging in. • View your transaction history and download statements anytime. • See merchant logos for clear and easy-to-understand transaction details. • Instantly get a Proof of Account PDF when you need it. • Create new EasySaver accounts and Term Deposits on the go. • Approve multi-signature payments on the go directly from your phone. Pay people & bills, fast • Send money to anyone instantly with PayID and Osko. • Set up recurring payments for regular bills. • Pay your bills easily, and manage them with BPAY View. Pay on the go with Apple Pay • Add your card to Apple Wallet straight from the app. • Start spending with Apple Pay even before your physical card arrives. • Make secure mobile payments on the go. Full card controls • Activate your new card and use it immediately. • Misplaced your card? Temporarily block it while you search. • Instantly report a card lost or stolen, and we'll arrange a new one fast. • Set spending blocks for categories like gambling or liquor transactions. • Toggle your card controls on or off at your convenience. Secure & verified activity • Log in securely with Face ID, Touch ID, or a four-digit PIN. • Verify every critical action, from new logins to payments and security changes directly from your phone using Multi-Factor Authentication (MFA). Need help? Visit bendigobank.com.au/help/ebanking, call us on 1300 236 344, or drop into your nearest Bendigo Bank branch.

About

Teachers Mutual Bank

Manage your finances securely and conveniently from your mobile device. Access popular banking features like checking balances, making payments, managing cards, and tracking spending and savings goals.

Highlights
  • Quick Balance feature
  • Card control (block, unblock, cancel)
  • Nickname accounts
  • Manage PayID, transfers, and payments
  • Track spending and set savings goals
  • Secure messaging and document sharing
  • Personalize home screen
Features
Read full description

Manage your money anytime from your mobile, with simple, secure access to popular features you use often. Check your balance, make payments, manage your cards, track your spending and work towards your savings goals – all in one app. With the Teachers Mutual Bank Mobile Banking App¹, you can: • check your account balance at a glance with the Quick Balance feature – no login required. • control your cards – temporarily block, unblock or cancel your card or update your PIN. • nickname your accounts. • manage PayID, transfers and payments. • view your full card details securely. • track your spending and set savings goals with the ‘How I Spend’ feature. • save and share receipts straight to the app. • message us securely and send documents and screenshots. • personalise your home screen with your favourite accounts, goals, trackers and shortcuts. • view detailed interest rate information for home loans, term deposits and savings accounts. If you’re already registered for Internet Banking, you're ready to go. Simply download the app and log in using your member number and Internet Banking password. Visit tmbank.com.au/faq for help. Important Information ¹You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We may collect information about how the application is used to help us improve the functionality, performance and user experience of the application, including through statistical analysis of aggregated usage trends. Where personal information is collected through your use of the application, it will be handled in accordance with our Privacy & Credit Reporting Policy. For further information about how we manage personal information, please refer to our Privacy & Credit Reporting Policy.

Screenshots

Bendigo Bank4 screens
Teachers Mutual Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Bendigo Bank at 55% against Teachers Mutual Bank's 17%. Bendigo Bank also leads on update cadence (fortnightly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bendigo Bank ships an update fortnightly, Teachers Mutual Bank every 5 months. Both last shipped on November 1, 2026.

Scorecard2 real differences · 8 level
Bendigo Bank versus Teachers Mutual Bank: the parameters behind the verdict, then further details
ParameterBendigo BankTeachers Mutual Bank
PriceFreeFree
Rating4.7 (65 ratings) — better—
Positive reviews55.5% of reviews — better16.5% of reviews
Number of ratings65 — better—
Update frequencyFortnightly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.415.0 — better
Further details — not scored
Size33 MB111 MB
Age rating4+4+
DeveloperBendigo and Adelaide Bank LtdTeachers Mutual Bank Limited

Customer experience

Bendigo Bank

All ratings65 ratings
Positive93.8%
Neutral0.0%
Negative6.2%
Written reviews476 reviews
Positive55.5%
Neutral8.0%
Negative36.6%

Teachers Mutual Bank

Written reviews121 reviews
Positive16.5%
Neutral14.9%
Negative68.6%

Bugs and requests

Bendigo Bank

Reported bugs

4 issues
  • App freezing and crashing on login
  • Security upgrades causing account lockouts
  • Inability to access online banking on certain devices
  • Unreliable app availability due to frequent maintenance

Requested features

5 requests
  • Push notifications for transactions
  • Advanced budgeting and savings tools
  • Dark mode option
  • Ability to use app on multiple devices
  • Improved transaction details and categorization

Teachers Mutual Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bendigo Bank

No in-app purchases

None

Teachers Mutual Bank

No in-app purchases

Questions

Is Bendigo Bank free?
Bendigo Bank is free to download, with no in-app purchases.
Is Teachers Mutual Bank free?
Teachers Mutual Bank is free to download, with no in-app purchases.
Do Bendigo Bank or Teachers Mutual Bank have ads?
Neither Bendigo Bank nor Teachers Mutual Bank shows ads.
Which is updated more often, Bendigo Bank or Teachers Mutual Bank?
Bendigo Bank ships an update fortnightly, and Teachers Mutual Bank every 5 months. Most recently, Bendigo Bank was updated on November 1, 2026 and Teachers Mutual Bank on November 1, 2026.

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