Comparison

Patria Mobile Banking vs BT Go

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Patria Mobile Banking

Features
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Patria Mobile Banking application offers you maximum mobility and security, directly on your phone, without having to go to the branch. In addition, it is offered free of charge to all users enrolled in Patria Internet Banking. What does Patria Online Mobile Banking have to offer: - currency exchange quotes, available even if you do not have a user account yet - access to your accounts, cards, loans and deposits with the possibility for viewing your account balance, transaction history and lots of additional details (interest, accumulated amounts, due dates, etc.) - quick payments, with the possibility of adding new beneficiaries and creating payment templates - transfers between own accounts from Patria Bank or payment to other accounts you have with other banks - currency exchange - deposit opening - fees reduced by up to 50 percent lower compared to the operations performed in branch Access to the application is available with the PIN code which is set when the mobile application activation is made. Moreover, you can use the Patria Online Banking application as an authentication and authorization token for the Patria Internet Banking service. Additional details and tutorials on how to do it are on our site: https://www.patriabank.ro/nouaPatriaOnline If you don’t have yet our Patria Internet Banking service, we welcome you to the nearest Patria Bank branch. Here's where you can find us: https://www.patriabank.ro/sucursale The mobile banking application is available in Romanian and English. This application uses cookies. By using the application, you consent to the use of cookies. Find out more about this: https://www.patriabank.ro/informatii-utile/securitate/politica-de-cookies. For additional information you can contact us at the following phone numbers: 0800 410 310 (free for national calls) or +40 372 271 403 (standard rates for international calls), Monday to Friday from 09:00 -19: 00 or by e-mail, at info@patriabank.ro.

About

BT Go

This business banking app offers a comprehensive suite of financial and management tools for companies. It allows for online account opening, transaction management, card services, loan access, and investment portfolio viewing. The app also facilitates quick payments, foreign exchange operations, and integrates with billing solutions for invoice management.

Highlights
  • Online account opening
  • Transaction management and statements
  • Card management and limits
  • Loan and deposit access
  • Investment portfolio viewing
  • Quick payments and foreign exchange
  • Invoice and billing integration
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BT Go, your business banking experience! BT Go is Banca Transilvania's internet and mobile banking platform, designed to bring banking services and business solutions together in a simple and efficient digital experience. BT Go is dedicated exclusively to businesses (companies and sole traders). Banca Transilvania is the market leader in Romania's business banking segment, with more than 650,000 customers. BT Go covers both the financial and banking needs expected from an internet banking platform and the management needs of a business. Online onboarding – open your account or business relationship fully online • For LLCs, sole traders, and liberal professions; • Fast, secure, no branch visits; • Paperless, fully digital, with 24/7 access; • Simple and intuitive experience. Your company's accounts and transactions • View all your BT accounts and open or close accounts directly in the app; • Rename and reorder accounts and mark your favorite; • Search and track transactions and their status using filters; • View debit instruments (Cheques, Promissory Notes, and Bills of Exchange) and their status; • Download account statements for different time periods and account types (current, savings, or deposit accounts), individually or for all accounts at once; • Generate statements in multiple formats (PDF, MT940, CSV, XML) - for fast and easy integration with automated accounting systems; • Download monthly account statements from the last 10 years in a convenient ZIP file; • Export transaction lists in PDF or CSV format; • Manage your company cards, view card details, or issue new cards; • Open classic and negotiated deposits and savings accounts; • Access active loan details, make early repayments, and quickly download related documents; • View and trade fund units in your BT Asset Management investment portfolio; • Access detailed information and transaction reports for POS, ePOS, and eCommerce services; • Benefit from Open Banking services through the implementation of the Payment Services Directive II (PSD2). Simple and fast payments • Make payments between your own accounts or to business partners, in any currency, using single or multiple signatures; • Save payment templates and save time; • Create payment packages or upload payment files (including payroll files) for simultaneous signing; • Perform standard or negotiated foreign exchange operations and set exchange rate alerts; • Schedule future-dated payments or set up recurring payments; • Manage your saved beneficiaries. Your invoices in your banking app • Issue, cancel, reverse, and customize invoices through integration with the FGO invoicing platform; • e-Factura - connect your SPV account, send invoices automatically, track their processing status with ANAF. and view all invoices received through SPV; • Quickly pay received invoices, including multiple invoice payment (up to 5 invoices at once); • Invoices are automatically matched with incoming and outgoing payments; • Download invoices and send them to your customers. Intuitive and user-friendly dashboard • Virtual assistant for quick BT Go information; • Direct access to accounts and the FGO invoicing solution; • Fast transfers of any type; • View balances, transactions, and comparisons between payment and collections over the last 4 months; • Quick access to deposits, loans and cards; • Useful notifications in the Notification Center. • Easily manage all associated companies.

Screenshots

Patria Mobile Banking4 screens
BT Go4 screens

Verdict

The call

The clearest difference is update cadence: BT Go at fortnightly against Patria Mobile Banking's every 5 months. Patria Mobile Banking's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Patria Mobile Banking ships an update every 5 months, BT Go fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Patria Mobile Banking versus BT Go: the parameters behind the verdict, then further details
ParameterPatria Mobile BankingBT Go
PriceFreeFree
Rating—4.7 (125 ratings) — better
Positive reviews—25.0% of reviews
Number of ratings—125 — better
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size39 MB185 MB
Age rating4+4+
DeveloperPatria Bank S.A.Banca Transilvania

In-app purchases

None

Patria Mobile Banking

No in-app purchases

None

BT Go

No in-app purchases

Questions

Is Patria Mobile Banking free?
Patria Mobile Banking is free to download, with no in-app purchases.
Is BT Go free?
BT Go is free to download, with no in-app purchases.
Do Patria Mobile Banking or BT Go have ads?
Neither Patria Mobile Banking nor BT Go shows ads.
Which is updated more often, Patria Mobile Banking or BT Go?
Patria Mobile Banking ships an update every 5 months, and BT Go fortnightly. Most recently, Patria Mobile Banking was updated on October 29, 2026 and BT Go on October 30, 2026.

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