BPRKS Mobile vs OCTO Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BPRKS Mobile
A mobile banking application designed for BPR Karyajatnika Sadaya customers. It offers a range of transactional and non-transactional services, including fund transfers, bill payments, and product purchases. Users must register through an ATM, EDC, or Internet Banking to access these features.
- Portfolio information
- Fund transfer
- Interbank fund transfer
- Product purchase
- Bill payment
- ATM location finder
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BPRKS Mobile is Mobile Banking Application for BPR Karyajatnika Sadaya customers. Each customer must register from ATM, EDC, or Internet Banking to be able to use the service. BPRKS Mobile provides transactional and non transactional services such as portfolio information, fund transfer, online interbank funds transfer via ATMBersama, product purchase, bill's payment, nearest ATM locations, etc.
OCTO Merchant
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OCTO Merchant is a mobile application from CIMB Niaga, which is here to facilitate CIMB Niaga's business partners in developing their business. OCTO Merchant helps all CIMB Niaga business partners to develop in managing their business anytime and anywhere. Enjoy the benefits of using OCTO Merchant: 1. Receive QRIS payments from E-Wallet and transaction notifications. 2. Reports in person and online sales. 3. Many promotions and programs for merchants. 4. Suitable for every type of business with one outlet or multi outlet. 5. Access to banking transactions such as bill payments, transfers, top ups, etc. with OCTO Mobile and OCTO Clicks. 6. Easy access to the website to view daily, weekly and monthly reports and other information related to payment transactions at your outlets. Download now to get OCTO Merchant benefits from CIMB Niaga Vital Records : 1. Before using OCTO Merchant, you must first download and register on the OCTO Merchant application. 2. Register only your own mobile number to use OCTO Merchant. 3. Always maintain the confidentiality of your User Id and Password. For further information, please contact 14042 or email to 14041@cimbniaga.co.id.
Screenshots
Verdict
The clearest difference is iOS requirement: BPRKS Mobile at 12.1 against OCTO Merchant's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BPRKS Mobile ships an update every 2 months, OCTO Merchant every 3 months. The most recent releases landed on October 5, 2026 and October 27, 2026 respectively.
| Parameter | BPRKS Mobile | OCTO Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 64 MB | 73 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. Bank Perkreditan Rakyat Karyajatnika Sadaya | Bank CIMB Niaga Tbk |
In-app purchases
BPRKS Mobile
No in-app purchases
OCTO Merchant
No in-app purchases
Questions
Is BPRKS Mobile free?
Is OCTO Merchant free?
Do BPRKS Mobile or OCTO Merchant have ads?
Which is updated more often, BPRKS Mobile or OCTO Merchant?
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