Comparison

BPRKS Mobile vs OCTO Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BPRKS Mobile

A mobile banking application designed for BPR Karyajatnika Sadaya customers. It offers a range of transactional and non-transactional services, including fund transfers, bill payments, and product purchases. Users must register through an ATM, EDC, or Internet Banking to access these features.

Highlights
  • Portfolio information
  • Fund transfer
  • Interbank fund transfer
  • Product purchase
  • Bill payment
  • ATM location finder
Features
Read full description

BPRKS Mobile is Mobile Banking Application for BPR Karyajatnika Sadaya customers. Each customer must register from ATM, EDC, or Internet Banking to be able to use the service. BPRKS Mobile provides transactional and non transactional services such as portfolio information, fund transfer, online interbank funds transfer via ATMBersama, product purchase, bill's payment, nearest ATM locations, etc.

About

OCTO Merchant

Features
Read full description

OCTO Merchant is a mobile application from CIMB Niaga, which is here to facilitate CIMB Niaga's business partners in developing their business. OCTO Merchant helps all CIMB Niaga business partners to develop in managing their business anytime and anywhere. Enjoy the benefits of using OCTO Merchant: 1. Receive QRIS payments from E-Wallet and transaction notifications. 2. Reports in person and online sales. 3. Many promotions and programs for merchants. 4. Suitable for every type of business with one outlet or multi outlet. 5. Access to banking transactions such as bill payments, transfers, top ups, etc. with OCTO Mobile and OCTO Clicks. 6. Easy access to the website to view daily, weekly and monthly reports and other information related to payment transactions at your outlets. Download now to get OCTO Merchant benefits from CIMB Niaga Vital Records : 1. Before using OCTO Merchant, you must first download and register on the OCTO Merchant application. 2. Register only your own mobile number to use OCTO Merchant. 3. Always maintain the confidentiality of your User Id and Password. For further information, please contact 14042 or email to 14041@cimbniaga.co.id.

Screenshots

BPRKS Mobile4 screens
OCTO Merchant4 screens

Verdict

The call

The clearest difference is iOS requirement: BPRKS Mobile at 12.1 against OCTO Merchant's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BPRKS Mobile ships an update every 2 months, OCTO Merchant every 3 months. The most recent releases landed on October 5, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
BPRKS Mobile versus OCTO Merchant: the parameters behind the verdict, then further details
ParameterBPRKS MobileOCTO Merchant
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.1 — better15.0
Further details — not scored
Size64 MB73 MB
Age rating4+17+
DeveloperPT. Bank Perkreditan Rakyat Karyajatnika SadayaBank CIMB Niaga Tbk

In-app purchases

None

BPRKS Mobile

No in-app purchases

None

OCTO Merchant

No in-app purchases

Questions

Is BPRKS Mobile free?
BPRKS Mobile is free to download, with no in-app purchases.
Is OCTO Merchant free?
OCTO Merchant is free to download, with no in-app purchases.
Do BPRKS Mobile or OCTO Merchant have ads?
Neither BPRKS Mobile nor OCTO Merchant shows ads.
Which is updated more often, BPRKS Mobile or OCTO Merchant?
BPRKS Mobile ships an update every 2 months, and OCTO Merchant every 3 months. Most recently, BPRKS Mobile was updated on October 5, 2026 and OCTO Merchant on October 27, 2026.

Other comparisons