Comparison

CUBC mBanking vs PPCBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CUBC mBanking

Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.

Highlights
  • Open CUBC Digital Account
  • Manage Bank Accounts (Savings, Current, Credit Card, Loans)
  • View Transaction History
  • Fund Transfers (Local & Overseas)
  • QR Code Payments (KHQR)
  • Bill Payments & Scheduled Transfers
  • Online Fixed Deposits
  • Find Nearby Branches & ATMs
Features
Read full description

Discover the quick, simple and easy way to take command of your bank account from your mobile phone. We would like to introduce you to the safe and personal mbanking function with a high security system that you can access around the clock and on to go. Our mBanking service works with all types of handsets to help you access your CUBC Accounts easily and securely. With CUBC mBanking in hand, there are many things you can do: -Open CUBC Digital Account: faster and easier to register and manage your account and transaction, get account instantly just few clicks. -Manage Your Bank Accounts: check your account balance, including saving account, current account, fixed deposit account, credit card accounts and loan. -Transaction: view recent account and credit/debit card transaction history, search for customize period by date. -Fund Transfer: transfer between CUBC bank account, local bank and oversea Bank. -QR code: send and receive fund via KHQR. -Payment: pay the mobile top up and others without going to the counter. -Pay Bills or Transfer on Schedule: set up your own one-time or future billing payment or transfer. -Online Fixed Deposit: fast and easy way to manage your future financial goals by save your money with high interest rate. -Location: giving you the access to an easy way to find Cathay United Bank and ATM near you in Cambodia. -Instant Push Notification: receive instant transaction notification 24/7, master your every cash flow. -Secure Quick Log-in: by using biometric authentications or username and password. Friendly Reminder:To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) PLC. or please contact us (855) 23 88 55 00.

About

PPCBank

Manage your finances, open accounts, and make transfers with this secure mobile banking application. Access smart financial advice, pay bills, and withdraw cash cardlessly. Enjoy multilingual support and find nearby ATMs and branches.

Highlights
  • Seamless account opening
  • Comprehensive financial snapshot
  • Remote account management
  • Instant and scheduled transfers
  • International money transfers
  • Cardless cash withdrawals
  • Convenient bill payments
  • Instant QR payments
Read full description

PPCBank mobile banking is a secure application from Phnom Penh Commercial Bank Plc. It lets you effortlessly manage your finances, budget, and access smart financial advice. With PPCBank mobile banking, you can access a range of features such as: Seamless Account Opening Instantly open a PPCBank Fast Account in just a few simple steps using Cambodian or Korea Phone Number—anytime, anywhere. Comprehensive Financial Snapshot View your savings and loan balances in a unified interface for real-time financial insight. Remote Account Management Open or close deposit and loan accounts from the convenience of your mobile device. Smart Transfers Make instant or scheduled transfers between PPCBank accounts or to other local banks in real-time via Bakong and the National Clearing House. International Transfers Made Easy Send funds overseas through SWIFT, Western Union, or manage inward telegraphic transfers (ITT) efficiently. Cardless Cash Withdrawals Withdraw cash securely at PPCBank ATMs without using a physical card. Mobile & Prepaid Top-Up Recharge mobile credits and prepaid cards with either pinless or pin-code options. Card Services Management Apply for new cards, or manage existing ones securely and efficiently through the app. Convenient Bill Payments Pay utility bills and merchant invoices directly through the app. Instant QR Payment in Cambodia and Overseas Instantly scan and pay at any KHQR-supported store, including ThaiQR, VietQR, and LaoQR. Rewards Tracking View and manage reward points earned from transactions, redeemable for exclusive gifts. Multilingual Support Use the app in your preferred language—available in five languages including Khmer, English, Chinese, Korean and Japanese for broader accessibility. Location Services Easily find ATMs, CDMs, branches, and partner merchants offering corporate discounts. Additional Features Enjoy continuous enhancements for an even better digital banking experience. App Permission: You are required by the app store to accept App Permissions to allow access to certain functions on your device. Functions will not be access until you use the associated feature, such as using your location to find PPCBank nearest branch/ATM. Terms/service agreement: at any PPCBank branch For more information visit: www.ppcbank.com.kh Phnom Penh Commercial Bank Plc. © 2025

Screenshots

CUBC mBanking4 screens
PPCBank4 screens

Verdict

The call

The clearest difference is rating: CUBC mBanking at 3.6 against PPCBank's 3.3. PPCBank's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CUBC mBanking holds the better App Store score, 3.6 against 3.3. Both are backed by a comparable volume of ratings — 7 and 6 respectively.

UpkeepUpdate frequency

CUBC mBanking ships an update fortnightly, PPCBank monthly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
CUBC mBanking versus PPCBank: the parameters behind the verdict, then further details
ParameterCUBC mBankingPPCBank
PriceFreeFree
Rating3.6 (7 ratings) — better3.3 (6 ratings)
Positive reviews0.0% of reviews—
Number of ratings7 — better6
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size168 MB282 MB
Age rating4+4+
DeveloperCATHAY UNITED BANK (CAMBODIA) PLCPHNOM PENH COMMERCIAL BANK

Customer experience

CUBC mBanking

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

PPCBank

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%

In-app purchases

None

CUBC mBanking

No in-app purchases

None

PPCBank

No in-app purchases

Questions

Is CUBC mBanking free?
CUBC mBanking is free to download, with no in-app purchases.
Is PPCBank free?
PPCBank is free to download, with no in-app purchases.
Which has better reviews, CUBC mBanking or PPCBank?
CUBC mBanking is rated higher. CUBC mBanking averages 3.6 out of 5 from 7 ratings, while PPCBank averages 3.3 from 6 ratings.
Do CUBC mBanking or PPCBank have ads?
Neither CUBC mBanking nor PPCBank shows ads.
Which is updated more often, CUBC mBanking or PPCBank?
CUBC mBanking ships an update fortnightly, and PPCBank monthly. Most recently, CUBC mBanking was updated on October 24, 2026 and PPCBank on October 24, 2026.

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