Comparison

雪球 vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

雪球

This platform offers a comprehensive wealth management experience, integrating investment discussions and trading. It provides access to funds, stocks, and private equity, with features like personalized fund solutions and expert financial advice.

Highlights
  • Investment community and trading
  • Fund and stock trading
  • Private equity access
  • Personalized fund solutions
  • Financial advisor services
  • Investment data and research
  • Online account opening
Features
Read full description

雪球成立于2010年,以“资产配置、长期持有”为理念,从投资社区出发,现已成为国内极具影响的集投资交流交易于一体的在线综合财富管理平台,为超过7800万用户提供基金、股票、私募交流交易服务。 【深度求索投资好机会】 接入DeepSeek,深度挖掘雪球社区优质内容,发现投资好机会。 【1对1财富顾问+0申购费】 精选私募产品,多资产多策略,满足你的大额资产配置需求。 【定制专属基金方案+1折申购费】 雪球三分法教你聪明配置公募基金。 【股票极速开户】 联合头部券商打造专属通道,专业投资社群缓解投资焦虑。 【安全、可信、低费率】 雪球基金为持牌基金销售机构,银行全程资金监管,并在费率上极具市场竞争力。 【特色功能】 投资交流平台--7x24小时快讯、热门话题、社区互动、达人观点、精彩评论、雪球热股。 专业投资数据--上证、深证、港股、美股、新三板等全球市场行情,新股新债、投资研报等一应俱全。 股票基金开户--全程线上开通股票账户、基金账户。炒股低佣金,买基低费率,交易安全、便捷。 精选私募产品--涵盖宏观对冲、管理期货、主观多头、量化选股、低波稳健等多策略产品,0申购费,专业财富顾问提供1对1服务。 三分法聪明买基--创建你的专属资产配置方案,通过资产分散、市场分散、时间分散获取长期胜利。 全品类基金供给--代销基金超17000只,涵盖货币基金、指数基金、主动基金、债券基金、海外基金、商品基金、养老基金等,费率低至1折。 丰富的基金工具--基金筛选、基金对比、指数估值、基金定投、基金排名、指数选基、组合回测等。 完善的投教体系--私募投资精品课、雪球基金第一课、雪球股票投资24章等投资知识免费学。

About

房贷计算器

This tool helps users manage mortgage payments with timely reminders to avoid late fees and credit score damage. It calculates various loan types and repayment methods, offering clear repayment plans and up-to-date interest rate information.

Highlights
  • Mortgage repayment reminders
  • LPR and standard interest rate calculation
  • Commercial, provident fund, and combined loans
  • Equal principal and interest repayment
  • Equal principal repayment
  • Clear repayment plans
Features
Read full description

全新的3.0系列大升级,精简业务、突出重点打造全新的产品。重构了整个内部框架,以支持后续持续的功能拓展。需要特别注意的是:”全新的3.0系列不在支持生活模块,把产品的主要定位方向由房贷计算改为房贷还款提醒,着重拓展还款提醒业务”。为得到App Store 推荐官的青睐,上榜官方精品推荐而不断努力。 你是否还在为逾期还房贷影响个人征信而苦恼? 你是否还在为买房不知选哪种贷款方式而苦闷? 你是否还在被中介骗而懊悔? 房贷计算器 - 还款提醒、贷款(LPR)计算 最专业的LPR利率购房计算器 ,又不只是计算器。操作简单,推送提醒不怕逾期影响征信,计算结果精准无误,还能轻松计算各类贷款!是为所有买房子的用户量身打造的专业还款、贷款小助手! 【还款提醒】 还款日倒计时信息,清晰可见!还会定时推送提醒,不会再逾期。 【方便快捷】 打开即用,直接上手,利率(LPR)自定义,一键计算! 【多重模式】 商业贷款,公积金贷款,组合贷款全部搞定!等额本息,等额本金还款模式随意切换! 【清晰排列】 还款计划清晰排列! 【省钱好手】 不消耗任何流量,精准贷款信息! 最新的利率方式: 1、普通利率 2、LPR 常用贷款方式:
1、商业贷款 2、公积金贷款 3、组合贷款(商业+公积金贷款) 常用的还款方式 1、等额本息 - 在还款期中每月偿还的金额(本金+利息)是固定不变的; 2、等额本金 - 在还款期中把贷款总额按贷款时间等分,每月偿还一样的本金和剩余贷款在该月所产业的利息,这样由于剩余贷款本金不断减少,而利息也会越来越少,所以每月还款金额(本金+利息)也越来越少。 由于所有的算法都是本人独自根据计算公式所编写的,如果您感觉计算结果和实际的有偏差,麻烦联系我,大家一起努力。 -- 抱紧我们 -- 邮箱:xuuohz@163.com

Screenshots

雪球4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is in-app purchases: 房贷计算器 at none against 雪球's 2. 雪球's advantage is ads (none vs shown) and ratings volume (7.6K vs 13). On price, rating, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 雪球 sells 2 one-off in-app purchases. 房贷计算器 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 雪球 against 4.7 for 房贷计算器. That said, the two scores are not equally well evidenced: 雪球 has 7.6K ratings behind it against 13, so its average is the more settled of the two.

UpkeepUpdate frequency

雪球 ships an update every 2 weeks, 房贷计算器 fortnightly. The most recent releases landed on October 30, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
雪球 versus 房贷计算器: the parameters behind the verdict, then further details
Parameter雪球房贷计算器
PriceFreeFree
Rating4.8 (7.6K ratings) — better4.7 (13 ratings)
Positive reviews64.3% of reviews—
Number of ratings7.6K — better13
Update frequencyEvery 2 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size588 MB23 MB
Age rating17+4+
DeveloperSnowball Finance Inc.周 徐

Customer experience

雪球

All ratings7,614 ratings
Positive94.5%
Neutral2.2%
Negative3.3%
Written reviews199 reviews
Positive64.3%
Neutral5.0%
Negative30.7%

房贷计算器

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%

Bugs and requests

雪球

Reported bugs

4 issues
  • Login issues with social media accounts
  • Unreliable real-time data updates
  • Inconsistent UI behavior across devices
  • Unexpected app crashes and freezes

Requested features

4 requests
  • Dark mode option
  • Advanced portfolio management tools
  • Improved search and filtering
  • Seamless integration with other platforms

房贷计算器

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

雪球

One-time2
  • 沪深Lv2高级行情半年$6.99
  • 沪深Lv2高级行情1年$12.99
None

房贷计算器

No in-app purchases

Questions

Is 雪球 free?
雪球 is free to download, with in-app purchases available.
Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Which has better reviews, 雪球 or 房贷计算器?
雪球 is rated higher. 雪球 averages 4.8 out of 5 from 7.6K ratings, while 房贷计算器 averages 4.7 from 13 ratings.
Do 雪球 or 房贷计算器 have ads?
房贷计算器 shows ads; 雪球 does not.
Which is updated more often, 雪球 or 房贷计算器?
雪球 ships an update every 2 weeks, and 房贷计算器 fortnightly. Most recently, 雪球 was updated on October 30, 2026 and 房贷计算器 on October 4, 2026.

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